LIC Housing Finance Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of LIC Housing Finance

Last Updated 24th Nov 2016
Tenure General Rates Senior Citizen Rate
1 year to 7.85% 8.10%
18 month to 7.85% 8.10%
2 year to 7.90% 8.15%
3 year to 7.95% 8.20%
5 year to 7.95% 8.20%
    Read Latest News on LIC Housing Finance Here
  • LIC Housing Finance offers FD interest rates upto 7.95% per annum.
  • Interest on deposits with LIC Housing Finance is typically compounded half yearly.
  • LIC Housing Finance accepts deposits starting at Rs. 10000 for various tenures.
  • For senior citizens (age more than 60 years), LIC Housing Finance offers higher interest rate over and above rates mentioned below.
Calculate LIC Housing Finance
FD Maturity Amount

LIC Housing Finance Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, LIC Housing Finance pays 2% lower ROI than that applicable for actual duration of deposit.

Loan against LIC Housing Finance FD

  • LIC Housing Finance offers loan upto 75% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

LIC Housing Finance Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with LIC Housing Finance, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of LIC Housing Finance in your city - Find LIC Housing Finance Branches here

click here to Compare
  • LIC Housing Finance FD rates with other banks in India

Apply Loan Online
 Salaried   Self Employed - Professional   Self Employed - Business 

I authorize MyLoanCare, its partners to contact me. This over rides my number being in NDNC registry
News - Dec 2016
18th Jul 16 LIC Housing Finance reports Rs 408 crore profit
LIC Housing Finance reported a marginal 7 per cent growth in net profit at Rs 408 crore in the quarter ended June due to higher provisioning. Net interest margins improved to 2.61 per cent from 2.41 per cent in the same period last year. Total income was Rs 3380 crore as against Rs 2965 crore during the same period previous year. The company took additional provisioning to the tune of Rs 90 crore due to aging of some NPAs in the project loans and hence provisions remained higher at Rs 116.5 crore.
20th May 16 LIC Nomura Mutual Fund is LIC MF again after Nomura quits
Japanese firm Nomura has exited from its JV with LIC Mutual Fund. LIC Nomura Mutual Fund is again being positioned as LIC Mutual Fund. There are now two new partners in LIC Mutual fund, they are GIC Housing Finance and Corporation Bank with 11.7 per cent and 4 per cent stake, respectively. Meanwhile, the existing partner LIC Housing Finance has picked up another 19.3 per cent stake to reach 39.3 per cent in the company. The rest 45 per cent is owned by the parent firm Life Corporation of India.
19th Apr 16 LIC Housing Finance Q4 PAT up to Rs 448 Cr
LIC Housing Finance reported an 18.5% rise in its standalone net profit for the quarter ended March to Rs 448.02 Cr on the back of a rise in loan disbursement and improved operating performance. The company total income from operations for the quarter stood at Rs 3246 Cr, up over 14%. Income rose faster than expenses, which rose slightly over 12% to Rs 2579.67 Cr, thereby lifting the lender operating profit margin. The company earnings before interest, tax depreciation and amortization margin rose by 121 basis points year on year to 20.61% for the quarter.
18th Jan 16 LIC Housing Finance Q3 profit up 22% at Rs 419 cr
LICHFL posted a 22 per cent rise in net profit for the Q3FY16. Continued focus on growth with profitability coupled with lower cost of funds has resulted in improvement in margins.
15th Oct 15 LIC Housing Q2 FY16 Results
LIC Housing, home loan arm of LIC, reported Q2 FY 2016 net profit at Rs 411.73 crore (up 21%).
*My Finance Care Advisors Pvt. Ltd., or is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.