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Compare Home Loan - Indiabulls vs PNB

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Interest Rate
Interest Rate
8.65% - 8.65%
7.35% - 8.80%
Processing Fees
Processing Fees
Upto 1.00%
Upto 0.35%
Min ₹ 2,500; Max ₹ 15,000
Maximum Loan Amount
Maximum Loan Amount
₹ 3 Cr
₹ 1 Cr
Maximum Tenure
Maximum Tenure
25 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 815
₹ 689
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
70 Years
65 Years
For Women
For Women
Overdraft Facility
Overdraft Facility
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare EMI of Indiabulls and PNB Home Loan

Loan Amount Indiabulls PNB
₹ 10 Lakh ₹ 8,154 ₹ 6,890
₹ 25 Lakh ₹ 20,384 ₹ 17,224
₹ 30 Lakh ₹ 24,461 ₹ 20,669
₹ 50 Lakh ₹ 40,768 ₹ 34,449

Which is a better bank for Home Loan – PNB or Indiabulls?

PNB offers lower Home Loan EMI at ₹ 689 on a Home Loan for 30 Years as compared to Indiabulls with a minimum EMI of ₹ 815 for 25 Years. Average customer ratings for PNB is currently at 3.9/5.0 which makes it a good choice for taking a Home Loan.

How does PNB Home Loan compare with Indiabulls Home Loan?

It is important to do a detailed comparison of PNB and Home Loan on all loan terms and conditions to understand their differences and take an informed decision. Keep in mind that each bank’s scheme has its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of PNB Home Loan is 7.35%, which is lower than the lowest interest rate of Indiabulls at 8.65% and hence, PNB is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, PNB charges a lower processing fees of 0.35% of the loan amount vs Indiabulls with a processing fees of 1.00% of loan amount.
  • PNB is a Public Sector Bank with its Home Loan rates benchmarked to RLLR. Indiabulls is a HFC with its home loan rates benchmarked to PLR.
  • PNB has an average customer ratings of 3.9, while Indiabulls has an average customer rating of 3.3, based on which it is clear that PNB has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers lower interest rate on Home Loan – PNB or Indiabulls?

As per the current rates, PNB offers a lower interest rate of 7.35% on Home Loan when compared to Indiabulls which offers a Home Loan at 8.65%.

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Home Loan News - Aug 2021
  • 2021-08-05 : SBI offers Monsoon Dhamaka Offer
    SBI is offering home loans with zero processing fee. The interest rate of home loan starts at 6.70% per annum. This offer will remain valid till August 31, 2021.
  • 2021-08-02 : HDFC Bank Consolidated net profit jumps 31% to Rs 5,311 cr in Q1
    The country largest mortgage lender HDFC reported a 31 per cent jump in its consolidated net profit. As a result, the net profit for the quarter ending June 2021 stands at Rs 5,311 crore. The company had posted a net profit of Rs 4,059 crore in the year-ago same quarter.
  • 2021-07-16 : Amalgamation of Bank of Baroda, erstwhile Vijaya Bank and erstwhile Dena Bank
    Bank of Baroda, on its website, stated that the IFSC codes of the erstwhile Vijaya Bank and Dena Bank were discontinued on March 1, 2021. Customers have been asked to apply for cheque books with the new MICR code at the earliest.
  • 2021-07-16 : UBI update on change in IFSC code for merged banks - Andhra Bank and Corporation Bank
    Union Bank of India (UBI) on Friday said the IFSC codes of the erstwhile e-Andhra Bank and e-Corporation Bank branches will change with effect from July 1, 2021. Customers of the erstwhile banks will have to get new cheque books with changed IFSC and MICR codes
  • 2021-07-16 : Bandhan Bank total loans rise 8% to ₹80,128 crore in Q1, deposits up 28%
    Bandhan Bank witnessed an 8% rise in its loans and advances to ₹80,128 crores in the June quarter this fiscal. The loans and advances during the same period of 2020 stood at ₹74,331 crore. Compared sequentially, it was down by 8% from ₹87,043 crores in the March quarter. Total deposits grew by 28% year-on-year to ₹77,336 crores, while the CASA (current account and savings account) deposits jumped by 48% to ₹33,197 crores in the first quarter of 2021-22.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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