20,00,000 people visited this section in last 30 daysApply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Pradhan Mantri Awas Yojana Chandigarh

Chandigarh PMAY

Last Updated 26th Sep 2021

  • Pradhan Mantri Awas yojana Chandigarh aims to provide “Housing for All” in urban areas.
  • PMAY Chandigarh offers a subsidy on the interest rate of home loans. Applicants can avail of home loans at a subsidized rate of up to 6.5% for a tenure of 20 years.
  • An individual who already owns a pucca house in any part of the country cannot enrol under the Chandigarh PMAY project. Check the eligibility criteria.
  • The funds can be used to purchase a property or upgrade a house in Chandigarh.
  • In case of queries regarding PMAY Chandigarh contact at National Housing Bank - 1800-11-3377, 1800-11-3388 HUDCO 1800-11-6163.

Pradhan Mantri Awas Yojana in Chandigarh

Pradhan Mantri Awas Yojana is a Central Government scheme launched in 2015 to provide ‘Housing for All’ in urban areas by 2022. Under the scheme, the government has promised 2 crore homes to MIG (Middle Income Group) 1 and 2, LIG (Low Income Group), and EWS (Economically Weaker Section). State governments are also a part of PMAY, Chandigarh has already launched several housing projects throughout the cities.

PMAY Chandigarh is a home loan subsidy scheme which aims at providng affordable affordable home to lower economic sections. The Central Nodal Agencies (CNAs) for PMAY in Chandigarh are NHB, HUDCO and SBI. The authority responsible for managing PMAY Chandigarh is NHB, HUDCO and SBI are the Central Nodal Agencies (CNAs).

Features of PMAY Chandigarh

Some features of Pradhan Mantri Awas Yojana Chandigarh are listed as follows:

  • An applicant should not a pucca house in any part of the country
  • As per Census 2011 and towns notified subsequently, are eligible for coverage under the PMAY HFA mission.

Contact Details Chandigarh awas yojna

If you have any queries related pradhan mantri awas yojana Chandigarh call on the given numbers:-

National Housing Bank - 1800-11-3377, 1800-11-3388 HUDCO 1800-11-6163 You can also visit the municipal corporation of Chandigarh to get the details about PMAY.

Highlights of Pradhan Mantri Awas Yojana Chandigarh, Chandigarh

PMAY Chandigarh scheme is loaded with various benefits:-

  • To all the beneficiaries of Chandigarh, PMAY interest subsidy is provided for up to 6.50% based on the income group one falls in, for a tenure of 20 years on a housing loan.
  • Senior citizens and differently-abled people get ground floor housing accommodation.
  • Eco-friendly material should be used to construct the property.
  • To promote women homeownership rights, registration under the female name is necessary.
  • The funds can be used to purchase a new house or upgrade a semi pucca or kucha house.

Eligibility Criteria for PMAY Chandigarh

The eligibility criteria for Pradhan Mantri Awas Yojana Chandigarh is different for every scheme:-

  • Under the EWS category individuals, income should be up to ₹ 3 Lakh per annum.
  • Under the LIG category individuals, income should be between ₹ 3 Lakh to ₹ 6 Lakh per annum
  • Under MIG-I category individuals, income should be between ₹ 6 Lakh to ₹ 12 Lakh per annum
  • Under the MIG- II category, individuals income should be between ₹ 12 Lakh to ₹ 18 Lakh
  • A couple cannot apply with different names
  • If an individual has already availed Chandigarh, then he/she cannot apply again.
  • If you or any of your family member- spouse, children, parents- own a house in any part of the country, cannot apply for pm awas yojana Chandigarh

Documents required for PMAY Chandigarh are:-

The documents required to avail PMAY subsidy in Chandigarh are listed as follows:

  • Date of birth proof- Passport/ Driving License/ PAN card/ Birth Certificate
  • Identity proof- Aadhar card/ PAN card/ Passport/ Voter Id card
  • Income proof documents- Salary slips, Bank statements
  • Address Proof- Property tax receipt/ property registration documents
  • Affidavit cum declaration stating that family does not own a pucca house
  • Existing loan details (if any)
  • Processing Fee cheque
  • NOC from a Competent Authority or any Housing Society

How to Apply for Pradhan Mantri Awas Yojana Chandigarh?

To apply for Pradhan Mantri Awas Yojana Chandigarh, perform the following steps:-

  • Identify the category under which you wish to apply.
  • Visit the official website of PMAY: https://pmaymis.gov.in/.
  • Click ‘Citizen Assessment’
  • Select applicant category
  • Select Aadhar ID or Virtual ID
  • Fill the application form with all the required details.
  • Enter Captcha Code
  • Click Submit

Know About Beneficiary list of PM Awas Yojana in Chandigarh

Following are the people who can enjoy the benefit of Pradhan Mantri Awas yojana Chandigarh

  • Scheduled castes and scheduled tribes
  • Economically Weaker Section (EWS) of the society
  • Low Income Group
  • Middle Income Groups

List Of Cities

FAQs

How can I check my PMAY Chandigarh eligibility?

You can check the PMAY status online by visiting the official website of Pradhan Mantri Awas Yojna. Apart, you can also use PMAY eligibility calculator to determine the subsidy benefits you are eligible for.

How do I apply for PMAY Chandigarh 2021?

To apply for PMAY Chandigarh 2021, a person has to visit the official website of PMAY, then go to the citizen assessment and then fill in all the required details like aadhar number, name, address etc. and then click Save. An applicant can apply offline as well by visiting the Common Service Centre (CSC).

How can I check my status of Chandigarh was yojana online?

To check the PMAY status in Chandigarh, you should go to the PMAY official website and then go to ‘Track Assessment Status’ under ‘Citizen Assessment.’ After this, fill in all the required details, name, fathers name or assessment id.

Which bank is best for a PMAY loan?

GIC Housing Finance, Edelweiss and Aadhar Housing Finance offers best PMAY loan in Chandigarh at affordable interest rate of 10.25%, 10.50% and 11.75%, respectively.

Who is not eligible for PMAY Chandigarh?

An individual who already has a pucca house in a country or Chandigarh and has availed the benefit of a government-run housing scheme cannot apply for PMAY Chandigarh.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.99% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
Home Loan News - Sep 2021
  • 2021-09-24 : ICICI Bank Revises Home Loan Interest Rate
    ICICI Bank has cut home loan interest to 6.70%. The lowest rate for salaried is 6.70% and self-employed is 6.80%. If a borrower has a low credit score then they will have to pay 7.40% of the principal amount.
  • 2021-09-24 : LIC Housing Finance Announces New Home Loan Rates
    LIC Housing Finance has slashed the home loan rate to 6.66% for loans up to Rs 2 crore. These rates will be offered to the borrowers who have a credit score above 700 and it is valid till November 30, 2021.
  • 2021-09-21 : HDFC Bank Introduce Festival Bonanza Offer
    HDFC Bank has come up with a festival bonanza offer which is valid till October 31, 2021. The lender has cut home loan interest rate to 6.70%, the special rate is linked to borrowers credit score.
  • 2021-09-20 : PNB Introduces Festival Bonanza Offer
    Punjab National Bank (PNB) has introduced a festival bonanza offer under which they reduced home loan interest to 6.80%. Also, the lender has waived off processing fees and documentation charges on all retail loans like home loans, personal loans, car loans, gold loans, property loans. These charges are valid till December 31, 2021.
  • 2021-09-17 : Bank of Baroda Slashes Home Loan Interest Rate
    Bank of Baroda (BOB) has introduced a festive offer #KhushiyonKaShreeGanesh. The lender has reduced the home loan interest rate to 6.75%. Along with a slashed interest rate the bank has also waived off processing fees.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...