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GIC Housing Finance Home Loan Statement

GIC Bank Home Loan Provisional Certificate

Last Updated 24th Dec 2020

  • GIC Housing Finance home loan statement is a summarized version of the availed home loan by a borrower.
  • GIC Housing Finance loan statement is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, and remaining loan amount and home loan EMIs to be paid by the GIC Housing Finance home loan borrower.
  • GIC Housing Finance home loan statement is also called GIC Housing Finance home loan provisional certificate.
  • The statement can be accessed both offline and online by the GIC Housing Finance home loan borrowers.
  • GIC Housing Finance home loan statement can be used to apply for a new loan or to calculate your debt to income ratio.
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GIC Home Loan Statement

GIC home loan statement is a summarized version of the GIC home loan details. GIC bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his GIC home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. GIC home loan statement, also called as GIC bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to get GIC Home Loan Provisional Certificate Online?

Similar to all banking activities, GIC home loan statement or GIC home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

  • Visit the GIC net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the GIC home loan statement opens. You can either view, print or can avail GIC home loan statement online download facility.

How to get GIC Home Loan statement Offline?

GIC home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest GIC branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why GIC Home Loan Statements are required?

GIC home loan statement is required to serve the following purpose:

  • GIC provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these GIC loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • GIC home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my GIC Housing Finance home loan provisional certificate?

GIC Housing Finance home loan provisional certificate online can be downloaded using the GIC Housing Finance net banking facility or the GIC Housing Finance home loan portal. You need to enter your login and home loan details to download the GIC Housing Finance provisional certificate or to avail GIC Housing Finance home loan statement online download.

How can I get my GIC Housing Finance home loan statement online?

You can get your GIC Housing Finance home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a GIC Housing Finance loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

How can I get an GIC Housing Finance housing provisional certificate?

GIC Housing Finance housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest GIC Housing Finance bank branch physically. The online services, on the other hand, can be availed through the net banking portals.


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GIC Home Loan News - Jun 2021
  • 2020-12-24 : GIC Housing reported December 2020 Net Sales at Rs 311.34 crore
    GIC Housing Finance posted net sales at Rs 311.34 crore in December 2020 down 0.25% from Rs. 312.11 crore in December 2019. Further, it reported quarterly net profit at Rs. 60.98 crore in December 2020 up 329.13% from Rs. 14.21 crore in December 2019.
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