MyLoanCare is a FREE of cost service for borrowers

Get Cashback of Upto ₹1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare Karur Vysya Bank vs LT Housing Finance Home Loan

Download Comparison
Bank
Interest Rate
Interest Rate
7.15% - 9.35%
7.70% - 8.45%
Processing Fees
Processing Fees
Min ₹ 5,000;
Upto 2.00%
Min ₹ 4,999;
Maximum Loan Amount
Maximum Loan Amount
₹ 5 Cr
₹ 10 Cr
Maximum Tenure
Maximum Tenure
25 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 716
₹ 713
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
RLLR
PLR
Minimum Age
Minimum Age
21 Years
25 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3/5.0
4/5.0
Add Bank

Compare Home Loan EMI of Karur Vysya Bank and LT Housing Finance

Loan Amount Karur Vysya Bank LT Housing Finance
₹ 10 Lakh ₹ 7,164 ₹ 7,130
₹ 25 Lakh ₹ 17,909 ₹ 17,824
₹ 30 Lakh ₹ 21,491 ₹ 21,389
₹ 50 Lakh ₹ 35,819 ₹ 35,648

Which is a better bank for Home Loan – Karur Vysya Bank or LT Housing Finance?

LT Housing Finance offers lower Home Loan EMI at ₹ 713 on a Home Loan for 30 Years as compared to Karur Vysya Bank with a minimum EMI of ₹ 716 for 25 Years. Average customer ratings for LT Housing Finance is currently at 4/5.0 which makes it a good choice for taking a Home Loan.

How does Karur Vysya Bank Home Loan compare with LT Housing Finance Home Loan?

It is important to do a detailed comparison of Karur Vysya Bank and LT Housing Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Karur Vysya Bank Home Loan is 7.15%, which is lower than the lowest interest rate of LT Housing Finance at 7.70% and hence, Karur Vysya Bank is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Karur Vysya Bank charges a lower processing fees of Nil vs LT Housing Finance with a processing fees of 2.00% of loan amount.
  • Karur Vysya Bank is a with its Home Loan rates benchmarked to RLLR. LT Housing Finance is a with its home loan rates benchmarked to PLR.
  • LT Housing Finance has an average customer ratings of 4, while Karur Vysya Bank has an average customer rating of 3, based on which it is clear that LT Housing Finance has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – Karur Vysya Bank or LT Housing Finance?

As per the current rates, Karur Vysya Bank offers a lower interest rate of 7.15% on Home Loan when compared to LT Housing Finance which offers a Home Loan at 7.70%.

Popular Search for Karur Vysya Bank Home Loan

Popular Search for LT Housing Finance Home Loan

Compare Karur Vysya Bank Home Loan With Other Banks

Compare LT Housing Finance Home Loan With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.99% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Home Loan News - Sep 2021
  • 2021-09-27 : PNB Housing Finance Revises Home Loan Rates
    PNB Housing Finance has revised home loan rates for borrowers. A borrower can get an interest rate of 7.20% with a credit score above 800. A self employed can get loan at 7.40%, there is no change in rates of Unnati Home Loans.
  • 2021-09-24 : ICICI Bank Revises Home Loan Interest Rate
    ICICI Bank has cut home loan interest to 6.70%. The lowest rate for salaried is 6.70% and self-employed is 6.80%. If a borrower has a low credit score then they will have to pay 7.40% of the principal amount.
  • 2021-09-24 : LIC Housing Finance Announces New Home Loan Rates
    LIC Housing Finance has slashed the home loan rate to 6.66% for loans up to Rs 2 crore. These rates will be offered to the borrowers who have a credit score above 700 and it is valid till November 30, 2021.
  • 2021-09-21 : HDFC Bank Introduce Festival Bonanza Offer
    HDFC Bank has come up with a festival bonanza offer which is valid till October 31, 2021. The lender has cut home loan interest rate to 6.70%, the special rate is linked to borrowers credit score.
  • 2021-09-20 : PNB Introduces Festival Bonanza Offer
    Punjab National Bank (PNB) has introduced a festival bonanza offer under which they reduced home loan interest to 6.80%. Also, the lender has waived off processing fees and documentation charges on all retail loans like home loans, personal loans, car loans, gold loans, property loans. These charges are valid till December 31, 2021.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...