20,00,000 people visited this section in last 30 days. Apply Online

Get Cashback of Upto ₹ 1,000* on Home Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

Home Loans in Bangalore - SBI, HDFC, PNB, Citi, ICICI Bank, All Banks

Home Loan Near Me, Lowest EMI Per Lakh

Last Updated 20th Jun 2021

Bank Interest Rate Tenure Lowest EMI Per Lakh
SBI 6.70% Floating
Check Best Offers
30 years ₹ 645
HDFC 6.75% Fixed
30 years ₹ 649
ICICI Bank 6.75% Fixed
30 years ₹ 649
Axis Bank 6.70% Fixed
30 years ₹ 645
PNB Housing Finance 7.35% Fixed
30 years ₹ 689
Bank of Baroda 6.75% Floating
30 years ₹ 649
Citibank 6.65% Fixed
25 years ₹ 685
  • HDFC Bank has 166 branches and Bank of Baroda has 48 branches in Bangalore.
  • There are 41 banks in Bangalore. Check Best Offers
Apply for Home Loan @ 6.65%* Get upto ₹ 1,000* Cashback
Bangalore

Types of Home Loans offered in Bangalore

In Bangalore, various Banks and NBFCs provide home loans at comparative interest rates. However, a home loan is a broader category that can further be distinguished into types of home loans, based on the purpose for which it is bought. These are listed as follows:

Type of Home Loan Purpose of the Loan
Home Purchase Loan A home purchase loan is a loan to buy a residential property such as a flat or an apartment.
Land Purchase Loan Land purchase loan is a loan to buy a plot for the construction of a house. The construction on the land must be completed under a prefixed time.
Construction Loan A construction loan is a loan to construct a house on a plot owned by the loan borrower.
Home Extension Loan A home extension loan is a loan for extending or expanding an already owned house. For instance, constructing a floor, room or balcony.
Home Improvement Loan Home improvement loans are loans for the renovation of a house. This loan is taken for activities like painting a house, revamping electric wiring, etc.
Home Loans for NRI NRI home loans are loans for non-residents Indians who wish to buy or construct a home in India. This loan involves a bit more documentation than other regular home loans.
Home Loan Top-Ups Home loan top-up allows borrowers to borrow an additional loan amount on an existing home loan.
Pre-Approved Home Loan Pre-approved loans are loans offered by the banks to their existing customers, based on the customer’s credit history and income stability.
Home Loan Balance Transfer A home loan balance transfer, allows borrowers to shift their home loan from an existing lender to another lender, who offers the loan at a lower rate.
Home Loan Overdraft Home loan overdraft allows borrowers to add surplus loan amounts in their linked savings and current account.

Documents Required for Home Loan in Bangalore

In order to avail of a home loan in Bangalore, loan applicants need to fulfill the documentation requirements. List of documents to avail a home loan are listed as follows:

  • Identity Proofs: Identity proof is required to ensure a person's identity. These include aadhar card, voter id card, PAN card, or Government-issued id cards.
  • Address Proofs: An address proof is mandated to avail of a home loan in order to ensure the residential details of the applicant. These include passport, driving license, utility bills like water, electricity, or gas.
  • Income Proofs: Income proofs are required to ensure the repayment capability of the loan borrower. These include documents like Form 16, salary slips, ITR documents, and bank statements.
  • Age Proofs: Age proof is submitted through documents like birth certificate, voter id card, driving license, school and college certificates, and mark sheets.
  • Proof of Business Existence: It is required in the case of self-employed people. Proof of business existence includes trade license, copy of partnership deeds, and registration certificates. Also, certificate of practice and degree if the applicant is a self-employed professional.
  • Property Documents: This includes documents like allotment letter, possession letter, and certificate of approved plans for construction and extension, conveyance deeds, and sale-purchase agreements.

Top Banks Offers Housing Loan in Bangalore

  • SBI Home Loan- The State Bank of India is one of the leading public sector banks in the country. It has many branches in Bangalore. The bank offers various home loan products such as SBI flexipay home loan, Privilege home loan, Realty home loans, among others. Home loan rates by SBI start from 6.70%. SBI offers special discounts on home loan rates for women borrowers.
  • HDFC Home Loan- HDFC home loan is another popular home loan lender in Bangalore. It offers various home loan products like HDFC TruFixed home loan, HDFC Reach home loan, etc. The interest rates on HDFC home loans in Bangalore begin from 6.75%.
  • ICICI Home Loan- ICICI Bank is the second-largest bank in the country. It offers home loans at affordable interest rates that are designed to fulfill the house needs of both salaried and self-employed people. Popular ICICI Bank home loan products in Bangalore include ICICI repo rate home loan, Express home loan, ICICI Home Improvement loans, among others. Interest rates on ICICI home loans in Bangalore starts from 6.75%.
  • Axis Bank Home Loan- Axis Bank is one of the most popular private-sector lenders in the country. The bank provides excellence in all banking services and loan products like home loans. Popular home loan products offered in Bangalore are Axis Bank repo rate home loan, Empower home loan, and Happy Ending home loans, amongst others. Axis bank home loan interest rates in Bangalore start from 6.70%.

HDFC Bank Home Loan Branches in Bangalore

100 FEET ROAD INDIRA NAGAR18TH CROSS RD3RD BLOCK JAYA NAGAR
8TH BLOCK JAYA NAGARAGARA JUNCTION BRANCHAIRPORT ROAD
AMRUTHAHALLIB NARAYANAPURABAGALUR
BALLAPURBANASHANKARIBanashankari 100 Ft Ring Road
BANASWADIBANGALORE KORAMANGALAMBANNERGHATTA ROAD
BASAVESHWAR NAGARBDA COMPLEXBELLANDUR
BEML Gate CircleBHATRAMARENAHALLIBIJJAWARA
BILEKAHALLIBOMMANAHALLYBROOKE FIELDS
BTM 2 LayoutBTM LAYOUTBWSSB EXTN COUNTER
CHAMARAJPETCHANDRA LAYOUTChandrapur Road
CHICKPETCOX TOWNDABASPET
DEVANHALLIDOMLURDomlur Layout
DOMMASANDRAE CITY PHASE 2ELECTRONIC CITY
ELECTRONIC CITY 2EMPIRE INFANTRY ROADEPIP
FRASER TOWNG V COMPLEXGANDHI BAZAAR
GANDHI NAGAR BANGALOREGANGA NAGARGIRI NAGAR
HBR LayoutHegde NagarHENNUR
Hesaraghatta Main RoadHORAMAVUHOSAKEREHALLI
HRBR LayoutHSR LAYOUTHSR LAYOUT 2
HSR Layout 3HulimavuHUNSAMARANAHALLI
INDIRA NAGARINDIRANAGAR 14TH MAINIndiranagar CMH 2
Indiranagar Double RoadIRR KORAMANGALAIT PARK
J P NAGARJ P NAGAR V PhaseJAKKASANDRA
JALAHALLIJAYA NAGAR RVS PARADISEJayanagar 4th Block
Jayanagar 5th BlockJeevan Bhim NagarJIGANI
JP NAGAR 2ND PHASEK H ROADK R ROAD BANASHANKARI
K R ROAD MELINAPETEKADUGODIKaggadasapura karnataka
KALKEREKALYAN NAGARKAMMANAHALLI
KANAKAPURAKANAKPURA ROADKarnataka Circle 2
KARTHIK NAGARKasavanahalliKASTURBA GANDHI MARG
KASTURI NAGARKemapapuraKenchanaguppe Gate
KENGERI SATELLITE TOWNKOMMAGHATTAKoramangala 1st Block
KORAMANGALA 4TH BLOCKKoramangala 6th B blockKOTESHWARA SAHAKARI BANK NIYAMITHA
LOURDES BOYS HIGH SCHOOLM G ROADMadiwala
MAGADI ROADMAHADEVAPURAMAHALAXMIPURAM
MALLESHWARAM WTCMANYATA TECH PARKMARATHAHALLI 2
MARATHAHALLI OUTER RING ROADMATHEKEREMAYUR COMPLEX
MEENA PLAZAMILLERS ROADNagarbhavi
NAGARBHAVINAGAVARA JUNCTIONNANDIDURGA ROAD
NEW BEL ROADOLD MADRAS ROADPADMANABANAGAR
PALACE LOWER ORCHARDSPanduranaga NagarPRASHANTH NAGAR BANGALORE
Prestige ShantiniketanPUTTENAHALLIR T NAGAR
RACECOURSE ROADRAJAJI NAGARRAJAJINAGAR DR RAJKUMAR ROAD
RAJARAJESHWARI NAGARRAMA NAGARAMRAMAMURTHY NAGAR
RICHMOND ROADRMV EXTENSIONSADAHALLI
SADASHIVA NAGARSAHAKAR NAGARSAMPIGE ROAD
SANJAY NAGARSARJAPUR RING ROADSARJAPUR ROAD
SARJAPUR ROAD 2SESHADRIPURAMSingasandra
T C PALYATHE AGS EMPLOYEES COOP BANK LTDTHE JANATHA COOPERATIVE BANK 17TH CROSS MALLESWARAM
THE MALLESWARAM COOP BANK 7TH CROSSTHIPPASANDRAThubarahalli
ULSOORULSOOR IIUttarahalli
V V PURAMVASANTH NAGARVEERASHAIVA SAHAKARI BANK VIJAYANAGAR
VICTORIA LAYOUTVIDYARANYAPURAVIJAYA BANK LAYOUT
VIJAYANAGARWHITE FIELDWhitefield Main Road
WILLSON GARDENYELAHANKAYELEHANKA NEW TOWN BRANCH
YESHWANTHPURA

Bank of Baroda Home Loan Branches in Bangalore

AMARJYOTHI NAGARANEKALAPMC YARD
ARADESHAHALLIBANASHANKARIBASAVANGUDI
BIKASIPURABRIGADE ROADBTM LAYOUT
BYRASANDRACBB BANGLORECHICKBALLUR
DODBALLAPURFRASER TOWNHAROHALLI
HOSAKOTEHSR LAYOUTHULIMAVU GATE
HUNASANAHALLIINDIRA NAGARJ P NAGAR
JAYANAGARJOHN NAGARK G RD MAIN
K R PURAMKALYAN NAGARKAMAKSHIPALY
KENCHANAKUPPEKONANKUNTEMALESWARAM
MARTHALLIMG ROADNELAMANGALA
NEWBEL ROADPADMANABHANAGARPALACE ORCHAD
PEENYA INDUSTRIAL AREAPERSONAL BKR T NAGAR
RAJAJI NAGARRAJARAJESHWARI NAGARSAHAKAR NAGAR
SERVICE BANGALORESIDDAIAH RDSINGENA AGRA
VIJAYANAGARAVONDARAGUPPEYEHLANKA

FAQs

What is the lowest interest rate on a home loan in Bangalore?

The interest rates on home loan vary from bank to bank. The lowest rate of interest rate on housing loan in Bangalore is 6.65%.

How long does it take to get a housing loan in Bangalore?

Home loan disbursement to your account usually takes 15-30 days. However, if you have not finalized any property or any of the document is incomplete then it may even take more time to get home loan in Bangalore.

What is the minimum income requirement to get home loan in Bangalore?

The income criteria to get home loan varies from bank to bank. However, the minimum income to apply for a home loan in Bangalore is ₹ 25,000.


Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.65%. Cashback of up to ₹ 1,000.

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000 .

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.50% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 7.20%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 6.95%.

    Invest Now
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Loader
Please wait while your information is being processed...