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Gold Loan in Nashik 2022

Apply for Gold loan in Nashik

Last Updated 27th Jan 2022

  • Gold loan interest rate in Nashik starts at 9.00%.
  • The LTV ratio for gold loans goes up to 75% of the value of the gold.
  • You can avail a gold loan in Nashik from top Banks like SBI, Axis Bank, Yes Bank, PNB and ICICI Bank among others.
  • Best Gold Loans in Nashik are offered by Muthoot and Manapurram.
  • Apply for Instant Gold Loan online in Nashik without income proof.
Apply for Gold Loan @ 9.00%* Get upto ₹ 500* Cashback
Nashik

Gold Loan in Nashik

Gold loan is a popular credit facility in Nashik. There are many gold loan companies in Nashik that offer gold loans at affordable interest rates. The loan is availed by keeping the gold as mortgage to borrow a loan amount as per the LTV ratio of the gold which ranges up to 75% as per RBI Guidelines. Gold loan interest rate in Nashik begins from 9.00%.

Documents Required for Gold Loan in Nashik

Gold loans are the easiest to avail credit facility in Nashik. This is because the loan can be borrowed by people from all occupations and backgrounds. Therefore, the document check is also limited to identity and address proofs.

A list of documents required to avail a gold loan in Nashik are mentioned as follows:

  • Gold loan application form
  • Passport size photographs
  • Identity proofs such as Passport, voter ID card, PAN card and Aadhar card
  • Address proof such as passport, driving license, aadhar card, rent agreement, Voter iD card and utility bills such as water electricity, gas, or telephone bill

Top Banks Offers Jewel Loan in Nashik

Bank Interest Rate Loan Tenure Maximum Loan Amount
Axis Bank13.50%24 months₹ 20 Lakh
ICICI Bank10.00%12 months₹ 10 Lakh
IndusInd Bank10.00%24 months₹ 10 Lakh
Yes Bank9.99%36 months₹ 10 Lakh
PNB7.25%12 months₹ 10 Lakh
SBI7.50%36 months₹ 50 Lakh
HDFC Bank9.00%24 months₹ 10 Lakh
Federal Bank8.50%12 months₹ 75 Lakh
Andhra Bank7.25%12 months₹ 2 Cr
Canara Bank7.35%12 months₹ 20 Lakh

About Nashik

Ancient holy city Nashik is the fourth largest city of Maharashtra situated on the banks of Godavari. The city host one of the largest religious gatherings-Maha Kumbh which makes you feel you are close to almighty. The city is surrounded with places like Anjaneri Hills, Trimbakeshwar temple. Population: 2,066,000

Reasons to Apply for Gold Loan

Gold loan to starting or growing a business

If you are looking to start a new business in Nashik city and looking for funds then you can take gold loan. You can avail loan from Muthoot, Manapurram or HDFC Bank at a lowest interest rate of %.

Gold loan to Improving Your Credit Score

Credit score is one of the important factor which is considered to sanction loan. If your credit score is low then there are chances that your loan application can get rejected. So, if you wish to improve the score, you can take gold loan and repay it on time. This way your credit score will get improved. In Nashik you can get loan at an competitive interest rate to improve credit score.

FAQs

What is the interest rate for gold loan Nashik?

Gold loan interest rate in Nashik varies across various gold loan lenders. However, currently, the lowest gold loan interest rate in Nashik is 9.00%.

Which bank is best for gold loan Nashik?

Currently, Axis Bank offers the lowest gold loan interest rate in Nashik of 9.00%. In addition to that, Axis Bank offers the maximum loan amount on Axis Bank gold loan of ₹ 2 Cr and can be the best bank for high-value loan requirements.

What is the maximum tenure for gold loan in Nashik?

You can get a loan against gold in Nashik for a maximum tenure of 36 months. However, the gold loan tenure for every lender is different.

What is the procedure of getting a gold loan for defaulters in Nashik?

The procedure to avail a gold loan is easy when compared to other types of loan, even for defaulters. Lenders do not check your credit score because anyway in gold loan your gold is mortgaged. If you will not repay the loan then your gold will be kept by the bank.

Who can apply for a loan against gold in Nashik?

The eligibility criteria for a loan against gold in Nashik may vary for every lender. The general criteria is, you should be above 18 years and have gold jewellery above 18 karat.

Is it safe to take a gold loan from Muthoot Finance Nashik and what are the timings and contact number of Muthoot Finance Nashik?

Yes, it is safe to take a gold loan from Muthoot Finance Nashik because it has A+ rating from CRISIL. You can visit the nearest branch anytime between 9:30 am to 6 pm or contact at 1800-102-1616.

Is it possible to get an instant gold loan from Manappuram gold loan in Nashik?

Yes, you can take an instant gold loan from Manappuram. You can avail Manappuram gold loan with minimal documentation. Also, you get free insurance for your gold from this bank.

What are the best gold loan companies in Nashik?

Axis Bank, HDFC Bank are the best companies for gold loan in Nashik. These lenders offer loans at a lowest interest rate of 9.00% respectively.


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