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Compare Bank of Baroda vs DCB Bank Home Loan

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Bank
Interest Rate
Interest Rate
6.50% - 8.35%
8.25% - 15.00%
Processing Fees
Processing Fees
Min ₹ 10,030;
Upto 2.00%
Min ₹ 5,000;
Maximum Loan Amount
Maximum Loan Amount
₹ 7 Cr
₹ 10 Cr
Maximum Tenure
Maximum Tenure
30 Years
20 Years
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 632
₹ 852
Benchmark Rate (Check Rates)
Benchmark Rate (Check Rates)
RLLR
1_year MCLR
Minimum Age
Minimum Age
21 Years
21 Years
Maximum Age
Maximum Age
65 Years
65 Years
For Women
For Women
N
N
Overdraft Facility
Overdraft Facility
N
N
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
4.3/5.0
5/5.0
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Compare Home Loan EMI of Bank of Baroda and DCB Bank

Loan Amount Bank of Baroda DCB Bank
₹ 10 Lakh ₹ 6,321 ₹ 8,521
₹ 25 Lakh ₹ 15,802 ₹ 21,302
₹ 30 Lakh ₹ 18,962 ₹ 25,562
₹ 50 Lakh ₹ 31,603 ₹ 42,603

Which is a better bank for Home Loan – Bank of Baroda or DCB Bank?

Bank of Baroda offers lower Home Loan EMI at ₹ 632 on a Home Loan for 30 Years as compared to DCB Bank with a minimum EMI of ₹ 852 for 20 Years. Average customer ratings for Bank of Baroda is currently at 4.3/5.0 which makes it a good choice for taking a Home Loan.

How does Bank of Baroda Home Loan compare with DCB Bank Home Loan?

It is important to do a detailed comparison of Bank of Baroda and DCB Bank on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Bank of Baroda Home Loan is 6.50%, which is lower than the lowest interest rate of DCB Bank at 8.25% and hence, Bank of Baroda is offering a cheaper loan option.
  • When compared on other Home Loan charges such as processing fees, Bank of Baroda charges a lower processing fees of Nil vs DCB Bank with a processing fees of 2.00% of loan amount.
  • Bank of Baroda is a with its Home Loan rates benchmarked to RLLR. DCB Bank is a with its home loan rates benchmarked to MCLR.
  • DCB Bank has an average customer ratings of 5, while Bank of Baroda has an average customer rating of 4.3, based on which it is clear that DCB Bank has a high customer service focus, an easy Home Loan process and a quick turnaround.

Which bank offers a lower interest rate on Home Loan – Bank of Baroda or DCB Bank?

As per the current rates, Bank of Baroda offers a lower interest rate of 6.50% on Home Loan when compared to DCB Bank which offers a Home Loan at 8.25%.

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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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