Vijaya Bank Interest Rates on FD, Oct 2016

Get upto Rs 5,000/- Cashback*
Terms & Conditions Apply*
Apply Online

Last Updated 22nd Oct 16

TenureInterest Rate
30 Days4.00%
45 Days 4.00%
60 Days 6.00%
90 Days 6.00%
120 Days 6.50%
6 Months 6.50%
9 Months 7.00%
12 Months 7.50%
18 Months 7.25%
2 Years 7.25%
3 Years 7.25%
4 Years 7.25%
5 Years 7.25%
7 Years 7.00%
10 Years 7.00%

Vijaya Bank FD Interest Rates

  • Vijaya Bank offers FD interest rates upto 7.50% per annum.
  • Interest on deposits with Vijaya Bank is typically compounded quarterly.
  • Vijaya Bank accepts deposits starting at Rs. 50 for various tenures.
  • For senior citizens (age more than 60 years), Vijaya Bank offers 0.50% higher interest rate over and above rates mentioned below.

Vijaya Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, Vijaya Bank pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against Vijaya Bank FD

  • Vijaya Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

Vijaya Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with Vijaya Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of Vijaya Bank in your city - Find Vijaya Bank Branches here

click here to Compare
  • Vijaya Bank FD rates with other banks in India

Apply Loan Online
 Salaried   Self Employed - Professional   Self Employed - Business 

I authorize MyLoanCare, its partners to contact me. This over rides my number being in NDNC registry
*My Finance Care Advisors Pvt. Ltd., or is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.
News - Oct 2016
28th Oct 16 Bajaj Finserv net profit rises by 46 percent in July to September quarter at Rs. 408 crore
Bajaj Finserv reported an increase in its net profit by 46 percent at Rs. 408 crore in July to September quarter as compared to the net profit of Rs. 279 crore in the same corresponding period last year. The growth is mainly in consumer finance and commercial finance segments. The net interest income also grew by 40 percent at Rs.1410 crore.
27th Oct 16 Punjab National Bank reduces lending rates by 0.05 percent from November 1st, 2016
Punjab National bank has reduced their Marginal Cost Lending Rates (MCLR) by 0.05 percent. The one year MCLR has reduced to 9.25 percent. The three and five year MCLR has reduced to 9.40 percent and 9.55 percent. Similarly, the overnight and three months MCLR has reduced to 9 percent and 9.15 percent. These rates will be effective from 1st November, 2016.
27th Oct 16 Kotak Mahindra Bank net profit in second quarter rises by 43 percent, NPA reduces marginally
Kotak Mahindra Bank reported an increase in its net profit by 43 percent to Rs. 813 crore in the June to September quarter as compared to the net profit of Rs. 570 crore during the same corresponding period a year ago. The gross non performing assets are reduced to 2.49 percent in September as compared to 2.50 percent in June.
26th Oct 16 HDFC Bank net profit in second quarter rises up by 20.4 percent, asset quality remains stable
HDFC Bank reported an increase in its net profit by 20.4 percent to 3,455.3 crores for July to September quarter as compared to Rs. 2,869.5 crore in the corresponding period a year ago. The increase in profitability is to due to the increase in net interest income, other income, and operating profit. Net interest income grew by 19.6 percent to Rs.7,993 crores in July to September quarter. The asset quality remained stable but net interest margin declined sequentially.
26th Oct 16 State Bank of Mysore posts loss in second quarter, bad loans surges three times
State Bank of Mysore reported a loss of Rs. 183.5 crore in the second quarter ended on September 30 as compared to net profit of Rs. 131 crore during the July to September quarter in FY16 due to rise in the bad loans. Total income of the bank in the second quarter also declined to Rs. 1,947.63 crore from Rs. 1,969.96 crore in corresponding period a year ago.