Home Loan in Chennai - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Chennai, Lowest EMI Per Lakhs

Last Updated 03rd Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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Home Loan Chennai

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance
Chennai has now emerged as a key real estate destination with many popular builders such as :
  • A R Developers
  • Aaditra Properties
  • Aashiyana Construction
  • Abhinitha Foundations
  • Accord Housing
  • Accord Housing
  • Adinath Foundation
  • Adroit Urban Developers
  • Agni Estates
  • Aishwarya Homes
  • AKS Housing
  • Akshaya Homes
  • Alliance Venture
  • Altis Properties
  • Amar Builders
  • Amar Prakaash Builders
  • Ankur Foundations
  • AP Construction
  • Appaswamy Real Estates
  • Arboretum Foundations
  • Arihant Group
  • Artha Property
  • Arun Excello
  • Ashoka Infraways
  • ASV Construction
  • Asvini Foundations
  • Avigna
  • Avigna Properties
  • Baashyaam Construction
  • Badal Home Developer
  • BBCL
  • BCIL Zed Properties
  • Ben Foundations
  • Bhaggyam Construction
  • Bhaggyam Construction
  • Bharath Engineering
  • Bhoomi Builders
  • Bhuvaneshwari Construction
  • Blue Wall Homes
  • BSCPL Infrastructure
  • Casa
  • Casa Grande
  • Casa Grande
  • Ceebros
  • Chandrasekar Builders
  • Citilights Properties
  • CLS Properties
  • Colorhome Developers
  • Creations Promoters
  • Crescentz Homes
  • Dakshin Builder
  • Deluxe Apartments
  • DLF
  • Doshi Housing
  • DRA Group
  • Dugar Housing
  • Eco Bay Developers
  • EGB Builders
  • EGP Homes
  • Elegant Infracon
  • Embassy
  • Emerald Haven Development
  • Engineering Estates
  • ETA Star Property
  • Ever Green Properties
  • Evocon
  • Fairyland Foundations
  • Firm Foundations
  • Fortune Group
  • Ganga Foundations
  • Godrej
  • Golden Developers
  • Green Valley Builders
  • Hallmark Infrastructure
  • Harmony
  • Hazel Realty
  • Headway Properties
  • Hiranandani
  • INCA Realty
  • Intouch Construction
  • Isha Homes
  • J K Construction
  • Jai Balaji Homes
  • Jain Housing
  • Jamals
  • JBM Homes
  • Jeaya Shelters
  • Jones Foundation
  • Kences Construction
  • KG Foundation
  • KGE Yes Residency
  • KGS Developers
  • Khurinji Homes
  • Kochar Homes
  • Kriticons
  • L And T
  • Lancor
  • Landmark Probuild
  • Livia Spaces
  • Loyal Housing
  • Loyal Housing
  • Mahidhara
  • Mahindra Lifespace
  • Malles Construction
  • Manju Foundations
  • Mantri
  • Marg Group
  • Marutham Group
  • Maxis Construction
  • Mettupakkam Foundations
  • Mohan Mutha
  • MS Builder
  • Muktha Foundations
  • Nat West Estates
  • Navin Housing
  • Newry
  • North Town Estates
  • Ocean Interiors
  • Olympia Group
  • Optima Homes
  • Ourhomes Builders
  • Ozone Group
  • P Dot G Construction
  • Pace Builders
  • Pacifica Infrastructure
  • Phoenix
  • Plaza Group
  • Poomalai Housing
  • Potential Construction
  • Prestige
  • Prince Foundation
  • Provident
  • PS Srijan Developers
  • Pushkar Properties
  • Rachana Foundations
  • Radiance Reality
  • Rainbow
  • Rajarathinam Construction
  • Rajkham
  • Rajkham Builder
  • Rajparis Civil Construction
  • Ramky
  • RAS Subiksha Builder
  • Rathna builders
  • Rayan Builders
  • Real Value Promoters
  • Residency Builders
  • Rithika Realtors
  • RKN Construction
  • Rockfort Developers
  • Royal Splendour
  • Ruby Builders
  • Ruby Builders
  • S and S Foundations
  • S K Developers
  • S V Builders
  • Sai Care India
  • Sai Foundations
  • Sai Shanthi Homes
  • Sanjay Homes
  • Sankar
  • Sapthrishi Buildcon
  • Saradeuz
  • Sare Group
  • Sekaran Realities
  • Shaji Homes
  • Shakthi Construction
  • Shantiniketan
  • Sharu Builders
  • Sheltrex Developers
  • Shirdi Shelters
  • Shri Janani Homes
  • Shriram
  • Shrusti Infra
  • Sidhartha
  • Sigaram Associates
  • Sobha
  • South India Shelters
  • Southern Investment
  • Sowmiya Estates
  • Sreerosh
  • Sri Anandham Construction
  • Sri Sengazhani Properties
  • Sri Vara Laxmi Shelters
  • Sri Venkadeswara
  • SSPDL
  • Stepstone
  • Sterling Developers
  • Sumanth Shreyas
  • SVP Group
  • Swathi
  • Tata
  • Tata Value Homes
  • The Nest
  • True Value Homes
  • Tulive Builders
  • Unitech
  • Urban Tree Infrastructures
  • Vasavi Group
  • VGN Developers
  • Vijay Raja Homes
  • Vijay Shanthi Builders
  • Vinodh Builders
  • VIP Housing
  • Virgo Properties
  • Vishram Infrastructure
  • Vishranti Sabari
  • Viswas Promotors
  • VME Realty
  • Vora Properties
  • Wisdom Housing
  • XS Real Properties
  • Yogi Builders
  • Yuga Builders
  • Yume Homes

Here at MyLoanCare, you can compare lowest interest rates and apply home loan online from leading banks in India and avail doorstep service.

Chennai Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Chennai

Bank Branch
Allahabad Bank ADYAR | AMBATTUR VIJAYALAKSHMIPURAM | ANNANAGAR | GEORGE TOWN | INTERNATIONAL | JAFFARKHANPET | JAWAHARNAGAR | K K NAGAR | KOTTAYAM | MEDIPAKKAM
Andhra Bank ADAYAR | ADYAR CANCER INSTITUDE | ANNA NAGAR | ANNA NAGAR WEST | ASHOK NAGAR | AVADI | BESANT NAGAR | CHENNAI | CHEPET | EGMORE
Axis Bank ADYAR | ALANDUR | AMINJIKARAI | ANNA NAGAR | ANNA SALAI | ANNANAGAR WEST | ASHOK NAGAR | AVADI | AYNAVARAM | BYEPASS ROAD VELACHERY
Bank of Baroda ADAMBAKKAM | ADAYAR | ALWARPET | AMBATTUR | AMBUR | AYNAVARAM | CHOOLAIMEDU | CORPORATE FINANCIAL SERVICES | E C STREET | EGMORE
Bank of Maharashtra AMBATTUR | ASHOKNAGAR | BESANTNAGAR | BROADWAY | MOUNT ROAD | MYLAPORE | NEELANGARAI | SERVICE CHENNAI | SHENOYNAGAR | T NAGAR
Canara Bank A N STREET | ABHIRAMAPURAM | ADAMBAKKAM SAVINGSA | AGRI FINANCE | AMBATTUR | ANNA UNIVERSITY EXTENSION COUNTER GUINDY | ANNANAGAR | ANNANAGAR W EXTENSION | ARUMBAKKAM | ASHOKNAGAR
Citibank CLUB HOUSE ROAD
Corporation Bank AMBATTUR | ANNA NAGAR | ANNA SALAI | ASHOK NAGAR | CAPS | CHENNAI ARMB | CHENNAI IFB | CHENNAI MICRO FINANCE | CHENNAI PBB | CHENNAI RETAIL HUB
Dena Bank ALWARPET | AMMINJIKARAI | CHENNAI SERVICE | CHENNAI SERVICE | CORPORATE BUSINESS | GEORGE TOWN | HAMILTONIDGE | KOLATHUR | MOUNT RD | NUNGAMBAKKAM
Federal Bank ADYAR | ANAKAPUTHUR | ANNA NAGAR | ASSET RECOVERY | CHENNAI CREDIT HUB | CHENNAI ZONAL OFFICE | CMS ANNA SALAI | CRCH CHENNAI | FUNDS and INVESTMENT CHENNAI | GEORGE TOWN
HDFC Bank ABHIRAMI PLAZA | ADAMBAKKAM | ADYAR | Adyar Gandhi Nagar | AKKARAI | ALWARPET | ANNA NAGAR 2ND AVENUE | ANNA NAGAR 3RD AVENUE | ARCOT ROAD KODAMBAKAM | ARUMBAKKAM
ICICI Bank ADYAR | ALWARTHIRU NAGAR | ANNA NAGAR | ANNA NAGAR VI MAIN | ANNANAGAR WEST SCHOOL ROAD | ARMENIAN STREET | ARUMBAKKAM | ASHOK ENCLAVE | ASHOK NAGAR 100 FT ROAD | ASHOK NAGAR FIRST AVENUE
IDBI Bank ALWARPET | ANNA NAGAR | ASHOK NAGAR | CHENGALPET | CHENNAI MAIN | CURRENCY CHEST CHENNAI | GOPALAPURAM | GREAMS ROAD | K K NAGAR | KILPAUK
IDFC Bank CHENNAI RK SALAI | NUNGAMBAKKAM
Indian Bank ABHIRAMAPURAM | ADITHANAR SALAI | ADYAR | ALWARPET | AMINJIKARAI | ANAKAPUTHUR | ANNA SALAI | ANNANAGAR | ARUMBAKKAM | ASHOK NAGAR
Indian Overseas Bank 100 FEET ROAD | ADAMBAKKAM | ADAYAR | AGARAMTHEN | AGRICULTURE AND RURAL INITIATIVE DEPARTMENT | ALANDUR | ALAPAKKAM | ALWAR THIRUNAGAR | AMBATHUR INDUSTRIAL ESTATE | AMINJIKARAI
IndusInd Bank Adyar | Aminjikarai | Annanagar | EAST MOGAPPAIR CHENNAI | Kilpauk | Madippakkam | Medavakkam | Mowlivakkam | nungambakkam | Sriperumbudur
Karur Vysya Bank ADYAR | AGARAYA ROAD | ANNA NAGAR | ARUMBAKKAM | ASHOK NAGAR | ATM CELL | CHENNAI ARMENIAN STREET | CHENNAI CCO | CHENNAI CLPC | CHENNAI DO
Kotak Bank ANNA NAGAR | ASHOK NAGAR | KILPAUK | KOYEMBEDU | Nungambakkam | R K SALAI | SOWCARPET | T NAGAR
PNB ABHIRAMAPURAM | ADYAR | AMBATTUR | ANNA NAGAR | ANNASALAI | ARUMBAKKAM | ASSET RECOVERY MANAGEMENT | AVADI | AVADI CHENNAI | BIHER TAMBARAM
SBI 18TH MAIN ROAD ANNA NAGAR WEST | 6TH AVENUE ANNA NAGAR | ABHIRAMA PURAM | ADAMBAKAM | ADAMBAKKAM | ADMINISTRATIVE OFFICE ZONE II CHENNAI | ADYAR | AFS TAMBARAM | AGNITIO PARK KANDANCHAVADY | AIR FORCE STATION AVADI
Standard Chartered Bank ADYAR | ANNA SALAI | HADDOWS ROAD | MYLAPORE | RAJAJI SALAI | T NAGAR
Syndicate Bank A R M CHENNAI | ADYAR | AMINJIKARAI | AMMAIYAPPAN | ANNANAGAR | ANNANAGAR WEST EXTENSION | ARMENIAN STREET | ARUMBAKKAM | CAO CHENNAI | CENTRALISED PROCESSING
Union Bank of India ADAYAR | ALANDUR | AMBATTUR | ANNANAGAR | ARMENIAN STREET | ASHOKNAGAR | ASSET RECOVERY | AUDIYAPPAN NAICKEN STREET | AVADI | AYANAVARAM
Vijaya Bank A R M B CHENNAI | ABHIRAMPURAM | ADYAR | AMBATTUR | ANNANAGAR | ASHOKNAGAR | AVADI | C M S B CHENNAI | CHENGALPATTU | CHENNAI
Yes Bank ANNANAGAR | CHENNAI II | INDIRANAGAR | NUNGAMBAKKAM

Home Loan Customer Care in Chennai, Email

Bank Customer Care Number
HDFC Bank 044-61606161, loansupport@hdfcbank.com
Citibank 044-28522484
Kotak Bank 044-66006022
ICICI Bank 044-33667777/ 044-44455000
SBI 979-094-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 044-30063812, homeloans@indiabulls.com
Allahabad Bank 044-28156607, customercare@allahabadbank.in
HDFC 0422-4301100
Indian Bank 044-24413430
Standard Chartered Bank 044-66014444/ 044-39404444, customer.care@sc.com
Axis Bank 044-28123888
United Bank of India 1800-345-0345
Andhra Bank 044-24994924, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 044-24327025/ 044-24346038
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 044-23454249
Federal Bank 1800-425-1199
Dena Bank 1800-233-6427
IDBI Bank 044 4303 6648
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 044-24314418
State Bank of Mysore 044-24911176
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-345-4566
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 044
Syndicate Bank 1800-425-0585
State Bank of Patiala 011-23073721
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 044-7130-9696, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 044 - 28498899
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 044-42031543
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Nainital Bank 05946-2501520
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Equitas Housing Finance 1800-3000-3030, hfcomplaints@equitas.in
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
23rd Nov 16 Cheaper housing loans for National Pension Subscribers
Housing loans may get cheaper for National Pension Scheme (NPS) subscribers. A committee has been formed under the chairmanship of former CEO of HDFC Life to study the matter. Committee will submit its first report within six weeks of the first meeting that was held on 19th November, 2016.The decision will be taken in consideration that pension and housing are the two important retirement assets.
22nd Nov 16 Loan borrowers to get additional 60 days to repay for bad loans up to Rs. 1 crore
Reserve Bank of India relaxed rules for loan borrowers and provided additional 60 days for repayment of their home, car, property and other loans for repayment due between 1st November and 31st December, 2016. The relaxation will be applicable on term loans such as business loan, personal loan and other secured loans with loan amount up to Rs. 1 crore.
18th Nov 16 Housing Finance sector to face rough path due to demonitisation
Housing Finance sector is one of the sectors that have been badly hit by money demonetisation. Reserve Bank of India is likely to cut rate in December by 50 to 100 basis points. Activity in the home loan sector can be expected to pick up, post reduction in interest rates.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.