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Gold Loan in Lucknow 2022

Apply for Gold loan in Lucknow

Last Updated 23rd May 2022

  • Gold loan interest rate in Lucknow starts at 9.00%.
  • The LTV ratio for gold loans goes up to 75% of the value of the gold.
  • You can avail a gold loan in Lucknow from top Banks like SBI, Axis Bank, Yes Bank, PNB and ICICI Bank among others.
  • Best Gold Loans in Lucknow are offered by Muthoot and Manapurram.
  • Apply for Instant Gold Loan online in Lucknow without income proof.
Apply for Gold Loan @ 9.00%* Get upto ₹ 500* Voucher

Gold Loan in Lucknow

Gold loan is a popular credit facility in Lucknow. There are many gold loan companies in Lucknow that offer gold loans at affordable interest rates. The loan is availed by keeping the gold as mortgage to borrow a loan amount as per the LTV ratio of the gold which ranges up to 75% as per RBI Guidelines. Gold loan interest rate in Lucknow begins from 9.00%.

Documents Required for Gold Loan in Lucknow

Gold loans are the easiest to avail credit facility in Lucknow. This is because the loan can be borrowed by people from all occupations and backgrounds. Therefore, the document check is also limited to identity and address proofs.

A list of documents required to avail a gold loan in Lucknow are mentioned as follows:

  • Gold loan application form
  • Passport size photographs
  • Identity proofs such as Passport, voter ID card, PAN card and Aadhar card
  • Address proof such as passport, driving license, aadhar card, rent agreement, Voter iD card and utility bills such as water electricity, gas, or telephone bill

Top Banks Offers Jewel Loan in Lucknow

Bank Interest Rate Loan Tenure Maximum Loan Amount
Axis Bank14.00%24 months₹ 20 Lakh
ICICI Bank10.00%12 months₹ 10 Lakh
IndusInd Bank9.00%24 months₹ 10 Lakh
Yes Bank9.99%36 months₹ 10 Lakh
PNB7.65%12 months₹ 10 Lakh
SBI7.50%36 months₹ 50 Lakh
HDFC Bank9.00%24 months₹ 10 Lakh
Federal Bank7.39%12 months₹ 75 Lakh
Andhra Bank7.35%12 months₹ 2 Cr
Canara Bank7.65%12 months₹ 20 Lakh

About Lucknow

A capital city of Uttar Pradesh is also 'City of Nawabs'. This city is administrative headquarters of the eponymous district and division. The chikan embroidery work and mughlai food attracts many tourists every year. Population 3,677,000

Reasons to Apply for Gold Loan

Gold Loan to Cover Expensive Medical bills

You can cover expensive medical bills by taking a gold loan in Lucknow city. If you are above 18 years and have a pure gold jewellery then you can take a gold loan. Lender gives gold loan without any end usage restriction.

Gold loan to starting or growing a business

There are many things which are famous in Lucknow, so if you want take gold loan to expand or a start a business you can avail from a lender. Go to a lender and submit identity proof and address proof.


What is the interest rate for gold loan Lucknow?

Gold loan interest rate in Lucknow varies across various gold loan lenders. However, currently, the lowest gold loan interest rate in Lucknow is 9.00%.

Which bank is best for gold loan Lucknow?

Currently, Axis Bank offers the lowest gold loan interest rate in Lucknow of 9.00%. In addition to that, Axis Bank offers the maximum loan amount on Axis Bank gold loan of ₹ 2 Cr and can be the best bank for high-value loan requirements.

What is the maximum tenure for gold loan in Lucknow?

You can get a loan against gold in Lucknow for a maximum tenure of 36 months. However, the gold loan tenure for every lender is different.

What is the procedure of getting a gold loan for defaulters in Lucknow?

The procedure to avail a gold loan is easy when compared to other types of loan, even for defaulters. Lenders do not check your credit score because anyway in gold loan your gold is mortgaged. If you will not repay the loan then your gold will be kept by the bank.

Who can apply for a loan against gold in Lucknow?

The eligibility criteria for a loan against gold in Lucknow may vary for every lender. The general criteria is, you should be above 18 years and have gold jewellery above 18 karat.

Is it safe to take a gold loan from Muthoot Finance Lucknow and what are the timings and contact number of Muthoot Finance Lucknow?

Yes, it is safe to take a gold loan from Muthoot Finance Lucknow because it has A+ rating from CRISIL. You can visit the nearest branch anytime between 9:30 am to 6 pm or contact at 1800-102-1616.

Is it possible to get an instant gold loan from Manappuram gold loan in Lucknow?

Yes, you can take an instant gold loan from Manappuram. You can avail Manappuram gold loan with minimal documentation. Also, you get free insurance for your gold from this bank.

What are the best gold loan companies in Lucknow?

Axis Bank, HDFC Bank are the best companies for gold loan in Lucknow. These lenders offer loans at a lowest interest rate of 9.00% respectively.

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