Compare OBC vs LIC Housing Finance Home Loan
Compare Home Loan EMI of OBC and LIC Housing Finance
| Loan Amount | OBC | LIC Housing Finance |
|---|---|---|
| ₹ 10 Lakh | ₹ 7,884 | ₹ 7,026 |
| ₹ 25 Lakh | ₹ 19,711 | ₹ 17,566 |
| ₹ 30 Lakh | ₹ 23,654 | ₹ 21,079 |
| ₹ 50 Lakh | ₹ 39,423 | ₹ 35,132 |
Which is a better bank for Home Loan – LIC Housing Finance or OBC?
LIC Housing Finance offers lower Home Loan EMI at ₹ 703 on a Home Loan for 30 Years as compared to OBC with a minimum EMI of ₹ 788 for 25 Years. Average customer ratings for LIC Housing Finance is currently at 3.9/5.0 which makes it a good choice for taking a Home Loan.
How does LIC Housing Finance Home Loan compare with OBC Home Loan?
It is important to do a detailed comparison of LIC Housing Finance and OBC on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:
Which bank offers a lower interest rate on Home Loan – LIC Housing Finance or OBC?
As per the current rates, LIC Housing Finance offers a lower interest rate of 7.55% on Home Loan when compared to OBC which offers a Home Loan at 8.25%.
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- 2022-06-16 : Maharashtra Government Revises Income Slabs
The annual income slab for the economically weaker section (EWS) has been increased to Rs 6 lakh, and Rs 4.5 lakh for those residing in Mumbai, Pune, and Nagpur Metropolitan Region and the rest of the state respectively. - 2022-06-16 : SBI Increases Lowest Interest Rates for Home Loans
The bank has raised minimum rate for home loans to 7.55% two weeks after the increase of Repo Rate. - 2022-05-24 : Home Buyers Welcome the Decision to Extend the PMAY Scheme
The Central Government has extended the PMAY Scheme-Urban till September 2022 in Maharashtra. - 2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year. - 2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.
