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Federal Home Loan Statement

Federal Bank Home Loan Provisional Certificate

Last Updated 23rd Nov 2021

  • Federal Bank home loan statement is a summarized version of the availed home loan by a borrower.
  • It is issued at the end of each fiscal year and contains information like borrowed loan amount, the amount paid, remaining loan amount and home loan EMIs to be paid by the Federal Bank home loan borrower.
  • Federal Bank home loan statement is also called Federal Bank home loan provisional certificate.
  • Federal Bank home loan borrowers can access the statement both offline and online.
  • You can use Federal Bank home loan statements to apply for a new loan or calculate your debt to income ratio.
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What is Federal Home Loan Statement?

Federal home loan statement is a summarized version of the Federal home loan. Federal bank loan statement gives a clear view of all important components of a home loan that a borrower deals with to pay his Federal home loan EMI. The statement includes the principal amount borrowed, the interest to be charged, and the loan tenure. Federal home loan statement, also called as Federal bank home loan provisional certificate is issued at the end or beginning of each fiscal year to indicate the remaining home loan amount and home loan EMI to be paid by the home loan borrower.

How to Get Federal Home Loan Provisional Certificate Online?

Similar to all banking activities, a Federal home loan statement or Federal home loan certificate can be accessed online. For this, you need to follow the below mentioned steps:

  • Visit the Federal net banking portal or their official website.
  • Click on the login page and enter your user id and password allocated for the net banking services.
  • After logging in, click on the ‘Enquiries’ tab.
  • Under the Enquiries head, select the ‘Home loan provisional certificate’ option.
  • Enter your home loan details for which you need the desired information.
  • After entering the information, the Federal home loan statement opens. You can either view, print or can avail Federal home loan statement online download facility.

How to Get a Federal Home Loan Statement Offline?

Federal home loan statement can be availed offline as well. For the offline process, you have to follow the below-mentioned steps:

  • Visit the nearest Federal branch.
  • Ask for a home loan statement form, and fill the necessary information accurately such as the applicant name, PAN number, date of birth, residential address, home loan details like home loan account number, email id of the applicant and contact number.
  • After filling in the form, submit it with the required documents such as Aadhar card, PAN card or Passport copy.

Why are Federal Home Loan Statements Required?

Federal home loan statement is required to serve the following purpose:

  • Federal provisional certificate helps home loan borrowers keep a regular check on their home loan activities.
  • It keeps the borrowers updated about their upcoming home loan EMIs, due amount, the amount paid and the remaining loan tenure.
  • Further, these Federal loan statements are even useful after the completion of a particular loan. This is because it becomes a mark of a person’s loan repayment capability and is checked by banks for lending future loans.
  • Federal home loan tax certificate also informs one of how much tax one needs to pay. It is necessary to claim tax deductions.

FAQs

How can I download my Federal Bank home loan provisional certificate?

You can download the Federal Bank home loan provisional certificate online using the Federal Bank net banking facility or the Federal Bank home loan portal. To avail the facility of Federal Bank home loan statement online download or to download the Federal Bank provisional certificate you need to enter your login and home loan details.

How can I get my Federal Bank home loan statement online?

You can get your Federal Bank home loan statement online, by logging in on the online portals, and choosing the ‘Home loan provisional certificate’ option under the enquiries tab.

How can I get an Federal Bank housing provisional certificate?

Federal Bank housing provisional certificate can be accessed both offline and online. For the offline services, you need to visit the nearest Federal Bank bank branch physically. On the other hand, you can avail the online services through the net banking portals.

How do I find my Federal Bank Loan Account Statement?

You can find details about Federal Bank loan account statements online through Federal Bank netbanking account. In addition, to download an interest certificate Federal Bank offline, you can visit the nearest bank.

How can I check my Federal Bank loan balance online?

You check Federal Bank loan balance online by logging to your Federal Bank account through netbanking. You can also download a Federal Bank home loan interest certificate or Federal Bank loan account statement to check your loan balance.


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Federal Home Loan News - Dec 2021
  • 2021-05-20 : Federal Bank revised its Marginal cost of lending rates
    With effect from 16 May 2021, Federal Bank changed its MCLR. The overnight and one-month MCLR is 7.65% and 7.75%, respectively. The MCLR for three months stands at 7.80%. Further, the MCLR for six months and one year is 7.85% and 7.90%, respectively. The revised rates will impact MCLR based home loans.
  • 2021-01-06 : Federal Bank’s gross advances rise 6% YoY in Q3
    Federal Bank reported a 12% increase in total deposits which includes fixed and recurring deposits for the third quarter of the fiscal. Further the bank reported an increase of 6% rise in gross advances which includes home, personal, gold, car, two-wheeler and education loans along with business and mudra loans. CASA ratio stood at 34.48% at the end of December 31, 2020, from 33.38% as on September 30, 2020.
  • 2020-07-16 : Federal Bank Q1 net profit up 4.3%
    Federal Bank net profit backed by retail loans like home, personal, gold, car and two-wheeler along with business and mudra loans rose by 4.3% to Rs 400.77 crore in Q1 June 2020 over Q1 June 2019. Further, The Bank total deposits which include fixed and recurring deposits reached Rs 1,54,937.74 crore in Q1 June 2020, registering a 16.9% growth from Q1 June 2019.
  • 2020-05-29 : Federal Bank reported a Q4 net profit of Rs. 301.23 crores
    Federal Bank reported a 21.04% fall in its profits to Rs. 301.23 crores in the fourth quarter of 2019-20 with a sharp rise in provisions. Its net profit was ₹381.51 crores in the same period a year ago. Further, For the quarter ended March 31, 2020, the bank reported a 19.27% increase in total income to ₹4,107.95 crores from ₹3,444.04 crores a year ago backed by retail loans like home and personal loans along with business, car and mudra loans.
  • 2019-07-17 : Federal Bank net profit rises by 46% to Rs. 384 crores during FY19-20
    Private sector lender, Federal Bank’s net profit has witnessed a 46% growth to Rs. 384 crores in the first quarter of FY 19-20. Previous year the profit stood at Rs. 262 crores. The growth is driven by stable asset quality and robust non-core income. Also, the lender has plans to achieve significant growth across its retail loan segment, including home loans and mortgage loans this year.
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