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Compare Karur Vysya Bank vs PNB Housing Finance Home Loan

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Bank
Interest Rate
Interest Rate
7.15% - 9.35%
7.35% - 8.75%
Processing Fees
Processing Fees
Min ₹ 5,000;
Upto 1.00%
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 5 Cr
Maximum Tenure
Maximum Tenure
25 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 716
₹ 689
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
RLLR
PLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
65 Years
70 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3/5.0
4.3/5.0
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Compare Home Loan EMI of Karur Vysya Bank and PNB Housing Finance

Loan Amount Karur Vysya Bank PNB Housing Finance
₹ 10 Lakh ₹ 7,164 ₹ 6,890
₹ 25 Lakh ₹ 17,909 ₹ 17,224
₹ 30 Lakh ₹ 21,491 ₹ 20,669
₹ 50 Lakh ₹ 35,819 ₹ 34,449

Which is a better bank for Home Loan – Karur Vysya Bank or PNB Housing Finance?

PNB Housing Finance offers lower Home Loan EMI at ₹ 689 on a Home Loan for 30 Years as compared to Karur Vysya Bank with a minimum EMI of ₹ 716 for 25 Years. Average customer ratings for PNB Housing Finance is currently at 4.3/5.0 which makes it a good choice for taking a Home Loan.

How does Karur Vysya Bank Home Loan compare with PNB Housing Finance Home Loan?

It is important to do a detailed comparison of Karur Vysya Bank and PNB Housing Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Karur Vysya Bank Home Loan is 7.15%, which is lower than the lowest interest rate of PNB Housing Finance at 7.35% and hence, Karur Vysya Bank is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Karur Vysya Bank charges a lower processing fees of Nil vs PNB Housing Finance with a processing fees of 1.00% of loan amount.
  • Karur Vysya Bank is a with its Home Loan rates benchmarked to RLLR. PNB Housing Finance is a with its home loan rates benchmarked to PLR.
  • PNB Housing Finance has an average customer ratings of 4.3, while Karur Vysya Bank has an average customer rating of 3, based on which it is clear that PNB Housing Finance has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – Karur Vysya Bank or PNB Housing Finance?

As per the current rates, Karur Vysya Bank offers a lower interest rate of 7.15% on Home Loan when compared to PNB Housing Finance which offers a Home Loan at 7.35%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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