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Compare ICICI Bank vs UCO Bank Home Loan

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Bank
Interest Rate
Interest Rate
6.75% - 11.35%
6.90% - 7.25%
Processing Fees
Processing Fees
Min ₹ 3,000;
Upto 0.50%
Min ₹ 1,500; Max ₹ 15,000
Maximum Loan Amount
Maximum Loan Amount
₹ 7 Cr
₹ 5 Cr
Maximum Tenure
Maximum Tenure
30 Years
30 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 649
₹ 659
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
RLLR
RLLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
Y
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4.1/5.0
4.1/5.0
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Compare Home Loan EMI of ICICI Bank and UCO Bank

Loan Amount ICICI Bank UCO Bank
₹ 10 Lakh ₹ 6,486 ₹ 6,586
₹ 25 Lakh ₹ 16,215 ₹ 16,465
₹ 30 Lakh ₹ 19,458 ₹ 19,758
₹ 50 Lakh ₹ 32,430 ₹ 32,930

Which is a better bank for Home Loan – ICICI Bank or UCO Bank?

ICICI Bank offers lower Home Loan EMI at ₹ 649 on a Home Loan for 30 Years as compared to UCO Bank with a minimum EMI of ₹ 659 for 30 Years. Average customer ratings for ICICI Bank is currently at 4.1/5.0 which makes it a good choice for taking a Home Loan.

How does ICICI Bank Home Loan compare with UCO Bank Home Loan?

It is important to do a detailed comparison of ICICI Bank and UCO Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of ICICI Bank Home Loan is 6.75%, which is lower than the lowest interest rate of UCO Bank at 6.90% and hence, ICICI Bank is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, ICICI Bank charges a lower processing fees of Nil vs UCO Bank with a processing fees of 0.50% of loan amount.
  • ICICI Bank is a with its Home Loan rates benchmarked to RLLR. On the other hand, UCO Bank is a with its home loan rates benchmarked to RLLR. Hence, both banks are benchmarked to the same rate, making them a comparable option to choose from.
  • ICICI Bank with an average customer ratings of 4.1 is equally comparable to UCO Bank with an average customer rating of 4.1, and hence, the customer can expect the same kind of service levels from these banks.
  • ICICI Bank offers special discounted rate Home Loan schemes for women, while UCO Bank currently doesn’t have such schemes for women. Hence, women borrowers should consider ICICI Bank.

Which bank offers a lower interest rate on Home Loan – ICICI Bank or UCO Bank?

As per the current rates, ICICI Bank offers a lower interest rate of 6.75% on Home Loan when compared to UCO Bank which offers a Home Loan at 6.90%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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