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Compare India Shelters vs LT Housing Finance Home Loan

Download Comparison
Bank
Interest Rate
Interest Rate
12.00% - 20.00%
7.70% - 8.45%
Processing Fees
Processing Fees
Upto 2.00%
Upto 2.00%
Min ₹ 4,999;
Maximum Loan Amount
Maximum Loan Amount
₹ 1 Cr
₹ 10 Cr
Maximum Tenure
Maximum Tenure
20 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 1,101
₹ 713
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
PLR
PLR
Minimum Age
Minimum Age
21 Years
25 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
3/5.0
4/5.0
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Compare Home Loan EMI of India Shelters and LT Housing Finance

Loan Amount India Shelters LT Housing Finance
₹ 10 Lakh ₹ 11,011 ₹ 7,130
₹ 25 Lakh ₹ 27,527 ₹ 17,824
₹ 30 Lakh ₹ 33,033 ₹ 21,389
₹ 50 Lakh ₹ 55,054 ₹ 35,648

Which is a better bank for Home Loan – LT Housing Finance or India Shelters?

LT Housing Finance offers lower Home Loan EMI at ₹ 713 on a Home Loan for 30 Years as compared to India Shelters with a minimum EMI of ₹ 1,101 for 20 Years. Average customer ratings for LT Housing Finance is currently at 4/5.0 which makes it a good choice for taking a Home Loan.

How does LT Housing Finance Home Loan compare with India Shelters Home Loan?

It is important to do a detailed comparison of LT Housing Finance and India Shelters on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of LT Housing Finance Home Loan is 7.70%, which is lower than the lowest interest rate of India Shelters at 12.00% and hence, LT Housing Finance is offering a cheaper loan option.
  • When compared to other Home Loan charges such as processing fees India Shelters and LT Housing Finance charge the lowest processing fees as 2.00% of the loan amount.
  • India Shelters is a with its Home Loan rates benchmarked to PLR. On the other hand, LT Housing Finance is a with its home loan rates benchmarked to PLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • LT Housing Finance has an average customer ratings of 4, while India Shelters has an average customer rating of 3, based on which it is clear that LT Housing Finance has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – LT Housing Finance or India Shelters?

As per the current rates, LT Housing Finance offers a lower interest rate of 7.70% on Home Loan when compared to India Shelters which offers a Home Loan at 12.00%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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