United Bank of India Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of United Bank of India

Last Updated 26th Nov 2016
Tenure General Rates Senior Citizen Rates
7 days to 14 days 4.00% 4.00%
15 days to 29 days 4.00% 4.00%
30 days to 45 days 4.00% 4.00%
46 days to 60 days 4.00% 4.00%
61 days to 90 days 4.50% 4.50%
91 days to 180 days 5.00% 5.00%
181 days to 269 days 5.75% 5.75%
270 days to 364 days 6.25% 6.25%
1 year 6.75% 6.75%
1 year 1 day to 1 year 364 days 6.75% 7.25%
2 years to 2 years 364 days 6.75% 7.25%
3 years to 4 years 364 days 6.50% 7.00%
5 years to 10 years 6.50% 7.00%
    Read Latest News on United Bank of India Here
  • United Bank of India offers FD interest rates upto 6.75% per annum.
  • Interest on deposits with United Bank of India is typically compounded quarterly.
  • United Bank of India accepts deposits starting at Rs. 5000 for various tenures.
  • For senior citizens (age more than 60 years), United Bank of India offers higher interest rate over and above rates mentioned below.
Calculate United Bank of India
FD Maturity Amount

United Bank of India Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, United Bank of India pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against United Bank of India FD

  • United Bank of India offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

United Bank of India Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with United Bank of India, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of United Bank of India in your city - Find United Bank of India Branches here

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  • United Bank of India FD rates with other banks in India

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News - Dec 2016
09th Aug 16 United Bank of India Q1 net down 27 per cent, bad loans rise
United Bank of India reported nearly 27 per cent fall in its net profit to Rs. 38.32 crore for the quarter ended June 30 due to rise in bad loans. The total income of the bank fell by 2.67 per cent to Rs. 2819.37 crore in the June quarter of FY17 from Rs. 2896.75 crore in the June quarter of previous year. Gross NPAs as a percentage of total loans increased to 14.29 per cent in the first quarter of current financial year. Similarly, the net NPA ratio increased to 9.85 per cent, up from 6.30 per cent during same period of previous fiscal.
20th Jul 16 Govt to infuse up to Rs 810 Cr capital in United Bank of India
United Bank of India said that the government has decided to infuse up to Rs 810 crore capital into the bank in the current fiscal year. Government has decided to allocate 75 per cent of the capital to the bank immediately and remaining 25 per cent will be infused depending upon the performance of the bank by the end of 2016. Government has already announced its plan to infuse Rs. 22915 crore in 13 public sector banks like SBI, PNB, Bank of India and Central Bank of India.
15th Jan 16 United Bank of India to cut bulk deposit rates by up to 1.5%
UBI has reduced interest rates by 25 bps -50 bps for deposits up to Rs 1 Cr and by 25 bps to 150 bps for deposits above Rs 1 crore
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