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Compare RBL Bank vs United Bank of India Home Loan

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Bank
Interest Rate
Interest Rate
9.50% - 10.20%
6.95% - 7.75%
Processing Fees
Processing Fees
Upto 1.50%
Upto 0.59%
Min ₹ 1,180; Max ₹ 11,800
Maximum Loan Amount
Maximum Loan Amount
₹ 10 Cr
₹ 3 Cr
Maximum Tenure
Maximum Tenure
25 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 874
₹ 662
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
1_year MCLR
RLLR
Minimum Age
Minimum Age
24 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3.5/5.0
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Compare Home Loan EMI of RBL Bank and United Bank of India

Loan Amount RBL Bank United Bank of India
₹ 10 Lakh ₹ 8,737 ₹ 6,619
₹ 25 Lakh ₹ 21,842 ₹ 16,549
₹ 30 Lakh ₹ 26,211 ₹ 19,858
₹ 50 Lakh ₹ 43,685 ₹ 33,097

Which is a better bank for Home Loan – United Bank of India or RBL Bank?

United Bank of India offers lower Home Loan EMI at ₹ 662 on a Home Loan for 30 Years as compared to RBL Bank with a minimum EMI of ₹ 874 for 25 Years. Average customer ratings for United Bank of India is currently at 3.5/5.0 which makes it a good choice for taking a Home Loan.

How does United Bank of India Home Loan compare with RBL Bank Home Loan?

It is important to do a detailed comparison of United Bank of India and RBL Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of United Bank of India Home Loan is 6.95%, which is lower than the lowest interest rate of RBL Bank at 9.50% and hence, United Bank of India is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, United Bank of India charges a lower processing fees of 0.59% of the loan amount vs RBL Bank with a processing fees of 1.50% of loan amount.
  • United Bank of India is a with its Home Loan rates benchmarked to RLLR. RBL Bank is a with its home loan rates benchmarked to MCLR.
  • United Bank of India has an average customer ratings of 3.5, while has an average customer rating of , based on which it is clear that United Bank of India has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – United Bank of India or RBL Bank?

As per the current rates, United Bank of India offers a lower interest rate of 6.95% on Home Loan when compared to RBL Bank which offers a Home Loan at 9.50%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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