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HDFC Car Loan

Last Updated 19th Aug 2017

HDFC Bank Car Loans

Rate of Interest 9.25%
LTV 100.00% of of ex-showroom price
Lowest EMI per lakh Rs. 1,622 per lakh
Maximum Loan Tenure 7 years
Processing Fee 0.40%
Apply Car Loan @ 9.25%*
Rs.
Rs.
+91

HDFC Car Loan Details

HDFC Car Loan Document List
Documents Salaried Self Employed
Signed Application Form Yes Yes
Passport Size Photo Yes Yes
Income Tax PAN Yes Yes
Quotation of Car Yes Yes
Identity Proof Passport/ Driving License/ Voter ID/ PAN Passport/ Driving License/ Voter ID/ PAN
Address Proof Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
Income Proof Latest pay slip, Form 16, 3 months bank statement showing salary credit and any EMI debit 6 months bank statement, ITR of last 2 years
Business Proof VAT/ service tax registration, incorporation details in case of companies, partnership deed, business address proof

HDFC Car Loan Apply

HDFC Bank gives the facility of Car loan to the people who want to fulfill their dream of having their own car. There are some features and benefits of taking Car loan from HDFC Bank:

  • Lower EMIs
  • Schemes for salaried and self employed
  • Attractive interest rates

Car Loan HDFC Bank

HDFC Car Loan Calculator

Interest Rate Calculator – This helps you in identifying the interest rate charged on applied HDFC loan amount for effective tenure.

Interest rate on HDFC Bank car loan depends upon

  • Type of car - HDFC Bank rate of interest varies from car to car. High value car leads to low interest car loan
  • Salary - HDFC Bank interest rate varies with your net monthly income. Higher income leads to low interest rate
  • Company where you work - Your Company listed in HDFC Bank can avail you car loan with best interest rates.

Eligibility Calculator – This calculator calculates your Car loan eligibility depending upon your value of the car and your repayment capacity. Apply for only that much loan amount, what you are eligible for. You can also calculate your car loan eligibility online and based on that apply for loan. Eligibility depends on:

  • NTH – Higher monthly income increases your eligibility to get HDFC Car loan. HDFC Bank requires a minimum income of at least Rs. to avail you loan.
  • Repayment Capacity – Your repayment capacity is tracked based upon the previous loan record. Existing obligations can reduce your chances of getting Car loan from HDFC Bank. So, complete your existing obligations first and then apply for loan.
  • HDFC Bank calculates your car loan eligibility based on

  • FOIR (Fixed Obligation Income Ratio) – Your HDFC Bank loan amount eligibility is calculated on the basis of your maximum EMI or monthly installments in respect to your income.

EMI Calculator – Car Loan EMI calculator helps you in calculating your monthly EMI based on the loan amount, interest rate and tenure you have applied for.

  • Loan amount – You should apply for only eligible loan amount from HDFC Bank. EMI will be high based on your loan amount.
  • Loan Tenure – High tenure of car loan leads to low amount of EMI.
  • Interest Rate – HDFC car loan EMI will be low if your rate of interest is less. Interest rates are higher for second hand car and thus leads to higher EMI.

Topup, Balance Transfer, Preclosure

Car Loan Topup of HDFC Bank

A top up loan is an additional finance that can be availed on top of your existing loan with the same bank in order to meet your Car or professional needs. You can avail car loan top-up from HDFC Bank, subject to your eligibility

Car Loan Preclosure of HDFC Bank

These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Prepayment on car loan is

Car Loan Balance Transfer of HDFC Bank

HDFC Bank offers Car loan balance transfer from another bank. This is subject to your meeting other eligibility criteria of HDFC Bank.

FAQs on Car Loan from HDFC

What is the maximum loan to value ratio of HDFC Bank car loan?

HDFC Bank finances 100.00% of of ex-showroom price of the dream car you want to buy.

How much fee is charged by HDFC Bank for Car loan?

Processing fee charged on HDFC Car loan is 0.40% with applicable service tax.

Is HDFC BT a better option?

HDFC Bank offers minimum rate of 9.25% with lowest EMI of Rs. 1,622 per lakh. If you are paying higher EMI than HDFC Bank, then balance transfer is the right option.

Can I check my loan account statement online?

You can login into your HDFC Bank online net banking account to get your loan details, track your loan history and make the payment online.

Easy comparison of HDFC home loan with other banks

HDFC Bank Car Loan Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 993-590-3333, loansupport [at] hdfcbank [dot] com
Ahmedabad 079-61606161, loansupport [at] hdfcbank [dot] com
Ambala 999-624-3333, loansupport [at] hdfcbank [dot] com
Anand 079-61606161, loansupport [at] hdfcbank [dot] com
Aurangabad 022-61606161, loansupport [at] hdfcbank [dot] com
Bangalore 080-61606161, loansupport [at] hdfcbank [dot] com
Bhilai 1860-266-6161, loansupport [at] hdfcbank [dot] com
Bhilwara 987-500-3333, loansupport [at] hdfcbank [dot] com
Bhiwadi 022-61606161, loansupport [at] hdfcbank [dot] com
Bhopal 0731-6160616, loansupport [at] hdfcbank [dot] com
Bhubaneswar Cuttack 993-790-3333, loansupport [at] hdfcbank [dot] com
Bikaner 987-500-3333, loansupport [at] hdfcbank [dot] com
Chandigarh 0172-6160616, loansupport [at] hdfcbank [dot] com
Chennai 044-61606161, loansupport [at] hdfcbank [dot] com
Cochin 0484-6160616, loansupport [at] hdfcbank [dot] com
Coimbatore 044-61606161, loansupport [at] hdfcbank [dot] com
Dehradun 993-590-3333, loansupport [at] hdfcbank [dot] com
Delhi 011-61606161, loansupport [at] hdfcbank [dot] com
Durg 1860-266-6161, loansupport [at] hdfcbank [dot] com
Faridabad 011-61606161, loansupport [at] hdfcbank [dot] com
Gandhinagar 079-61606161, loansupport [at] hdfcbank [dot] com
Ghaziabad 011-61606161, loansupport [at] hdfcbank [dot] com
Goa 989-060-3333, loansupport [at] hdfcbank [dot] com
Greater Noida 011-61606161, loansupport [at] hdfcbank [dot] com
Gurgaon 011-61606161, loansupport [at] hdfcbank [dot] com
Guwahati 995-719-3333, loansupport [at] hdfcbank [dot] com
Gwalior 0731-6160616, loansupport [at] hdfcbank [dot] com
Hyderabad 040-61606161, loansupport [at] hdfcbank [dot] com
Indore 0731-6160616, loansupport [at] hdfcbank [dot] com
Jabalpur 0731-6160616, loansupport [at] hdfcbank [dot] com
Jaipur 0141-6160616, loansupport [at] hdfcbank [dot] com
Jalandhar 981-533-1111, loansupport [at] hdfcbank [dot] com
Jodhpur 987-500-3333, loansupport [at] hdfcbank [dot] com
Kanpur 993-590-3333, loansupport [at] hdfcbank [dot] com
Karnal 999-624-3333, loansupport [at] hdfcbank [dot] com
Kolhapur 989-060-3333, loansupport [at] hdfcbank [dot] com
Kolkata 033-61606161, loansupport [at] hdfcbank [dot] com
Kota 987-500-3333, loansupport [at] hdfcbank [dot] com
Kozhikode 989-566-3333, loansupport [at] hdfcbank [dot] com
Lucknow 0522-6160616, loansupport [at] hdfcbank [dot] com
Ludhiana 981-533-1111, loansupport [at] hdfcbank [dot] com
Madurai 984-067-3333, loansupport [at] hdfcbank [dot] com
Meerut 993-590-3333, loansupport [at] hdfcbank [dot] com
Mehsana 079-61606161, loansupport [at] hdfcbank [dot] com
Mohali Sas Nagar 981-533-1111, loansupport [at] hdfcbank [dot] com
Mumbai 022-61606161, loansupport [at] hdfcbank [dot] com
Mussoorie 993-590-3333, loansupport [at] hdfcbank [dot] com
Nagpur 989-060-3333, loansupport [at] hdfcbank [dot] com
Nashik 989-060-3333, loansupport [at] hdfcbank [dot] com
Noida 011-61606161, loansupport [at] hdfcbank [dot] com
Noida Extn 011-61606161, loansupport [at] hdfcbank [dot] com
Panipat 999-624-3333, loansupport [at] hdfcbank [dot] com
Patna 1860-266-6161, loansupport [at] hdfcbank [dot] com
Pondicherry 984-067-3333, loansupport [at] hdfcbank [dot] com
Pune 022-61606161, loansupport [at] hdfcbank [dot] com
Raipur 1860-266-6161, loansupport [at] hdfcbank [dot] com
Rajkot 079-61606161, loansupport [at] hdfcbank [dot] com
Ranchi 1860-266-6161, loansupport [at] hdfcbank [dot] com
Rohtak 999-624-3333, loansupport [at] hdfcbank [dot] com
Roorkee 993-590-3333, loansupport [at] hdfcbank [dot] com
Salem 984-067-3333, loansupport [at] hdfcbank [dot] com
Shimla 999-624-3333, loansupport [at] hdfcbank [dot] com
Sonepat 999-624-3333, loansupport [at] hdfcbank [dot] com
Surat 079-61606161, loansupport [at] hdfcbank [dot] com
Trichy 984-067-3333, loansupport [at] hdfcbank [dot] com
Udaipur 987-500-3333, loansupport [at] hdfcbank [dot] com
Vadodara 079-61606161, loansupport [at] hdfcbank [dot] com
Varanasi 993-590-3333, loansupport [at] hdfcbank [dot] com
Vijaywada 994-949-3333, loansupport [at] hdfcbank [dot] com
Vizag 994-949-3333, loansupport [at] hdfcbank [dot] com
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*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.