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Gold Loan Pondicherry - SBI, HDFC, & All Gold Loan Providers

Loan Against Gold in Pondicherry

Last Updated 14th Jun 2021

  • Gold loan interest rate in Pondicherry starts at 9.50%.
  • The LTV ratio for gold loans goes up to 90% of the value of the gold.
  • You can avail a gold loan in Pondicherry from top Banks like SBI, Axis Bank, Yes Bank, PNB and ICICI Bank among others.
  • Popular gold loan NBFCs in Pondicherry are Muthoot and Manapurram.
  • Apply for Instant Gold Loan online in Pondicherry without income proof.
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Pondicherry

Gold Loan in Pondicherry

Gold loan is a popular credit facility in Pondicherry. A number of banks and NBFCs offer gold loans in Pondicherry at affordable interest rates. The loan is availed by keeping the gold as a mortgage to borrow a loan amount as per the LTV ratio of the gold which ranges from 75% to 90% in most cases. Gold loan interest rate in Pondicherry begins from 9.50%.

Documents Required for Gold Loan in Pondicherry

Gold loans are the easiest to avail credit facility in Pondicherry. This is because the loan can be borrowed by people from all occupations and backgrounds. Therefore, the document check is also limited to identity and address proofs.

A list of documents required to avail a gold loan in Pondicherry are mentioned as follows:

  • Gold loan application form
  • Passport size photographs
  • Identity proofs such as Passport, voter ID card, PAN card and Aadhar card
  • Address proof such as passport, driving license, aadhar card, rent agreement, Voter iD card and utility bills such as water electricity, gas, or telephone bill

Top Banks Offers Jewel Loan in Pondicherry

Bank Interest Rate Loan Tenure Maximum Loan Amount
Axis Bank12.50%24 months₹ 20 Lakh
ICICI Bank9.00%12 months₹ 10 Lakh
Yes Bank9.99%36 months₹ 50 Lakh
SBI7.50%36 months₹ 50 Lakh
HDFC Bank9.50%24 months₹ 50 Lakh
Federal Bank8.50%12 months₹ 75 Lakh
Andhra Bank10.70%12 months₹ 2 Cr
Canara Bank7.35%12 months₹ 20 Lakh

FAQs

What is the interest rate for gold loan Pondicherry?

Gold loan interest rate in Pondicherry varies across various gold loan lenders. However, currently, the lowest gold loan interest rate in Pondicherry is 9.50%.

Which bank is best for gold loan Pondicherry?

Currently, Axis Bank offers the lowest gold loan interest rate in Pondicherry of 9.50%. In addition to that, Axis Bank offers the maximum loan amount on Axis Bank gold loan of ₹ 2 Cr and can be the best bank for high-value loan requirements.

What is the maximum tenure for gold loan in Pondicherry?

You can get a loan against gold in Pondicherry for a maximum tenure of 36 months.


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*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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