Punjab and Sind Bank Interest Rates on FD, Jan 2017

Fixed Deposit Interest Rate of Punjab and Sind Bank

Last Updated 30th Dec 2016
Tenure General Rates Senior Citizen Rates
7 days to 14 days 4.00% 4.50%
15 days to 30 days 4.10% 4.60%
31 days to 45 days 5.10% 5.60%
46 days to 90 days 5.60% 6.10%
91 days to 150 days 6.10% 6.60%
151 days to 179 days 6.10% 6.60%
180 days to 269 days 6.60% 7.10%
270 days to 364 days 6.85% 7.35%
1 year to 2 years 7.10% 7.60%
2 years 1 day to 2 years 364 days 7.00% 7.50%
3 years to 5 years 7.00% 7.50%
5 years 1 day to 10 years 7.00% 7.50%
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  • Punjab and Sind Bank offers FD interest rates upto 7.10% per annum.
  • Interest on deposits with Punjab and Sind Bank is typically compounded quarterly.
  • Punjab and Sind Bank accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), Punjab and Sind Bank offers higher interest rate over and above rates mentioned below.
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FD Maturity Amount

Punjab and Sind Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, Punjab and Sind Bank pays applicable ROI for actual duration of deposit and charges 0.50% penalty for deposits upto Rs. 15 lakhs and 1.0% penalty for deposits above Rs. 15 lakhs.

Loan against Punjab and Sind Bank FD

  • Punjab and Sind Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

Punjab and Sind Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with Punjab and Sind Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of Punjab and Sind Bank in your city - Find Punjab and Sind Bank Branches here

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About Punjab and Sind Bank

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News - Jan 2017
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