MyLoanCare is a FREE of cost service for borrowers

Get Cashback of Upto ₹1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare Indiabulls vs Aavas Financiers Home Loan

Download Comparison
Bank
Interest Rate
Interest Rate
8.65% - 8.65%
12.00% - 12.00%
Processing Fees
Processing Fees
Upto 1.00%
Upto 1.00%
Maximum Loan Amount
Maximum Loan Amount
₹ 3 Cr
₹ 5 Cr
Maximum Tenure
Maximum Tenure
25 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 815
₹ 1,029
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
PLR
PLR
Minimum Age
Minimum Age
23 Years
21 Years
Maximum Age
Maximum Age
70 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3.8/5.0
3.8/5.0
Add Bank

Compare Home Loan EMI of Indiabulls and Aavas Financiers

Loan Amount Indiabulls Aavas Financiers
₹ 10 Lakh ₹ 8,154 ₹ 10,286
₹ 25 Lakh ₹ 20,384 ₹ 25,715
₹ 30 Lakh ₹ 24,461 ₹ 30,858
₹ 50 Lakh ₹ 40,768 ₹ 51,431

Which is a better bank for Home Loan – Indiabulls or Aavas Financiers?

Indiabulls offers lower Home Loan EMI at ₹ 815 on a Home Loan for 25 Years as compared to Aavas Financiers with a minimum EMI of ₹ 1,029 for 30 Years. Average customer ratings for Indiabulls is currently at 3.8/5.0 which makes it a good choice for taking a Home Loan.

How does Indiabulls Home Loan compare with Aavas Financiers Home Loan?

It is important to do a detailed comparison of Indiabulls and Aavas Financiers on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Indiabulls Home Loan is 8.65%, which is lower than the lowest interest rate of Aavas Financiers at 12.00% and hence, Indiabulls is offering a cheaper loan option.
  • When compared to other Home Loan charges such as processing fees Aavas Financiers and Indiabulls charge the lowest processing fees as 1.00% of the loan amount.
  • Aavas Financiers is a with its Home Loan rates benchmarked to PLR. On the other hand, Indiabulls is a with its home loan rates benchmarked to PLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • Aavas Financiers with an average customer ratings of 3.8 is equally comparable to Indiabulls with an average customer rating of 3.8, and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Home Loan – Indiabulls or Aavas Financiers?

As per the current rates, Indiabulls offers a lower interest rate of 8.65% on Home Loan when compared to Aavas Financiers which offers a Home Loan at 12.00%.

Popular Search for Indiabulls Home Loan

Popular Search for Aavas Financiers Home Loan

Compare Indiabulls Home Loan With Other Banks

Compare Aavas Financiers Home Loan With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 7.05%.

    Invest Now
Home Loan News - Jan 2022
  • 2022-01-24 : Axis Bank Net Profit Jumps 224 Percent to Rs 3,614 crore.
    Axis Bank has reported a 224 per cent year-on-year rise in its net profit at Rs 3,614 crore for the quarter ended December, which was sharply above analysts expectations of Rs 3,046 crore. The bank also witnessed a 17 per cent on-year growth in net interest income to Rs 8,653 crore for the December quarter.
  • 2022-01-24 : HDFC Capital Raises Fund for Affordable Housing
    HDFC Capital, a wholly-owned subsidiary of HDFC Ltd, has raised funds of about Rs 13,989 crore on affordable housing, the HDFC Capital Affordable Real Estate Fund – 3 (H-CARE-3).
  • 2022-01-21 : Properties to Get Costlier in Gurgaon as New Circle Rates Come into Effect
    The circle rates have been hiked for Golf Course Road, Golf Course Extension Road, Sohna Road, and Dwarka Expressway projects. As a result, homebuyers will have to shell out more money to purchase property, particularly in some upscale areas.
  • 2022-01-21 : PNB Housing Finance Announces Net profit for Q3
    PNB Housing Finance Limited (PNBHFL) has reported a 19 per cent decline in net profit for the quarter ended December 31, 2021, at ₹188 crores compared to ₹232 crores recorded in the same quarter in the previous fiscal.
  • 2022-01-20 : PFC and REC Reduce Lending rates
    The State-run PFC and REC have reduced their lending rates across all types of loans by 40 basis points (bps). The move will help power utilities raise loans at cheaper rates. Also, the power sector non-banking financial companies (NBFC) have already been offering short term loans at a 6.25 per cent interest rate.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...