Federal Bank Home Loan Statement

Federal home loan statement is a summarized version of the Federal home loan details. Federal bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Federal home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Federal home loan statement, also called as Federal bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

Similar to all banking activities, Federal home loan statement or Federal home loan certificate can be accessed online. For this, the borrower needs to follow the below mentioned:

• Visit the Federal net banking portal or their official website.
• Click on the login page and enter your user id and password allocated for the net banking services.
• After logging in, click on the ‘Enquiries’ tab.
• Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
• Enter your home loan details for which you need the desired information.
• After entering the information, the Federal home loan statement opens. You can either view, print or can avail Federal home loan statement online download facility.

Federal home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

• Visit the nearest Federal branch.
• Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
• After filing in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Federal home loan statement is required to serve the following purpose:

• Federal provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
• It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
• Further, these Federal loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
• Federal home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

✅How can I download my Federal Bank home loan provisional certificate?

Federal Bank home loan provisional certificate online can be downloaded using the Federal Bank net banking facility or the Federal Bank home loan portal. You need to enter your login and home loan details to download the Federal Bank provisional certificate or to avail Federal Bank home loan statement online download.

✅How can I get my Federal Bank home loan statement online?

You can get your Federal Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

✅How do I download my bank statements?

Bank statements can be downloaded using the online portals of the respective Bank. However, to download a Federal Bank loan statement, you need to have access to the net banking service, which is done through the login id and password allocated by the Bank.

✅How can I get an Federal Bank housing provisional certificate?

Federal Bank housing provisional certificate can be accessed both offline and online. For the offline services, one needs to visit the nearest Federal Bank bank branch physically. The online services, on the other hand, can be availed through the net banking portals.