Home Loan in Delhi - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Delhi, Lowest EMI Per Lakhs

Last Updated 07th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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Home Loan Delhi

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance

Delhi Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Delhi

Bank Branch
Allahabad Bank ADCHINI | AHLCON PUBLIC SCHOOL | ALIPUR | AMAR COLONY | ANAND LOK | ANAND VIHAR | ASHOK VIHAR | ASN PUBLIC SCHOOL | AZADPUR | B D CHANDIWALA
Andhra Bank A P BHAVAN | ASAF ALI ROAD | ASHOK VIHAR | BAWANA | CHANDINI CHOWK | CIRCLE OFFICE NEW DELHI | CONNAUGHT CIRCUS | DEEPALI CHOWK | DWARAKA | DWARAKA SECTOR11
Axis Bank ADHCHINI | ASHOK VIHAR | ASHOKA NIKETAN | AZADPUR NEW DELHI | BALI NAGAR | BAWANA | BURARI | CHANDNI CHOWK | CHAWRI BAZAAR | CHITTARANJAN PARK
Bank of Baroda ALIPUR | ASAFALI ROAD | B3 CONOUGHT PLACE | BADLI | BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER | BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER | BASANT GAON | BASANT LOK | BAWANA | BHAJANPURA
Bank of Maharashtra ASAF ALI ROAD | BAPROLA | CHANDNI CHOWK | CONNAUGHT PLACE | DAYANAND VIHAR | DR MUKHERJEE NAGAR | DWARKA SECTOR 10 | DWARKA SECTOR 12 | EAST PATEL NAGAR | GREATER KAILASH
Canara Bank BURARI | PURNA PRGYA SCHOOL EC | AIR PORT | ASSET RECOVERY MGMT | AZADPUR NEW SUBZIMANDI | BAWANA | BHAGWANDAS ROAD | BHEL LODI ROAD | BHOGAL LANE | C DOT CHATTARPUR
Citibank CONNAUGHT CIRCUS | NEHRU PLACE | PUNJABI BAGH | SOUTH EXTENSION II | VASANT VIHAR
Corporation Bank AALI | ALIPUR | ARMB | ASAFALIROAD | AYA NAGAR | AZADPUR | BAKHTAWARPUR | BARWALA | BAWANA | BCP
Dena Bank ALIPORE MARG | ASHRAM | ASSET REC BR NEW DELHI | AZADPUR | BAWANA | BURARISANT NAGAR | CHANDNI CHOWK | CHATTARPUR | CHAWRI BAZAR | CONNAUGHT CIRCUS
Federal Bank CHANDNI CHOWK | CONNAUGHT CIRCUS | CORPORATE BANKING | DAULATPUR | DWARAKA | FUNDS and INVESTMENT | GREATER KAILASH II | GREEN PARK | HAUZ KHAS | I BAGH
HDFC Bank 1450 EAST JYOTI NAGAR | 28 CENTRAL MARKET | ADARSH NAGAR | ADCHINI | AFRICAN AVENUE ROAD | AJAY ENCLAVE | AJMERI GATE | ALAKNANDA | ALIPUR | AMAR COLONY
ICICI Bank ADARSH NAGAR | AJMAL SHAH ROAD DELHI | ALAKNANDA | ANAND VIHAR | ASAF ALI ROAD | ASHOK VIHAR | AZADPUR | BAHADUR SHAH ZAFAR MARG | BARAKHAMBA | BASANT LOK
IDBI Bank ASHOK VIHAR | AZADPUR | CARGO TERMINAL | CASH PROCESSING CENTRE | CHANDNI CHOWK | CIVIL LINES DELHI | CURRENCY CHEST | DERAWAL NAGAR | DWARKA | GANDHINAGAR
IDFC Bank BARAKHAMBA ROAD | NEW FRIENDS COLONY
Indian Bank ANAND VIHAR | ASHOK VIHAR | BABAR ROAD | CHANDNI CHOWK | CHITTARANJAN PARK | CONNAUGHT PLACE | CONNAUGHT PLACE | DEFENCE COLONY | DWARAKA | DWARKA SECTOR 10
Indian Overseas Bank ANAND VIHAR | ANSARI ROAD DARYAGANJ | ASHOK VIHAR | BADARPUR | BASE HOSPITAL | C BLOCK JANAKPURI | C G O COMPLEX | CANNAUGHT PLACE M 13 BLOCK | CANTONMENT DELHI | CONNAUGHT PLACE MIDDLE CIRCLE
IndusInd Bank ASHOK VIHAR | BARAKHAMBA | CHANDNI CHOWK DELHI | DEFENSE COLONY | DWARKA SECTOR 10 | GREATER KAILASH II | GREEN PARK | GUJRANWALA | GULMOHAR YUSUF SARAI | INDRAPRASTHA EXTENSION IP EXTN
Karur Vysya Bank CHANDNI CHOWK | CONNAUGHT CIRCUS | DELHI CCO | DELHI DO | DELHI RLPC | GREATER KAILASH | JANAKPURI | KAMLANAGAR | KAROLBAGH | KASHMERE GATE
Kotak Bank ANAND VIHAR | ASHOK VIHAR | CHANDANI CHOWK | CHAWRI BAZAAR | CHITTRANJAN PARK | CONNAUGHT PLACE | CP INNER CIRCLE | DARYAGUNJ | DEFENCE COLONY | DWARKA Sector 5
PNB ADARSH NAGAR | AIR CARGO CMPLX T 3 | ALAKNANDA ASC | ALAKNANDA VSC | ANAND VIHAR | ANAND VIHAR | ASAF ALI ROAD | ASOLA | ASSET RECOVERY MANAGEMENT | ATM CELL BACK OFFICE
SBI A1 JANAK PURI | ADB NAJAFGARH | AFS TUGLAKABAD | AGCR BUILDING ITO | AGV COMPLEX | AHILYA BUILDING GREATER KAILASH II N | AJMAL KHAN ROAD | ANAJ MANDI SHADARA | ANAND VIHAR | ANSARI NAGAR
Standard Chartered Bank BARAKHAMBA ROAD | CHANAKYA PURI | CONNAUGH PLACE A BLOCK | CONNAUGH PLACE H BLOCK | CONNAUGHT PLACE E BLCK | GREATER KAILASH 1 | JANAKPURI | KAROL BAGH | NEW FRIENDS COLONY | PITAMPURA
Syndicate Bank A G I BHAVAN | ADARSH NAGAR | AF SCHOOL | AIR FORCE GOLDEN JUBILEE INSTITUTE | AIR FORCE STN RAJOKRI | AIR HQRS VAYU BHAWAN | AIRFORCE STN ARJUNGARH | AKBAR BHAWAN MEA | ALIPUR | ARMY HEAD QTRS CANTEEN
Union Bank of India ANAND NIKETAN | ANAND VIHAR | ANSARI ROAD | ASAF ALI ROAD | ASHOK VIHAR | ASSET RECOVERY BRANCH NEW DELHI | AZADPUR | BAKANER | BHORGARH | BURARI
Vijaya Bank A R M BDELHI | ANSARI ROADNEW DELHI | ARMY HOSPITAL R&R EXT COUNTERDELHI | ARMY PUBLIC SCHOOL EXTENTION COUNTERDELHI | ASIAD VILLAGE EC HAUZKHASDELHI | AZADPURDELHI | BARAKHAMBA ROAD | BHORGARHDELHI | BIKAJI CAMA PLACENEW DELHI | C M S BDELHI
Yes Bank ASHOK VIHAR | AURANGABAD | BHIKAJI CAMA | CANNAUGHT PALACE | CHANAKYAPURI | CHANDNI CHOWK | CHATTARPUR | CHAWRI BAZAAR | DARYAGANJ | DELHI NAGRIK SEH BANK JANAKPURI

Home Loan Customer Care in Delhi, Email

Bank Customer Care Number
HDFC Bank 011-61606161, loansupport@hdfcbank.com
Citibank 0124-254 2484
Kotak Bank 011-66006022
ICICI Bank 011-33667777/ 011-44455000
SBI 995-880-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 995-839-0909, yestouch@yesbank.in
Indiabulls 011-33543680, homeloans@indiabulls.com
Allahabad Bank 011-23341669, customercare@allahabadbank.in
HDFC 011-41115111
Indian Bank 011-27411133
Standard Chartered Bank 011-66014444/ 011-39404444, customer.care@sc.com
Axis Bank 011-23736555
United Bank of India 1800-345-0345
Andhra Bank 0124-2581936, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 011-26418058/ 011-26293209
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 011-3319192
Federal Bank 1800-425-1199
Dena Bank 011-23414552
IDBI Bank 011 2399 4348
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 011- 28714062
State Bank of Mysore 011-32606917
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 9910797373
Bank of Maharashtra 1800-114-747
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075081, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 011-23955010
Syndicate Bank 1800-425-0585
State Bank of Patiala 011-23073721
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 011-7110-9600, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 011 - 28751536
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 011-22304533
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Nainital Bank 05946-2501520
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
06th Dec 16 Home loan securitization market to remain robust despite demonetization
CRISIL, a leading credit rating agency, has kept a positive outlook on home loan securitization in the post demonetisation market scenario. Mortgage backed securities with their long tenures and low delinquency rates are expected to continue attracting long term investors. Volumes in mortgage backed securities have already touched Rs. 19,000 crore in first half of 2016-17, significantly higher than the annual volumes of Rs. 15,000 crore registered in 2014-15.
06th Dec 16 JM Financial Products completes stake buy in India Home Loan
JM Financial Products, a subsidiary of JM Financial Limited, has completed an acquisition of 24.5 percent stake in India Home Loan Limited. The company has acquired 1,500,000 shares through preferential allotment route. India Home Loan provides home loan to individuals and families in the affordable housing segment.
05th Dec 16 IDFC Bank reduces its home loan rates by 10 basis points
IDFC Bank has reduced its simple home loan rate by 10 bps to 9.15 percent from 9.25 percent earlier. Revised short and sweet home loan rate has been reduced to 9.30 percent from 9.40 percent earlier. Home loan rate of IDFC Bank depends on six month MCLR rate which currently stands at 9 percent. The rates are effective from 1st December, 2016.
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.