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Gold Loan Kolkata - SBI, HDFC, & All Gold Loan Providers

Loan Against Gold in Kolkata

Last Updated 20th Jun 2021

  • Gold loan interest rate in Kolkata starts at 9.50%.
  • The LTV ratio for gold loans goes up to 90% of the value of the gold.
  • You can avail a gold loan in Kolkata from top Banks like SBI, Axis Bank, Yes Bank, PNB and ICICI Bank among others.
  • Popular gold loan NBFCs in Kolkata are Muthoot and Manapurram.
  • Apply for Instant Gold Loan online in Kolkata without income proof.
Apply for Gold Loan @ 9.50%* Get upto ₹ 500* Cashback

Gold Loan in Kolkata

Gold loan is a popular credit facility in Kolkata. A number of banks and NBFCs offer gold loans in Kolkata at affordable interest rates. The loan is availed by keeping the gold as a mortgage to borrow a loan amount as per the LTV ratio of the gold which ranges from 75% to 90% in most cases. Gold loan interest rate in Kolkata begins from 9.50%.

Documents Required for Gold Loan in Kolkata

Gold loans are the easiest to avail credit facility in Kolkata. This is because the loan can be borrowed by people from all occupations and backgrounds. Therefore, the document check is also limited to identity and address proofs.

A list of documents required to avail a gold loan in Kolkata are mentioned as follows:

  • Gold loan application form
  • Passport size photographs
  • Identity proofs such as Passport, voter ID card, PAN card and Aadhar card
  • Address proof such as passport, driving license, aadhar card, rent agreement, Voter iD card and utility bills such as water electricity, gas, or telephone bill

Top Banks Offers Jewel Loan in Kolkata

Bank Interest Rate Loan Tenure Maximum Loan Amount
Axis Bank12.50%24 months₹ 20 Lakh
ICICI Bank9.00%12 months₹ 10 Lakh
IndusInd Bank10.50%24 months₹ 10 Lakh
Yes Bank9.99%36 months₹ 50 Lakh
PNB8.75%12 months₹ 10 Lakh
SBI7.50%36 months₹ 50 Lakh
HDFC Bank9.50%24 months₹ 50 Lakh
Federal Bank8.50%12 months₹ 75 Lakh
Andhra Bank10.70%12 months₹ 2 Cr
Canara Bank7.35%12 months₹ 20 Lakh


What is the interest rate for gold loan Kolkata?

Gold loan interest rate in Kolkata varies across various gold loan lenders. However, currently, the lowest gold loan interest rate in Kolkata is 9.50%.

Which bank is best for gold loan Kolkata?

Currently, Axis Bank offers the lowest gold loan interest rate in Kolkata of 9.50%. In addition to that, Axis Bank offers the maximum loan amount on Axis Bank gold loan of ₹ 2 Cr and can be the best bank for high-value loan requirements.

What is the maximum tenure for gold loan in Kolkata?

You can get a loan against gold in Kolkata for a maximum tenure of 36 months.

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