PNB Housing Finance Interest Rates on FD, Oct 2016

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Last Updated 21st Oct 16

TenureInterest Rate
30 Days0.00%
45 Days 0.00%
60 Days 0.00%
90 Days 0.00%
120 Days 0.00%
6 Months 0.00%
9 Months 0.00%
12 Months 7.90%
18 Months 0.00%
2 Years 7.90%
3 Years 7.90%
4 Years 7.90%
5 Years 7.90%
7 Years 7.90%
10 Years 7.90%

PNB Housing Finance FD Interest Rates

  • PNB Housing Finance offers FD interest rates upto 7.90% per annum.
  • Interest on deposits with PNB Housing Finance is typically compounded half yearly.
  • PNB Housing Finance accepts deposits starting at Rs. 20000 for various tenures.
  • For senior citizens (age more than 60 years), PNB Housing Finance offers 0.25% higher interest rate over and above rates mentioned below.

PNB Housing Finance Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, PNB Housing Finance pays maximum interest of 4% on deposits kept for 3 to 6 months and 1% lower ROI on applicable rate for actual duration on deposits kept for more than 6 months.

Loan against PNB Housing Finance FD

  • PNB Housing Finance offers loan upto 75% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

PNB Housing Finance Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with PNB Housing Finance, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of PNB Housing Finance in your city - Find PNB Housing Finance Branches here

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News - Oct 2016
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SBI advised its customers to use its own ATM networks for safety of transactions. The Bank also promised to replace 6 lakh debit cards which were blocked by the bank as a preventive measure within ten days following a cyber security breach in the country banking system. The other major banks hit by the cyber fraud are Axis Bank, HDFC and ICICI Bank.
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18th Oct 16 Citibank gives special Diwali offers on personal loans
Citibank personal loan offers reduction in rates to 11.49 per cent for digital channels and online applications made at MyLoanCare. Bank offers 0.50 per cent discount on processing fee and an Amazon Gift Voucher of Rs. 250 for loans disbursed till 3rd November, 2016. Also, get a Flipkart Gift Voucher upto Rs. 2500 on applying through MyLoanCare.
15th Oct 16 ICICI Bank tests blockchain transactions
ICICI Bank has done successful execution of its first two transactions using blockchain technology. Now other private sector banks are gearing up for the technology. Axis Bank and Kotak Mahindra Bank are conducting pilot transactions in trade settlements and cross border remittances, while HDFC is still assessing the opportunity.
14th Oct 16 PNB Housing Finance cuts home loan rates by 10 basis points
PNB Housing has reduced its home loan rates by 10 bps. The floating home loan rates have been reduced to 9.45 per cent from 9.55 per cent while fixed rates decreased to 9.4 from 9.5 per cent. PNBHFL has also cut its loan against property rates by 25 bps to 11 per cent from 11.25 per cent. This rate cut will be effective from 14th October, 2016.