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Home Loans in Delhi - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Near Me, Lowest EMI Per Lakh

Last Updated 23rd Jun 2021

Bank Interest Rate Tenure Lowest EMI Per Lakh
SBI 6.70% Floating
Check Best Offers
30 years ₹ 645
HDFC 6.75% Fixed
30 years ₹ 649
ICICI Bank 6.75% Fixed
30 years ₹ 649
Axis Bank 6.70% Fixed
30 years ₹ 645
PNB Housing Finance 7.35% Fixed
30 years ₹ 689
Bank of Baroda 6.75% Floating
30 years ₹ 649
Citibank 6.65% Fixed
25 years ₹ 685
  • HDFC Bank has 273 branches and Bank of Baroda has 134 branches in Delhi.
  • There are 41 banks in Delhi. Check Best Offers
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Delhi

Types of Home Loans offered in Delhi

In Delhi, various Banks and NBFCs provide home loans at comparative interest rates. However, a home loan is a broader category that can further be distinguished into types of home loans, based on the purpose for which it is bought. These are listed as follows:

Type of Home Loan Purpose of the Loan
Home Purchase Loan A home purchase loan is a loan to buy a residential property such as a flat or an apartment.
Land Purchase Loan Land purchase loan is a loan to buy a plot for the construction of a house. The construction on the land must be completed under a prefixed time.
Construction Loan A construction loan is a loan to construct a house on a plot owned by the loan borrower.
Home Extension Loan A home extension loan is a loan for extending or expanding an already owned house. For instance, constructing a floor, room or balcony.
Home Improvement Loan Home improvement loans are loans for the renovation of a house. This loan is taken for activities like painting a house, revamping electric wiring, etc.
Home Loans for NRI NRI home loans are loans for non-residents Indians who wish to buy or construct a home in India. This loan involves a bit more documentation than other regular home loans.
Home Loan Top-Ups Home loan top-up allows borrowers to borrow an additional loan amount on an existing home loan.
Pre-Approved Home Loan Pre-approved loans are loans offered by the banks to their existing customers, based on the customer’s credit history and income stability.
Home Loan Balance Transfer A home loan balance transfer, allows borrowers to shift their home loan from an existing lender to another lender, who offers the loan at a lower rate.
Home Loan Overdraft Home loan overdraft allows borrowers to add surplus loan amounts in their linked savings and current account.

Documents Required for Home Loan in Delhi

In order to avail of a home loan in Delhi, loan applicants need to fulfill the documentation requirements. List of documents to avail a home loan are listed as follows:

  • Identity Proofs: Identity proof is required to ensure a person's identity. These include aadhar card, voter id card, PAN card, or Government-issued id cards.
  • Address Proofs: An address proof is mandated to avail of a home loan in order to ensure the residential details of the applicant. These include passport, driving license, utility bills like water, electricity, or gas.
  • Income Proofs: Income proofs are required to ensure the repayment capability of the loan borrower. These include documents like Form 16, salary slips, ITR documents, and bank statements.
  • Age Proofs: Age proof is submitted through documents like birth certificate, voter id card, driving license, school and college certificates, and mark sheets.
  • Proof of Business Existence: It is required in the case of self-employed people. Proof of business existence includes trade license, copy of partnership deeds, and registration certificates. Also, certificate of practice and degree if the applicant is a self-employed professional.
  • Property Documents: This includes documents like allotment letter, possession letter, and certificate of approved plans for construction and extension, conveyance deeds, and sale-purchase agreements.

Top Banks Offers Housing Loan in Delhi

  • SBI Home Loan- The State Bank of India is one of the leading public sector banks in the country. It has many branches in Delhi. The bank offers various home loan products such as SBI flexipay home loan, Privilege home loan, Realty home loans, among others. Home loan rates by SBI start from 6.70%. SBI offers special discounts on home loan rates for women borrowers.
  • HDFC Home Loan- HDFC home loan is another popular home loan lender in Delhi. It offers various home loan products like HDFC TruFixed home loan, HDFC Reach home loan, etc. The interest rates on HDFC home loans in Delhi begin from 6.75%.
  • ICICI Home Loan- ICICI Bank is the second-largest bank in the country. It offers home loans at affordable interest rates that are designed to fulfill the house needs of both salaried and self-employed people. Popular ICICI Bank home loan products in Delhi include ICICI repo rate home loan, Express home loan, ICICI Home Improvement loans, among others. Interest rates on ICICI home loans in Delhi starts from 6.75%.
  • Axis Bank Home Loan- Axis Bank is one of the most popular private-sector lenders in the country. The bank provides excellence in all banking services and loan products like home loans. Popular home loan products offered in Delhi are Axis Bank repo rate home loan, Empower home loan, and Happy Ending home loans, amongst others. Axis bank home loan interest rates in Delhi start from 6.70%.

HDFC Bank Home Loan Branches in Delhi

1450 EAST JYOTI NAGAR28 CENTRAL MARKETADARSH NAGAR
ADCHINIAFRICAN AVENUE ROADAJAY ENCLAVE
AJMERI GATEALAKNANDAALIPUR
AMAR COLONYANAND NIKETANANAND VIHAR
ANAND VIHARANANDLOKASAF ALI ROAD EXTN CTR
ASHOK NAGARASHOK VIHAR PHASE IASHOK VIHAR PHASE II A BLOCK
ASHOK VIHAR PHASE II B BLOCKASHOKA PARKASHRAM
AZAD MARKETB K DUTT MARKETBAHUBALI ENCLAVE
BALI NAGARBAMNOLI VILLAGEBANARASI DAS ESTATE
BARAKHAMBA ROADBARWALABASANT LOK VASANT VIHAR
BAWANABENGALI MARKETBHERA ENCLAVE
BHIKAJI CAMA PLACEBIJWASANBOMBAY MERCANTILE COOP BANK DARYA GANJ
BURARIC R PARKCHANDNI CHOWK
CHANDNI CHOWKCHATTARPURCHAWRI BAZAR
CHITTARANJAN PARKCHUNA MANDI PAHARGANJCLOCK TOWER
CONNAUGHT CIRCUS N BLOCKCONNAUGHT PLACE MIDDLE CIRCUSCONNAUGHT PLACE OUTER CIRCLE
DARYA GANJDEFENCE COLONYDEFENCE COLONY BHISHM PITAMAH MARG
DEFENCE COLONY MARKETDERAWAL NAGARDEV NAGAR
DEVLI ROAD KHANPURDILSHAD COLONYDWARKA
DWARKA IIDWARKA SECTOR 11DWARKA SECTOR 14
DWARKA SECTOR 17EAST OF KAILASHEAST OF KAILASH II
EAST PATEL NAGAREAST PATEL NAGAREAST PUNJABI BAGH
GAGAN VIHARGANDHI NAGARGAUTAM NAGAR
GEETA COLONYGEETANJALIGOLE MARKET
GOPINATH BAZARGOVIND PURIGREATER KAILASH 1
GREATER KAILASH 2GREATER KAILSH 1GREATER KAILSH 2
GREEN PARKGREEN PARK EXTNGREEN PARK MARKET
GUJRANWALA TOWNGUJRANWALA TOWNGULABI BAGH
HAUZ KHAS 1HAUZ KHAS MARKET 2IBAGH
INA MARKETINDERPURIIP EXTENTION NEW DELHI
IP EXTN PATPARGANJJANAKPURIJANAKPURI A BLOCK
JANAKPURI BLOCK BJANAKPURI D BLOCKJANAKPURI DILLI HAAT
JANAKPURI DISTRICT CENTERJANGPURAJANPATH
JASOLA VIHARJEEVAN NAGARJHANDEWALAN II
JORBAGHJSV VTB BANKKALKAJI 1
KALKAJI 2KALKAJI 3KALKAJI 4
KALKAJI EXTENSIONKAMAL CINEMA NEW DELHIKAMLA NAGAR
KAPASHERAKARAMPURAKARKARDOOMA
KAROL BAGH ARYA SAMAJ ROADKAROL BAGH BEDANPURAKAROL BAGH J BLOCK
KASHMERE GATEKASHMERE GATE ISBTKATWARIA SARAI
KHAN MARKETKHELGAON ANSAL PLAZAKIRTI NAGAR
KIRTI NAGARKOHAT ENCLAVEKONDLI
KRISHNA NAGARLADO SARAILAJPAT NAGAR CENTRAL MARKET
LAJPAT NAGAR IILAJPAT NAGAR RING ROADLAWRANCE ROAD
MAHARANI BAGHMAHIPALPURMALCHA MARG
MALKA GANJMALL ROADMALVIYA NAGAR
MANDAKINIMANGOLPURIMansarover Garden
MAYAPURIMAYUR VIHAR PH 1MAYUR VIHAR PHASE II
MEHRAULIMODEL TOWNMODEL TOWN 1
MOHAN COOPERATIVEMUKHERJEE NAGARMULTAN NAGAR
MUSOODPURNAI SADAK NEW DELHINAJAFGARH
NAJAFGARH SHIVAJI MARGNANGIA PARKNARAINA PHASE I
NARAINA VIHARNARELANEB SARAI
NEHRU ENCLAVENEHRU PLACENEHRU PLACE II
NETAJI SUBHASH PALACENEW FRIENDS COLONYNEW RAJINDER NAGAR
NEW ROHTAK ROADNFC MATHURA ROADOKHLA INDUSTRIAL AREA PH 3
OKHLA INDUSTRIAL AREA PHASE IIOKHLA PHASE IOKLA INDUSTRIAL AREA
OLD MOTI NAGARORN MARKETOUTER CIRCLE CP
OUTRAM LANEPADAM SINGH ROAD KAROL BAGHPAHAR GANJ
PALAMPALAM VILLAGE NEW DELHIPAMPOSH ENCLAVE NEW DELHI
PANCHKUIAN ROADPANCHSHEEL PARKPANCHSHEEL PARK
PANDAV NAGARPARLIAMENT STREETPASCHIM VIHAR B2
PASCHIM VIHAR Meera BaghPATPARGANJ INDL AREA DELHIPEERAGARHI
PITAMPURAPITAMPURA CD BLOCKPITAMPURA COMMUNITY CENTRE
POCKET 2 JASOLA VIHARPREET VIHAR ADITYA COMPLEXPREET VIHAR VIKAS MARG
PRIYADARSHINI VIHARPUSHPANJALI ENCLAVER K PURAM
R K PURAM 2RAJAPURI NEW DELHIRAJDHANI ENCLAVE PITAMPURA
RAJOURI GARDEN Aggrawal SweetsRAMESH NAGARRAMPHAL CHOWK DWARKA SEC 7
RANJEET NAGARRING ROAD PASCHIM VIHARROHINI SECTOR 11
ROHINI SECTOR 15ROHINI SECTOR 8ROHINI SECTOR IX
ROHINI Service CenterROHTASH NAGARROOP NAGAR
SADAR BAZARSAFARDARJANG MARKETSAFDARJUNG ENCLAVE DEER PARK
SAKET E BLOCKSAKET Hotel ShertonSAMAYPUR BADLI
SANT NAGARSARAI ROHILLASARASWATI VIHAR PITAMPURA
SARITA VIHARSAROJINI NAGARSECTOR 07 ROHINI
SECTOR 10 DWARKASECTOR 12A DWARKASECTOR 20 DWARKA
SECTOR 4 DWARKASECTOR 51 NOIDASECTOR 6 DWARKA
SECTOR 9 RohiniSHAHDARASHAKARPUR
SHAKARPURSHAKTI NAGAR EXTENSIONSHALIMAR BAGH
SHALIMAR BAGHSHEIKH SARAISHIVALIK
SOAMI NAGARSOUTH EX D BLOCKSOUTH EXTENSION
SOUTH EXTENSION IISOUTH PATEL NAGARSTAR CITY MALL MAYUR VIHAR PHASE 1
SUNDER NAGARSURYA KIRAN K G MARGSWASTHYA VIHAR
TAGORE GARDENTANK ROADTHE JAIN COOPERATIVE BANK DARYA GANJ
THE VAISH CO OP ADARSH BANK DARYA GANJTHE VAISH COOP COMM BANK CHANDNI CHOWKTRI NAGAR
UTTAM NAGARUTTAM NAGAR DWARKA MOREVASANT KUNJ PRESIDENTIAL BUSINESS PARK
VASANT KUNJ SECTOR BVASANT KUNJ SECTOR CVASANT VIHAR
VASUNDHARAVIJAY NAGARVIKAS MARG
VIKAS PURIVIKAS PURIVISHAL ENCLAVE
VIVEK VIHARVIVEK VIHARWEST PATEL NAGAR
YAMUNA VIHARYUSUF SARAIZAMROODPUR

Bank of Baroda Home Loan Branches in Delhi

ALIPURASAFALI ROADB3 CONOUGHT PLACE
BADLIBAL BHARTI PUBLIC SCHOOL EXTENSION COUNTERBAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER
BASANT GAONBASANT LOKBAWANA
BHAJANPURABHAJANPURABHARAT NAGAR
BHAROLABHIKAJI CAMABHOGAL
BHOLA NATH NAGARBLUE BELL SCHOOL EXTENSION COUNTERBURARI
CBBCHANAKYAPURI BRANCHCHANDNI CHOK
CHOWKBARADARYAGANJDEFENCE COLONY
DHAKKA KINGSWAY CAMPDILSHAD GARDENDR LOHIA HOSPITAL
DR MUKHERJEE NAGARDURGAPURIDWARKA MORH
EAST OF KAILGANDHI NAGARGREATER KAIL
GUJRANWALA TOWNHARI NAGARI P EXTENSION
IBB DELHIIND AREA NARJAHANGIRPURI
JANAK PURIJANAKPURIJAWAHAR NAGAR
JHEELKHURENJKALKAJIKANJHAWALA
KARAMPURAKARAWAL NAGARKARKARDOOMA
KAROLBAGHKASTURBA GANKIRTI NAGAR
KRISHNA NAGARLAJPAT NAGARM2K CHOWK ROHINI
M9 C CIRCUSMAHAVIR ENCLAVEMALVIYA NAGAR
MANDOLIMAUJPURMAURYA ENCLA BRANCH
MAYUR VIHAR 1MIANWALI NAGARMID CORPORATE
MODEL TOWNMOTI NAGARMUKUNDPUR
MUNIRKANAHARPURNAJAFGARH
NAJAFGARH THANA ROADNANGALRAYANANGLOI
NARELANATIONAL MARKET PEERAGRAHINAWADA
NEHRU PLACENETAJI SUBHASH PLACENIMRI COLONY
NIRMAN BHAVANRIOKHLA INDUSTRIAL AREA PHASE II
OLD GUPTA COLONYPAHARGUNJPARLIAMENT
PASCHIM VIHARPATEL NAGARPATPARGANJ
POOTH KHURDPOOTHKALANPREET VIHAR
PUNJABI BAGHPUSA ROADRAMPURA
RANI BAGHRANI JHANSI ROADRAZAPUR
ROHINI SECTOR 24S J HOSPITALSADAR BAZAR
SAFDARJUNGSAKETSARASWATI VIHAR
SARDAR PATEL VIDYALYA EXTENSION COUNTERSEC 11 ROHINISECTOR 10 ROHINI
SECTOR 12 DWARKASECTOR 15 ROHINISECTOR 17 DWARKA
SECTOR 22 ROHINISERVICE BRANCHSHAHBAD DAULATPUR
SHAHDRASHAKARPURSHAKTI NAGAR
SHALIMARBAGHSHASTRI NAGARSIRI FORT HA
SMALKASUBHASH NAGARSULTANPUR MAJRA
TILAK NAGARTRINAGARUJWA
UTTAM NAGARV M H CENTREVASUNDHARA ENCLAVE
VIKAS MARGVIKASPURIVISHAKHA ENCLAVE
VISHWAS NAGARVIVEK VIHARWAZIRPUR
YAMUNA VIHARZAMRUDPUR

FAQs

What is the lowest interest rate on a home loan in Delhi?

The interest rates on home loan vary from bank to bank. The lowest rate of interest rate on housing loan in Delhi is 6.65%.

How long does it take to get a housing loan in Delhi?

Home loan disbursement to your account usually takes 15-30 days. However, if you have not finalized any property or any of the document is incomplete then it may even take more time to get home loan in Delhi.

What is the minimum income requirement to get home loan in Delhi?

The income criteria to get home loan varies from bank to bank. However, the minimum income to apply for a home loan in Delhi is ₹ 25,000.


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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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