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Compare LT Housing Finance vs Piramal Housing Finance Home Loan

Download Comparison
Bank
Interest Rate
Interest Rate
7.70% - 8.20%
10.50% - 10.50%
Processing Fees
Processing Fees
Upto 2.00%
Min ₹ 4,999;
Upto 0.10%
Maximum Loan Amount
Maximum Loan Amount
₹ 10 Cr
₹ 5 Cr
Maximum Tenure
Maximum Tenure
30 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 713
₹ 915
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
PLR
PLR
Minimum Age
Minimum Age
25 Years
23 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4/5.0
4/5.0
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Compare Home Loan EMI of LT Housing Finance and Piramal Housing Finance

Loan Amount LT Housing Finance Piramal Housing Finance
₹ 10 Lakh ₹ 7,130 ₹ 9,147
₹ 25 Lakh ₹ 17,824 ₹ 22,868
₹ 30 Lakh ₹ 21,389 ₹ 27,442
₹ 50 Lakh ₹ 35,648 ₹ 45,737

Which is a better bank for Home Loan – LT Housing Finance or Piramal Housing Finance?

LT Housing Finance offers lower Home Loan EMI at ₹ 713 on a Home Loan for 30 Years as compared to Piramal Housing Finance with a minimum EMI of ₹ 915 for 30 Years. Average customer ratings for LT Housing Finance is currently at 4/5.0 which makes it a good choice for taking a Home Loan.

How does LT Housing Finance Home Loan compare with Piramal Housing Finance Home Loan?

It is important to do a detailed comparison of LT Housing Finance and Piramal Housing Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of LT Housing Finance Home Loan is 7.70%, which is lower than the lowest interest rate of Piramal Housing Finance at 10.50% and hence, LT Housing Finance is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Piramal Housing Finance charges a lower processing fees of 0.10% of the loan amount vs LT Housing Finance with a processing fees of 2.00% of loan amount.
  • LT Housing Finance is a with its Home Loan rates benchmarked to PLR. On the other hand, Piramal Housing Finance is a with its home loan rates benchmarked to PLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • LT Housing Finance with an average customer ratings of 4 is equally comparable to Piramal Housing Finance with an average customer rating of 4, and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Home Loan – LT Housing Finance or Piramal Housing Finance?

As per the current rates, LT Housing Finance offers a lower interest rate of 7.70% on Home Loan when compared to Piramal Housing Finance which offers a Home Loan at 10.50%.

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Home Loan News - Dec 2022
  • 2022-11-14 : BoB lowers home loan rates by 25 basis points to 8.25%
    Bank of Baroda lowered its home loan rates by 25 basis points to 8.25 per cent and also waived the processing fee under a limited period offer. Ours is one of the lowest and most competitive home loan interest rates in the industry now and in addition to the 25 bps discount on the interest rate, we are also waiving off the processing charges completely," HT Solanki, general manager, said.
  • 2022-11-02 : Karnataka Bank Registers Net Profit in the Q2 of 2022-23
    The bank has registered a net profit of ₹411.63 crores in the Q2 of 2022-23. In the corresponding quarter, it saw ₹125.61 crores, thus registering a growth of 227.70 percent.
  • 2022-10-18 : SBI slashes interest rate on savings accounts by 5 bps to 2.70%.
    State Bank of India (SBI) has trimmed interest rate by 5 basis points for savings deposits below ₹10 crore. However, the bank hiked the rate by 25 basis points on savings from ₹10 crore and above. The bank is offering 2.7% rates per annum on savings balances less than ₹10 crore effective from October 15. This is 5% basis points lower from the previous rate of 2.75% per annum.
  • 2022-10-04 : Karnataka Bank Launches Special Offers for Various Products
    Karnataka Bank launched a KBL Utsav 2022-23 campaign for home, car, and gold loans from October 1 to December 31. Under the campaign, customers can avail of home, car, and gold loans with attractive interest rates, reduced processing charges for car and gold loans, and nil processing charges for a home loan.
  • 2022-10-03 : Top Banks Hikes Home Loan Interest Rates
    After a 0.50% hike in Repo Rate by the Reserve Bank of India, the Home Loan EMI for top banks such as SBI, HDFC, and ICICI has also increased. As a result, the home loan is expected to become expensive for other banks.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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