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Pradhan Mantri Awas Yojana Chennai

Chennai PMAY

Last Updated 26th Sep 2021

  • Pradhan Mantri Awas yojana Chennai aims to provide “Housing for All” in urban areas.
  • PMAY Chennai offers a subsidy on the interest rate of home loans. Applicants can avail of home loans at a subsidized rate of up to 6.5% for a tenure of 20 years.
  • An individual who already owns a pucca house in any part of the country cannot enrol under the Chennai PMAY project. Check the eligibility criteria.
  • The funds can be used to purchase a property or upgrade a house in Chennai.
  • In case of queries regarding PMAY Chennai contact at Urban NHB:1800-11-3377,1800-11-3388 Urban HUDCO: 1800-11-6163.

Pradhan Mantri Awas Yojana in Chennai

Pradhan Mantri Awas Yojana is a Central Government scheme launched in 2015 to provide ‘Housing for All’ in urban areas by 2022. Under the scheme, the government has promised 2 crore homes to MIG (Middle Income Group) 1 and 2, LIG (Low Income Group), and EWS (Economically Weaker Section). State governments are also a part of PMAY, Tamil Nadu has already launched several housing projects throughout the cities.

PMAY Chennai falls under PMAY(U) where the state government has approved over 80,000 units. The State government has disbursed Rs 826 crore during the financial year for PMAY. The authority responsible for managing PMAY Chennai is Tamil Nadu government.

Features of PMAY Chennai

Some features of Pradhan Mantri Awas Yojana Chennai are listed as follows:

  • The two verticals of PMAY Chennai are - Beneficiary-Led Construction (New) and Affordable Housing in Partnership (AHP).
  • Till now a total of 4434 units have been developed in Tamil Nadu. In Chennai 32 units are completed.

Contact Details Chennai awas yojna

If you have any queries related pradhan mantri awas yojana Chennai call on the given numbers:-

Urban NHB:1800-11-3377,1800-11-3388 Urban HUDCO: 1800-11-6163 You can also visit the municipal corporation of Chennai to get the details about PMAY.

Highlights of Pradhan Mantri Awas Yojana Chennai, Tamil Nadu

PMAY Chennai scheme is loaded with various benefits:-

  • To all the beneficiaries of Chennai, PMAY interest subsidy is provided for up to 6.50% based on the income group one falls in, for a tenure of 20 years on a housing loan.
  • Senior citizens and differently-abled people get ground floor housing accommodation.
  • Eco-friendly material should be used to construct the property.
  • To promote women homeownership rights, registration under the female name is necessary.
  • The funds can be used to purchase a new house or upgrade a semi pucca or kucha house.

Eligibility Criteria for PMAY Chennai

The eligibility criteria for Pradhan Mantri Awas Yojana Chennai is different for every scheme:-

  • Under the EWS category individuals, income should be up to ₹ 3 Lakh per annum.
  • Under the LIG category individuals, income should be between ₹ 3 Lakh to ₹ 6 Lakh per annum
  • Under MIG-I category individuals, income should be between ₹ 6 Lakh to ₹ 12 Lakh per annum
  • Under the MIG- II category, individuals income should be between ₹ 12 Lakh to ₹ 18 Lakh
  • A couple cannot apply with different names
  • If an individual has already availed Tamil Nadu, then he/she cannot apply again.
  • If you or any of your family member- spouse, children, parents- own a house in any part of the country, cannot apply for pm awas yojana Chennai

Documents required for PMAY Chennai are:-

The documents required to avail PMAY subsidy in Chennai are listed as follows:

  • Date of birth proof- Passport/ Driving License/ PAN card/ Birth Certificate
  • Identity proof- Aadhar card/ PAN card/ Passport/ Voter Id card
  • Income proof documents- Salary slips, Bank statements
  • Address Proof- Property tax receipt/ property registration documents
  • Affidavit cum declaration stating that family does not own a pucca house
  • Existing loan details (if any)
  • Processing Fee cheque
  • NOC from a Competent Authority or any Housing Society

How to Apply for Pradhan Mantri Awas Yojana Chennai?

To apply for Pradhan Mantri Awas Yojana Chennai, perform the following steps:-

  • Identify the category under which you wish to apply.
  • Visit the official website of PMAY: https://pmaymis.gov.in/.
  • Click ‘Citizen Assessment’
  • Select applicant category
  • Select Aadhar ID or Virtual ID
  • Fill the application form with all the required details.
  • Enter Captcha Code
  • Click Submit

Know About Beneficiary list of PM Awas Yojana in Chennai

Following are the people who can enjoy the benefit of Pradhan Mantri Awas yojana Chennai

  • Scheduled castes and scheduled tribes
  • Economically Weaker Section (EWS) of the society
  • Low Income Group
  • Middle Income Groups

List Of Cities


How can I check my PMAY Chennai eligibility?

You can check the PMAY status online by visiting the official website of Pradhan Mantri Awas Yojna. Apart, you can also use PMAY eligibility calculator to determine the subsidy benefits you are eligible for.

How do I apply for PMAY Chennai 2021?

To apply for PMAY Chennai 2021, a person has to visit the official website of PMAY, then go to the citizen assessment and then fill in all the required details like aadhar number, name, address etc. and then click Save. An applicant can apply offline as well by visiting the Common Service Centre (CSC).

How can I check my status of Tamil Nadu was yojana online?

To check the PMAY status in Tamil Nadu, you should go to the PMAY official website and then go to ‘Track Assessment Status’ under ‘Citizen Assessment.’ After this, fill in all the required details, name, fathers name or assessment id.

Which bank is best for a PMAY loan?

GIC Housing Finance, Edelweiss and Aadhar Housing Finance offers best PMAY loan in Chennai at affordable interest rate of 10.25%, 10.50% and 11.75%, respectively.

Who is not eligible for PMAY Chennai?

An individual who already has a pucca house in a country or Tamil Nadu and has availed the benefit of a government-run housing scheme cannot apply for PMAY Chennai.

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