Vijaya Bank Interest Rates on FD, Apr 2017
Last Updated 29th Apr 2017
Fixed Deposit Interest Rate of Vijaya Bank
|Tenure||General Rates||Senior Citizen Rates|
|7 days to 29 days||4.00%||4.50%|
|30 days to 45 days||4.00%||4.50%|
|46 days to 60 days||4.50%||5.00%|
|61 days to 90 days||4.50%||5.00%|
|91 days to 180 days||5.25%||5.75%|
|181 days to 269 days||6.25%||6.75%|
|270 days to 364 days||6.25%||6.75%|
|1 year to 5 years||6.50%||7.00%|
|5 years 1 day to 10 years||6.25%||6.75%|
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Vijaya Bank FD Interest Rates
- Vijaya Bank offers FD interest rates upto 7.00% per annum.
- Interest on deposits with Vijaya Bank is typically compounded quarterly.
- Vijaya Bank accepts deposits starting at Rs. 1000 for various tenures.
- For senior citizens (age more than 60 years), Vijaya Bank offers higher interest rate over and above rates mentioned below.
Vijaya Bank Fixed Deposit – Premature Withdrawl
- You may break you FD and withdrawal your money subject to minimum moratorium requirements.
- However, in case of premature withdrawal, Vijaya Bank pays 1% lower ROI than that applicable for actual duration of deposit.
Loan against Vijaya Bank FD
- Vijaya Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against
FD from another bank.
- Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.
Vijaya Bank Interest Rates in your city. How and where to apply?
- Keep your KYC documents - PAN card, address proof and photo ready.
- In case you already hold an account with Vijaya Bank, you don’t need to submit KYC documents again.
- To know more or apply, contact any of the branches of Vijaya Bank in your city