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How to Apply PMAY

How to Apply Pradhan Mantri Awas Yojana

Last Updated 27th Nov 2021

Pradhan Mantri Awas Yojana is a social security scheme to provide affordable housing with accommodation facilities like water connection, 24*7 power supply and toilet facilities.

Modes
  • Online-pmaymis.gov.in.
  • Offline-Common Service Centre
Categories
  • Under 3 components
  • Slum Dwellers
Charges
  • Online-Nil
  • Offline-₹ 25
Documents
  • Proof of Identity, Address, Income and Property
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How to Apply For Pradhan Mantri Awas Yojana (PMAY)?

Pradhan Mantri Awas Yojana is a social security scheme introduced by Modi government in 2015 to provide affordable housing with accommodation facilities like water connection, 24*7 power supply and toilet facilities by the end of the financial year 2022. Under this scheme, the government aims to build 20 million pucca houses for economically deprived sections of rural & urban areas of India. Along with that, it also provides a credit link subsidy scheme to provide home loans at cheaper rates to first time home loan borrowers.

How Can one Apply for a House Under Pradhan Mantri Awas Yojana?

To apply for a house under Pradhan Mantri Awas Yojana, you need to fill the application form available on the PMAY website and provide the following details in the application form.

  • The first page of PMAY application asks you to provide Aadhaar number to avoid any duplicacy or frauds.
  • As the Aadhaar number is verified on the first page, you need to provide personal details, including the head of the family, residential address etc.
  • You can apply for PMAY scheme under the two categories:
    • Under 3 components: Individuals whose annual income falls below ₹ 18 Lakh and belongs to EWS (Economically Weaker Sections), LIG (Lower Income Groups), MIG( Middle Income Groups) can apply for a home under PMAY for this category.
    • Slum Dwellers: Individuals who are residing in the compact area with poorly built congested tenements, unhygienic environment, inadequate infrastructure, sanitary, and drinking water facilities can apply for PMAY benefits under this category.
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How to Apply for PMAY Benefits Under Other 3 Components Online?

If you are eligible for PMAY scheme online under the categories EWS, LIG or MIG-1 & MIG-2, you can apply for PMAY benefits by following the steps as mentioned below:

  • Firstly, visit the official PMAY website by clicking on pmaymis.gov.in.
  • Now, under the citizen assessment option, choose 'Benefit under the other three components'.
  • Next, enter the Aadhar details as mentioned on the displayed page.
  • Fill in necessary information such as name, contact number and others in the application form provided.
  • Enter the Captcha code and click on the Save button.

How Slum Dwellers Can Apply for Awas Yojana Online?

To apply for Pradhan Mantri Awas Yojana online under the slum dwellers category, follow the steps as mentioned below:

  • Go to the official PMAY website by clicking on pmaymis.gov.in.
  • Now, under the citizen assessment option, choose 'For Slum Dwellers'.
  • Next, enter the Aadhar details as mentioned on the displayed page.
  • Fill in necessary information such as name, contact number and others in the application form provided.
  • Enter the Captcha code and click on the Save button.

FAQs

What are the documents required for the PMAY scheme?

To apply for PMAY scheme, you would require to submit documents as mentioned below:

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Driving License etc.
  • Proof of Address: Voter ID Card, Aadhaar, Passport, Life Insurance Policy etc.
  • Proof of Income: ITR Receipts, Bank Statements (Last six months), Salary Slips (Last two months).
  • Proof of Property Purchase: Sale deed, Property Registration Certificate, Sale/Purchase agreement

How do I get a PMAY loan?

To avail a PMAY loan, you must be a first time home loan borrower and should meet other eligibility criteria related to income. If you are eligible, you can apply for a PMAY scheme online by visiting the PMAY website or through your bank website as well.

What is the last date of PMAY?

If you belong to the LIG/EWS category, you can apply for the PMAY scheme till March 31, 2022. The last date of PMAY for MIG-1 & MIG-2 stands at March 31, 2021.

How do I apply for PMAY online 2020?

To apply for PMAY online 2020, you can visit the official PMAY website at pmaymis.gov.in.


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