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United Bank of India Interest Rates on FD, Mar 2017

Last Updated 25th Mar 2017

Fixed Deposit Interest Rate of United Bank

Tenure General Rates Senior Citizen Rates
7 days to 60 days 4.00% 4.00%
61 days to 90 days 4.50% 4.50%
91 days to 180 days 5.00% 5.00%
181 days to 269 days 5.75% 5.75%
270 days to 364 days 6.00% 6.00%
1 year 6.50% 6.50%
1 year 1 day to 10 years 6.25% 6.75%

United Bank of India FD Maturity Calculator

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United Bank of India FD Interest Rates

  • United Bank of India offers FD interest rates upto 7.00% per annum.
  • Interest on deposits with United Bank of India is typically compounded quarterly.
  • United Bank of India accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), United Bank of India offers higher interest rate over and above rates mentioned below.

United Bank of India Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdrawal your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, United Bank of India pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against United Bank of India FD

  • United Bank of India offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

United Bank of India Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with United Bank of India, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of United Bank of India in your city

About United Bank of India


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