Compare Tata Capital Home Finance vs Standard Chartered Bank Home Loan

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Bank	SBI HDFC Citibank Bank of Baroda ICICI Bank Axis Bank PNB Housing Finance LIC Housing Finance Bajaj Home Finance Sundaram Home Finance Kotak Bank Yes Bank Syndicate Bank IDFC First Bank Bank of India Andhra Bank Allahabad Bank Bank of Maharashtra Canara Bank Central Bank of India Punjab and Sind Bank Tata Capital Home Finance UCO Bank Union Bank of India United Bank of India DBS Bank India Shelters LT Housing Finance Piramal Housing Finance Aavas Financiers Aadhar Housing Finance Indian Overseas Bank Karur Vysya Bank RBL Bank HSBC Bank Edelweiss GIC Housing Finance Reliance Capital IIFL Corporation Bank IDBI Bank Indian Bank Lakshmi Vilas Bank OBC PNB Indiabulls DCB Bank Dhan Laxmi Bank Karnataka Bank South Indian Bank Federal Bank Jammu And Kashmir Bank	SBI HDFC Citibank Bank of Baroda ICICI Bank Axis Bank PNB Housing Finance LIC Housing Finance Bajaj Home Finance Sundaram Home Finance Kotak Bank Yes Bank Syndicate Bank IDFC First Bank United Bank of India Allahabad Bank Andhra Bank Bank of India Bank of Maharashtra Canara Bank Central Bank of India Punjab and Sind Bank UCO Bank Union Bank of India Federal Bank DBS Bank India Shelters LT Housing Finance Piramal Housing Finance Aavas Financiers Aadhar Housing Finance Karur Vysya Bank Indian Overseas Bank GIC Housing Finance Reliance Capital Standard Chartered Bank IIFL HSBC Bank RBL Bank Corporation Bank IDBI Bank Indian Bank Lakshmi Vilas Bank OBC PNB Indiabulls DCB Bank Dhan Laxmi Bank Karnataka Bank South Indian Bank Edelweiss Jammu And Kashmir Bank
Interest Rate	Interest Rate 7.20% - 7.90%	6.99% - 12.00%
Processing Fees	Processing Fees Upto 0.15% Min ₹ 10,000;	Upto 1.00% Min ₹ 5,000; Max ₹ 10,000
Maximum Loan Amount	Maximum Loan Amount ₹ 1 Cr	₹ 15 Cr
Maximum Tenure	Maximum Tenure 30 Years	20 Years
Lowest EMI Per Lakh	Lowest EMI Per Lakh ₹ 679	₹ 775
Benchmark Rate (Check Rates)	Benchmark Rate (Check Rates) PLR	3_month MCLR
Minimum Age	Minimum Age 24 Years	21 Years
Maximum Age	Maximum Age 65 Years	65 Years
For Women	For Women N	Y
Overdraft Facility	Overdraft Facility N	Y - Home Saver
Customer Ratings (Read Reviews)	Customer Ratings (Read Reviews)	4.8/5.0

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Compare Home Loan EMI of Tata Capital Home Finance and Standard Chartered Bank

Loan Amount	Tata Capital Home Finance	Standard Chartered Bank
₹ 10 Lakh	₹ 6,788	₹ 7,747
₹ 25 Lakh	₹ 16,970	₹ 19,367
₹ 30 Lakh	₹ 20,364	₹ 23,241
₹ 50 Lakh	₹ 33,939	₹ 38,735

Which is a better bank for Home Loan – Standard Chartered Bank or Tata Capital Home Finance?

Tata Capital Home Finance offers lower Home Loan EMI at ₹ 679 on a Home Loan for 30 Years as compared to Standard Chartered Bank with a minimum EMI of ₹ 775 for 20 Years. Average customer ratings for Tata Capital Home Finance is currently at /5.0 which makes it a good choice for taking a Home Loan.

How does Standard Chartered Bank Home Loan compare with Tata Capital Home Finance Home Loan?

It is important to do a detailed comparison of Standard Chartered Bank and Tata Capital Home Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

Lowest Interest rate of Standard Chartered Bank Home Loan is 6.99%, which is lower than the lowest interest rate of Tata Capital Home Finance at 7.20% and hence, Standard Chartered Bank is offering a cheaper loan option.
When compared on other Home Loan charges such as processing fees, Tata Capital Home Finance charges a lower processing fees of 0.15% of the loan amount vs Standard Chartered Bank with a processing fees of 1.00% of loan amount.
Tata Capital Home Finance is a with its Home Loan rates benchmarked to PLR. Standard Chartered Bank is a with its home loan rates benchmarked to MCLR.
Standard Chartered Bank has an average customer ratings of 4.8, while has an average customer rating of , based on which it is clear that Standard Chartered Bank has a high customer service focus, an easy Home Loan process and a quick turnaround.
Standard Chartered Bank offers special discounted rate Home Loan schemes for women, while Tata Capital Home Finance currently doesn’t have such schemes for women. Hence, women borrowers should consider Standard Chartered Bank.
One unique feature of Standard Chartered Bank is its overdraft facility which allows borrowers to minimize their interest outgo by paying interest only on the loan amount utilized. This scheme makes it an apt choice for self-employed and businessmen with fluctuating fund requirements.

Which bank offers a lower interest rate on Home Loan – Standard Chartered Bank or Tata Capital Home Finance?

As per the current rates, Standard Chartered Bank offers a lower interest rate of 6.99% on Home Loan when compared to Tata Capital Home Finance which offers a Home Loan at 7.20%.

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Home Loan News - Jun 2022

2022-06-16 : Maharashtra Government Revises Income Slabs
The annual income slab for the economically weaker section (EWS) has been increased to Rs 6 lakh, and Rs 4.5 lakh for those residing in Mumbai, Pune, and Nagpur Metropolitan Region and the rest of the state respectively.
2022-06-16 : SBI Increases Lowest Interest Rates for Home Loans
The bank has raised minimum rate for home loans to 7.55% two weeks after the increase of Repo Rate.
2022-05-24 : Home Buyers Welcome the Decision to Extend the PMAY Scheme
The Central Government has extended the PMAY Scheme-Urban till September 2022 in Maharashtra.
2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year.
2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.

*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More

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