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Compare Home Loan - Tata Capital Home Finance vs Bajaj Home Finance

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Bank
Parameters
Interest Rate
Interest Rate
6.90% - 6.90%
6.75% - 6.80%
Processing Fees
Processing Fees
Upto 0.20%
Min ₹ 999;
Upto 0.35%
Maximum Loan Amount
Maximum Loan Amount
₹ 1 Cr
₹ 3.50 Cr
Maximum Tenure
Maximum Tenure
30 Years
20 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 659
₹ 760
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
PLR
PLR
Minimum Age
Minimum Age
24 Years
25 Years
Maximum Age
Maximum Age
65 Years
70 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4.8/5.0
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Compare EMI of Tata Capital Home Finance and Bajaj Home Finance Home Loan

Loan Amount Tata Capital Home Finance Bajaj Home Finance
₹ 10 Lakh ₹ 6,586 ₹ 7,604
₹ 25 Lakh ₹ 16,465 ₹ 19,009
₹ 30 Lakh ₹ 19,758 ₹ 22,811
₹ 50 Lakh ₹ 32,930 ₹ 38,018

Which is a better bank for Home Loan – Bajaj Home Finance or Tata Capital Home Finance?

Tata Capital Home Finance offers lower Home Loan EMI at ₹ 659 on a Home Loan for 30 Years as compared to Bajaj Home Finance with a minimum EMI of ₹ 760 for 20 Years. Average customer ratings for Tata Capital Home Finance is currently at /5.0 which makes it a good choice for taking a Home Loan.

How does Bajaj Home Finance Home Loan compare with Tata Capital Home Finance Home Loan?

It is important to do a detailed comparison of Bajaj Home Finance and Home Loan on all loan terms and conditions to understand their differences and take an informed decision. Keep in mind that each bank’s scheme has its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Bajaj Home Finance Home Loan is 6.75%, which is lower than the lowest interest rate of Tata Capital Home Finance at 6.90% and hence, Bajaj Home Finance is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Tata Capital Home Finance charges a lower processing fees of 0.20% of the loan amount vs Bajaj Home Finance with a processing fees of 0.35% of loan amount.
  • Bajaj Home Finance is a HFC with its Home Loan rates benchmarked to PLR. Tata Capital Home Finance is a HFC with its home loan rates benchmarked to PLR. Hence, both banks are benchmarked to same rate which make them a comparable option to choose from.
  • Bajaj Home Finance has an average customer ratings of 4.8, while has an average customer rating of , based on which it is clear that Bajaj Home Finance has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers lower interest rate on Home Loan – Bajaj Home Finance or Tata Capital Home Finance?

As per the current rates, Bajaj Home Finance offers a lower interest rate of 6.75% on Home Loan when compared to Tata Capital Home Finance which offers a Home Loan at 6.90%.

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Home Loan News - Jun 2021
  • 2021-06-10 : Rural Loan Collections to be affected by the Second wave
    As the borrowers are continuously facing the issues created by the pandemic, India Ratings - a rating agency reported that the collections of Rural Loan which includes Home Loan, Loan Against Property, Business Loan, Personal Loan, etc. will be vastly affected because of the second wave of Covid-19.
  • 2021-06-09 : Growth of upto 18% expected by IIFL Home Finance on loans
    IIFL Home Finance expects a growth on its loan book which includes Home loans and Loan against property of upto 18%.
  • 2021-06-09 : IIFL Home Finance signs MOU with Central bank of India
    IIFL Home Finance signed a MOU with Central bank of India for co-lending. The Central bank will be providing 80% of the loan amount of IIFL.
  • 2021-06-08 : The Central Bank of India joined hands with Indiabulls Housing to provide Home Loans
    On monday, the Central bank of India and Indiabulls Housing Finance Limited entered into a partnership to provide Home Loans under priority sector at competitive prices that will lead to a greater disbursement of Housing loans by both the entities.
  • 2021-06-03 : Sundaram Home Finance revised its home loan rates
    With effect from 1 June 2020, Sundaram Home Finance revised its home loans rates. The new home loan rates start from 6.95%
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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