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Compare IDFC First Bank vs Tata Capital Home Finance Home Loan

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Bank
Interest Rate
Interest Rate
6.90% - 6.90%
6.90% - 6.90%
Processing Fees
Processing Fees
Min ₹ 5,000; Max ₹ 5,000
Upto 0.20%
Min ₹ 500;
Maximum Loan Amount
Maximum Loan Amount
₹ 10 Cr
₹ 1 Cr
Maximum Tenure
Maximum Tenure
30 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 659
₹ 659
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
RLLR
PLR
Minimum Age
Minimum Age
21 Years
24 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
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Compare Home Loan EMI of IDFC First Bank and Tata Capital Home Finance

Loan Amount IDFC First Bank Tata Capital Home Finance
₹ 10 Lakh ₹ 6,586 ₹ 6,586
₹ 25 Lakh ₹ 16,465 ₹ 16,465
₹ 30 Lakh ₹ 19,758 ₹ 19,758
₹ 50 Lakh ₹ 32,930 ₹ 32,930

Which is a better bank for Home Loan – IDFC First Bank or Tata Capital Home Finance?

IDFC First Bank and Tata Capital Home Finance have the same interest rate on Home Loan, starting from 6.90%. Lowest EMI of IDFC First Bank is ₹ 659 for a maximum tenure of 30 Years. Lowest EMI of Tata Capital Home Finance is ₹ 659 for a maximum tenure of 30 Years.

How does IDFC First Bank Home Loan compare with Tata Capital Home Finance Home Loan?

It is important to do a detailed comparison of IDFC First Bank and Tata Capital Home Finance on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of IDFC First Bank and Tata Capital Home Finance Home Loan is 6.90%. Hence, both banks are at par in terms of interest rates on Home Loan.
  • When compared on other Home Loan charges such as processing fees, IDFC First Bank charges a lower processing fees of Nil vs Tata Capital Home Finance with a processing fees of 0.20% of loan amount.
  • IDFC First Bank is a with its Home Loan rates benchmarked to RLLR. Tata Capital Home Finance is a with its home loan rates benchmarked to PLR.
  • with an average customer ratings of is equally comparable to with an average customer rating of , and hence, the customer can expect the same kind of service levels from these banks.

Which bank offers a lower interest rate on Home Loan – IDFC First Bank or Tata Capital Home Finance?

The lowest interest rate for both IDFC First Bank and Tata Capital Home Finance on Home Loan currently starts from 6.90%, and hence, both banks are a good choice for potential borrowers.

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Home Loan News - Sep 2021
  • 2021-09-24 : ICICI Bank Revises Home Loan Interest Rate
    ICICI Bank has cut home loan interest to 6.70%. The lowest rate for salaried is 6.70% and self-employed is 6.80%. If a borrower has a low credit score then they will have to pay 7.40% of the principal amount.
  • 2021-09-24 : LIC Housing Finance Announces New Home Loan Rates
    LIC Housing Finance has slashed the home loan rate to 6.66% for loans up to Rs 2 crore. These rates will be offered to the borrowers who have a credit score above 700 and it is valid till November 30, 2021.
  • 2021-09-21 : HDFC Bank Introduce Festival Bonanza Offer
    HDFC Bank has come up with a festival bonanza offer which is valid till October 31, 2021. The lender has cut home loan interest rate to 6.70%, the special rate is linked to borrowers credit score.
  • 2021-09-20 : PNB Introduces Festival Bonanza Offer
    Punjab National Bank (PNB) has introduced a festival bonanza offer under which they reduced home loan interest to 6.80%. Also, the lender has waived off processing fees and documentation charges on all retail loans like home loans, personal loans, car loans, gold loans, property loans. These charges are valid till December 31, 2021.
  • 2021-09-17 : Bank of Baroda Slashes Home Loan Interest Rate
    Bank of Baroda (BOB) has introduced a festive offer #KhushiyonKaShreeGanesh. The lender has reduced the home loan interest rate to 6.75%. Along with a slashed interest rate the bank has also waived off processing fees.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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