Compare Kotak Bank vs Bank of Baroda Home Loan
Compare Home Loan EMI of Kotak Bank and Bank of Baroda
Loan Amount | Kotak Bank | Bank of Baroda |
---|---|---|
₹ 10 Lakh | ₹ 8,056 | ₹ 6,924 |
₹ 25 Lakh | ₹ 20,140 | ₹ 17,310 |
₹ 30 Lakh | ₹ 24,168 | ₹ 20,771 |
₹ 50 Lakh | ₹ 40,280 | ₹ 34,619 |
Which is a better bank for Home Loan – Bank of Baroda or Kotak Bank?
Bank of Baroda offers lower Home Loan EMI at ₹ 692 on a Home Loan for 30 Years as compared to Kotak Bank with a minimum EMI of ₹ 806 for 20 Years. Average customer ratings for Bank of Baroda is currently at 4.3/5.0 which makes it a good choice for taking a Home Loan.
How does Bank of Baroda Home Loan compare with Kotak Bank Home Loan?
It is important to do a detailed comparison of Bank of Baroda and Kotak Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:
Which bank offers a lower interest rate on Home Loan – Bank of Baroda or Kotak Bank?
As per the current rates, Bank of Baroda offers a lower interest rate of 7.40% on Home Loan when compared to Kotak Bank which offers a Home Loan at 7.50%.
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- 2022-06-16 : Maharashtra Government Revises Income Slabs
The annual income slab for the economically weaker section (EWS) has been increased to Rs 6 lakh, and Rs 4.5 lakh for those residing in Mumbai, Pune, and Nagpur Metropolitan Region and the rest of the state respectively. - 2022-06-16 : SBI Increases Lowest Interest Rates for Home Loans
The bank has raised minimum rate for home loans to 7.55% two weeks after the increase of Repo Rate. - 2022-05-24 : Home Buyers Welcome the Decision to Extend the PMAY Scheme
The Central Government has extended the PMAY Scheme-Urban till September 2022 in Maharashtra. - 2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year. - 2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.
