Home Loan in Chandigarh - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Interest Rates in Chandigarh, Lowest EMI Per Lakhs

Last Updated 03rd Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
SBI 9.10% Floating 30 years Rs. 812
ICICI Bank 9.15% Floating 30 years Rs. 815
Axis Bank 9.10% Floating 30 years Rs. 812
HDFC 9.15% Floating 30 years Rs. 815
IDBI Bank 9.30% Floating 30 years Rs. 826
Citibank 9.30% Floating 25 years Rs. 860
DBS Bank 9.20% Floating 20 years Rs. 913
PNB Housing Finance 9.30% Floating 30 years Rs. 826
Indiabulls 9.15% Floating 30 years Rs. 815
DHFL 9.55% Floating 30 years Rs. 845
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 Salaried   Self Employed - Professional   Self Employed - Business 





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Home Loan Chandigarh

  • Home loan options @ 9.10% - 9.2% from Citi, HDFC, ICICI, SBI, IDBI, PNB, Axis, others
  • Lowest interest rates, processing fees on new home loan and home loan takeover
  • Flexi saver home credit facility available – pay interest on net difference on your loan outstanding and bank balance
Chandigarh has now emerged as a key real estate destination with many popular builders such as :
  • Acme Group
  • Aditya Buliders
  • Alliance Venture
  • Ansal Housing
  • ATS Builders
  • Barnala Builders
  • BCL Home
  • Bee Gee Builtech
  • Bir Developer
  • Chinar Group
  • Divine Associates
  • DLF
  • Emmar MGF
  • Enkay Builders
  • Ever Rich Buildcon
  • Fortune Group
  • GBP Group
  • Green Valley Builders
  • Gupta Builders
  • Hanumant Builders
  • Home Land
  • Idyllic Group
  • Ireo Group
  • Jaipuria Groups
  • JLPL Group
  • K Soni Builder
  • Malwa Projects
  • Maya Estatz
  • MD Builder
  • Mona Township
  • Motia Developers
  • N H Matcon
  • Omaxe Group
  • Omni Pacific Colonizers
  • Paradigm Business Ventures
  • Pioneer
  • Raglan Infrastructure
  • Sandwoods
  • SBP Group
  • Singla Builders
  • Skynet Builders
  • Suncity Projects
  • Sushma Buildtech
  • TDI Infratech
  • Unnati Land Developers
  • Vision India Group
  • Wisteria Housing

Here at MyLoanCare, you can compare lowest interest rates and apply home loan online from leading banks in India and avail doorstep service.

Chandigarh Home Loan Eligibility

Salaried Self Employed
Who is Eligible People in permanent service in public or private sector. Self employed Business - men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers
Loan Amount Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc.
Borrower Age at Time of Sanction Between 21 and 60 (or age of requirement, if lower) Between 21 and 65
Borrower Age at Time of Maturity Upto 60 (or age of requirement, if lower) Upto 65
CIBIL Score, Credit History Typically, a clean CIBIL record with a score above 700 is desirable Typically, a clean CIBIL record with a score above 700 is desirable
Minimum Income Some banks specify minimum income to be eligible for loans Some banks specify minimum income to be eligible for loans
Employment Track Record Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. Register your query with MyLoanCare to check this in your case. At least 2 years in the same profession with ITR filed
Balance Transfer Minimum 12-18 months’ track record of regular repayment of existing loan Minimum 12-18 months’ track record of regular repayment of existing loan

Home Loan Branches in Chandigarh

Bank Branch
Allahabad Bank ARMB CHANDIGARH | BADLI | CHANDIGARH | HALLOMAJRA | JHAJHAR | KANDIVALI | MANI MAJRA | SECTOR 8C MADHYA MARG | SECTOR34 A CHANDIGARH | SECTOR40 D CHANDIGARH
Andhra Bank CHANDIGARH | CHANDIGARH INDST AREA PHASE ONE | DHANAS | KISHANGARH | MANI MAJRA | SEC FORTY SEVEN CHANDIGARH | SEC TWENTY TWO CHANDIGARH | SECTOR 44 | SPECIAL HOUSING FINANACE | ZONAL OFFICE
Axis Bank BANSEPUR | CHANDIGARH | CHANDIGARH | INFOSYS CAMPUS CHANDIGARH | MADHYA MARG BRANCH | MANIMAJRA | PREMIUM BRANCH CHANDIGARH | SARSINI | SECTOR 16 CHANDIGARH | SECTOR 17 CHANDIGARH
Bank of Baroda ARMB CHANDIGARH | DHS EC CHANDIGARH | GRAIN MARKET | LAHORA | PHASE II INDUSTRIAL AREA | RAIPUR KHURD | SECTOR 17B | SECTOR 22B | SECTOR 30 C CHANDIGARH | SECTOR 37 D CHANDIGARH
Bank of Maharashtra 45C CHANDIGARH | CHANDIGARH | CHANDIGARH SECTOR38D | MOHALI PHASE II | SECTOR 47C CHANDIGARH
Canara Bank CHANDIGARH INDUSTRIAL AREA SME | CHANDIGARH PRIME CORPORATE | CIRLCE OFFICE | CONSUMER FINANCE | FOREIGN DEPARTMENT | MANIMAJRA | MICRO FINANCE | PANJAB UNI CAMPUS | SECTOR 17C | SECTOR 17C MAIN
Citibank MADHYA MARG
Corporation Bank CHANDIGARH MINI CAPS | CHANDIGARH SECTOR 35C | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 8C | LUDHIANA SME LOAN CENTRE | MANIMAJRA
Dena Bank CHANDIGARH | SECTOR 38 CHANDIGARH
Federal Bank CHANDIGARH SECTOR 22 C | CHANDIGARH SECTOR 38 D | CHANDIGARH SECTOR 8 C
HDFC Bank 3BRD AIR FORCE STATION | CHANDIGARH SEC 22 UNION TERRITORY | CHANDIGARH SECTOR 17C | CHANDIGARH SECTOR 35B | CHANDIGARH SECTOR 37 | CHANDIGARH SECTOR 38 C | CHANDIGARH SECTOR 47 | CHANDIGARH SECTOR 8C | CHANDIGARH SECTOR 9C | ESTATE OFFICE
ICICI Bank CHANDIGARH SECTOR 17 C | CHANDIGARH SECTOR 19 | CHANDIGARH SECTOR 28 D | CHANDIGARH SECTOR 32 | CHANDIGARH SECTOR 34 A 1 | CHANDIGARH SECTOR 35C | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 9C | CHANDIGARH SPS | JAMALPUR
IDBI Bank CCU CHANDIGARH | CHANDIGARH sector 43 B | MADHYA MARG | MALL ROAD | RETAIL ASSET
Indian Bank JUJHAR NAGAR | MADHYAMARG | MANI MAJRA | SECTOR 20D CHANDIGARH | SECTOR 34 CHANDIGARH | SECTOR 37D CHANDIGARH | SECTOR 40 CHANDIGARH | SECTOR 45 CHANDIGARH | SECTOR 9D CHANDIGARH
Indian Overseas Bank ASSET RECOVERY MANAGEMENT BRANCH CHANDIGARH | CHANDIGARH SEC 7 C | CHANDIGARH SEC 7 C | CHANDIGARH SECTOR 22 D | MANI MAJRA | MID CORPORATION CHANDIGARH | NAYA NANGAL | PTL CAMPUS | RAPID RETAIL CENTRE CHANDIGARH | SEC 32 CHANDIGARH
IndusInd Bank Chandigarh Sector-08
Kotak Bank CHANDIGARH SEC 9 | CHANDIGARH SECTOR 27 | CHANDIGARH SECTOR 35 B | MANI MAJRA NAC
PNB BACK OFFICE SEC 22D | CURRENCY CHEST BACK OFFICE | CURRENCY CHEST LINK OFFICE | DADDU MAJRA | DAV SCHOOL SECTOR 8 | DAV SCHOOL SECTOR 8C | DHANAS | HIGH VALUE BRANCH | HOUSING BOARD COMPLEX MANIMAJRA | INDUSTRIAL AREA
SBI AIR FORCE STATION CHANDIGARH | ATTAWA CHANDIGARH | CAC CHANDIGARH | CCPC JAMMU | CENTRALISED CLEARING PROCESSING CENTRE | CHANDIGARH HOUSING BOARD | CHANDIGARH MAIN | CITY SUB CENTRESECTOR34CHANDIGARH | CPPC | DERABASSI
Standard Chartered Bank CHANDIGARH SECTOR 9C
Syndicate Bank CHANDIGARH | CHANDIGARH SECTOR 36A | CHANDIGARH SECTOR 38 | CHANDIGARH SECTOR 47 | CHANNI HIMMAT JAMMU | R O : CHANDIGARH
Union Bank of India CHANDIGARH MAIN | CHANDIGARH PBS | CHANDIGARH SECTOR 32 | CHANDIGARH SERVICE BRANCH | CHANDIGRAH SECTOR 30 | DABWALI | MANI MAJARA | R O CHANDIGARH | RAB CHANDIGARH | SECTOR 21 C CHANDIGARH
Vijaya Bank CHANDIGARH MAIN | KHARARCHANDIGARH | MANI MAJRA | RACPCCHANDIGARH | REGIONAL OFFICE CHANDIGARH | SCPBCHANDIGARH | SECTOR 40CHANDIGARH
Yes Bank CHANDIGARH SEC 17

Home Loan Customer Care in Chandigarh, Email

Bank Customer Care Number
HDFC Bank 0172-6160616, loansupport@hdfcbank.com
Citibank 0172-5082484
Kotak Bank 0161-65006022
ICICI Bank 0172-3366777/ 0172-4445500
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 0172-5051348, homeloans@indiabulls.com
Allahabad Bank 0172-2709458, customercare@allahabadbank.in
HDFC 0172-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0172-6601444/ 0172-3940444, customer.care@sc.com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0172-2605243/ 0172-2602245
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075081, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 0172-773285
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 0172 - 2704386
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Nainital Bank 05946-2501520
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Home Loan News - Dec 2016
01st Dec 16 Government plans to launch a home loan scheme for first time borrowers in the upcoming Union Budget 2017
Government and RBI are working jointly to launch a new home loan scheme for first time borrowers. Under the proposed scheme, first time borrowers availing home loan of up to Rs 50 lacs might be able to avail home loan at low interest rates in the range of 6 to 7 percent. The scheme is proposed to be announced in the upcoming Union Budget 2017 scheduled on 1st February, 2017.
27th Nov 16 Demonetisation raises hope of cheaper home loans
Even as the secondary market for houses and developer-built small properties has come to a standstill, banks expect stability to be restored in the property market once home loan interest rates get reduced. Demonetisation is expected to bring in more deposits to banks and give them flexibility in reducing interest rates on various loan products.
23rd Nov 16 Cheaper housing loans for National Pension Subscribers
Housing loans may get cheaper for National Pension Scheme (NPS) subscribers. A committee has been formed under the chairmanship of former CEO of HDFC Life to study the matter. Committee will submit its first report within six weeks of the first meeting that was held on 19th November, 2016.The decision will be taken in consideration that pension and housing are the two important retirement assets.
22nd Nov 16 Loan borrowers to get additional 60 days to repay for bad loans up to Rs. 1 crore
Reserve Bank of India relaxed rules for loan borrowers and provided additional 60 days for repayment of their home, car, property and other loans for repayment due between 1st November and 31st December, 2016. The relaxation will be applicable on term loans such as business loan, personal loan and other secured loans with loan amount up to Rs. 1 crore.
18th Nov 16 Housing Finance sector to face rough path due to demonitisation
Housing Finance sector is one of the sectors that have been badly hit by money demonetisation. Reserve Bank of India is likely to cut rate in December by 50 to 100 basis points. Activity in the home loan sector can be expected to pick up, post reduction in interest rates.
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