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Compare India Shelters vs Punjab and Sind Bank Home Loan

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Bank
Interest Rate
Interest Rate
12.00% - 20.00%
8.05% - 8.40%
Processing Fees
Processing Fees
Upto 2.00%
Upto 0.25%
Min ₹ 1,000; Max ₹ 15,000
Maximum Loan Amount
Maximum Loan Amount
₹ 1 Cr
₹ 5 Cr
Maximum Tenure
Maximum Tenure
20 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,101
₹ 737
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
PLR
RLLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
65 Years
70 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3/5.0
2.5/5.0
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Compare Home Loan EMI of India Shelters and Punjab and Sind Bank

Loan Amount India Shelters Punjab and Sind Bank
₹ 10 Lakh ₹ 11,011 ₹ 7,373
₹ 25 Lakh ₹ 27,527 ₹ 18,431
₹ 30 Lakh ₹ 33,033 ₹ 22,118
₹ 50 Lakh ₹ 55,054 ₹ 36,863

Which is a better bank for Home Loan – Punjab and Sind Bank or India Shelters?

Punjab and Sind Bank offers lower Home Loan EMI at ₹ 737 on a Home Loan for 30 Years as compared to India Shelters with a minimum EMI of ₹ 1,101 for 20 Years. Average customer ratings for Punjab and Sind Bank is currently at 2.5/5.0 which makes it a good choice for taking a Home Loan.

How does Punjab and Sind Bank Home Loan compare with India Shelters Home Loan?

It is important to do a detailed comparison of Punjab and Sind Bank and India Shelters on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Punjab and Sind Bank Home Loan is 8.05%, which is lower than the lowest interest rate of India Shelters at 12.00% and hence, Punjab and Sind Bank is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Punjab and Sind Bank charges a lower processing fees of 0.25% of the loan amount vs India Shelters with a processing fees of 2.00% of loan amount.
  • Punjab and Sind Bank is a with its Home Loan rates benchmarked to RLLR. India Shelters is a with its home loan rates benchmarked to PLR.
  • India Shelters has an average customer ratings of 3, while Punjab and Sind Bank has an average customer rating of 2.5, based on which it is clear that India Shelters has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – Punjab and Sind Bank or India Shelters?

As per the current rates, Punjab and Sind Bank offers a lower interest rate of 8.05% on Home Loan when compared to India Shelters which offers a Home Loan at 12.00%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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