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LIC Housing Finance Interest Rates on FD, Mar 2017

Last Updated 23rd Mar 2017

Fixed Deposit Interest Rate of LIC

Tenure General Rates Senior Citizen Rates
1 year 7.30% 7.55%
1 year 6 months 7.35% 7.60%
2 years 7.50% 7.75%
3 years 7.50% 7.75%
5 years 7.50% 7.75%
LIC Housing Finance FD Maturity Calculator
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LIC Housing Finance FD Interest Rates

  • LIC Housing Finance offers FD interest rates upto 7.00% per annum.
  • Interest on deposits with LIC Housing Finance is typically compounded quarterly.
  • LIC Housing Finance accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), LIC Housing Finance offers higher interest rate over and above rates mentioned below.
*Above Senior Citien rates are for deposit amount upto Rs. 50,000. Additional benefit of 0.15% for deposit amount more than Rs. 51,000

LIC Housing Finance Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdrawal your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, LIC Housing Finance pays 2% lower ROI than that applicable for actual duration of deposit.

Loan against LIC Housing Finance FD

  • LIC Housing Finance offers loan upto 75% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

LIC Housing Finance Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with LIC Housing Finance, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of LIC Housing Finance in your city

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