Gold Loan in Pune 2022

Apply for Gold loan in Pune

Last Updated 22nd May 2022

Gold loan interest rate in Pune starts at 9.00%.
The LTV ratio for gold loans goes up to 75% of the value of the gold.
You can avail a gold loan in Pune from top Banks like SBI, Axis Bank, Yes Bank, PNB and ICICI Bank among others.
Best Gold Loans in Pune are offered by Muthoot and Manapurram.
Apply for Instant Gold Loan online in Pune without income proof.

Apply for Gold Loan @ 9.00%* Get upto ₹ 500* Voucher

Nature of Loan

New Loan Balance Transfer

Loan Amount Needed

Weight of Gold (in Grams)

Place of Current Residence or Pincode

Pune

Full Name (As per PAN Card)

Mobile Number

Your Email ID

When do you want to take loan?

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Gold Loan in Pune

Gold loan is a popular credit facility in Pune. There are many gold loan companies in Pune that offer gold loans at affordable interest rates. The loan is availed by keeping the gold as mortgage to borrow a loan amount as per the LTV ratio of the gold which ranges up to 75% as per RBI Guidelines. Gold loan interest rate in Pune begins from 9.00%.

Bank SBI

Interest Rates @7.50%

Lowest EMI Per Lakh ₹ 3,111 for 36 months

Customer Rating

4.3/5.0

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Bank HDFC Bank

Interest Rates @9.00%

Lowest EMI Per Lakh ₹ 4,568 for 24 months

Customer Rating

4.7/5.0

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Documents Required for Gold Loan in Pune

Gold loans are the easiest to avail credit facility in Pune. This is because the loan can be borrowed by people from all occupations and backgrounds. Therefore, the document check is also limited to identity and address proofs.

A list of documents required to avail a gold loan in Pune are mentioned as follows:

Gold loan application form
Passport size photographs
Identity proofs such as Passport, voter ID card, PAN card and Aadhar card
Address proof such as passport, driving license, aadhar card, rent agreement, Voter iD card and utility bills such as water electricity, gas, or telephone bill

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Top Banks Offers Jewel Loan in Pune

Bank	Interest Rate	Loan Tenure	Maximum Loan Amount
Axis Bank	14.00%	24 months	₹ 20 Lakh
ICICI Bank	10.00%	12 months	₹ 10 Lakh
IndusInd Bank	9.00%	24 months	₹ 10 Lakh
Yes Bank	9.99%	36 months	₹ 10 Lakh
PNB	7.65%	12 months	₹ 10 Lakh
SBI	7.50%	36 months	₹ 50 Lakh
HDFC Bank	9.00%	24 months	₹ 10 Lakh
Federal Bank	7.39%	12 months	₹ 75 Lakh
Andhra Bank	7.35%	12 months	₹ 2 Cr
Canara Bank	7.65%	12 months	₹ 20 Lakh

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About Pune

The city is regarded as second major IT hub in India which was once a base for Peshwas. Pune is a cultural capital of Maharashtra. It has a growing industrial hinterland, with IT, auto setting up factories in the district. Population: 7.4 million

Reasons to Apply for Gold Loan

Gold Loan to invest in Stocks, cryptocurrency, bonds and other funds

Gold loan can help you fulfill the shortage of funds to buy stocks, bonds or cryptocurrency. In Pune city you can easily get gold loan for this purpose at easy terms. If you are eligible for a gold loan then you can get loan at a lowest interest rate of 9.00%.

Gold loan for Luxury Vacation

You can go for a luxurious vacation from Pune if you have extra gold jewellery lying at your house. Lenders in Pune offer gold loan to people who are above 18 years in age and has gold which has purity above 18 karat.

FAQs

✅What is the interest rate for gold loan Pune?

Gold loan interest rate in Pune varies across various gold loan lenders. However, currently, the lowest gold loan interest rate in Pune is 9.00%.

✅Which bank is best for gold loan Pune?

Currently, Axis Bank offers the lowest gold loan interest rate in Pune of 9.00%. In addition to that, Axis Bank offers the maximum loan amount on Axis Bank gold loan of ₹ 2 Cr and can be the best bank for high-value loan requirements.

✅What is the maximum tenure for gold loan in Pune?

You can get a loan against gold in Pune for a maximum tenure of 36 months. However, the gold loan tenure for every lender is different.

✅What is the procedure of getting a gold loan for defaulters in Pune?

The procedure to avail a gold loan is easy when compared to other types of loan, even for defaulters. Lenders do not check your credit score because anyway in gold loan your gold is mortgaged. If you will not repay the loan then your gold will be kept by the bank.

✅Who can apply for a loan against gold in Pune?

The eligibility criteria for a loan against gold in Pune may vary for every lender. The general criteria is, you should be above 18 years and have gold jewellery above 18 karat.

✅Is it safe to take a gold loan from Muthoot Finance Pune and what are the timings and contact number of Muthoot Finance Pune?

Yes, it is safe to take a gold loan from Muthoot Finance Pune because it has A+ rating from CRISIL. You can visit the nearest branch anytime between 9:30 am to 6 pm or contact at 1800-102-1616.

✅ Is it possible to get an instant gold loan from Manappuram gold loan in Pune?

Yes, you can take an instant gold loan from Manappuram. You can avail Manappuram gold loan with minimal documentation. Also, you get free insurance for your gold from this bank.

✅What are the best gold loan companies in Pune?

Axis Bank, HDFC Bank are the best companies for gold loan in Pune. These lenders offer loans at a lowest interest rate of 9.00% respectively.