Jammu And Kashmir Bank Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of Jammu And Kashmir Bank

Last Updated 24th Nov 2016
Tenure General Rates Senior Citizen Rates
7 days to 30 days 5.00% 5.50%
31 days to 45 days 5.50% 6.00%
46 days to 90 days 6.25% 6.75%
91 days to 180 days 6.75% 7.25%
181 days to 270 days 7.00% 7.50%
271 days to 364 days 7.00% 7.50%
1 year to 2 years 364 days 7.25% 7.75%
3 years to 4 years 364 days 7.10% 7.60%
5 years to 10 years 7.00% 7.50%
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  • Jammu And Kashmir Bank offers FD interest rates upto 7.25% per annum.
  • Interest on deposits with Jammu And Kashmir Bank is typically compounded quarterly.
  • Jammu And Kashmir Bank accepts deposits starting at Rs. 0 for various tenures.
  • For senior citizens (age more than 60 years), Jammu And Kashmir Bank offers higher interest rate over and above rates mentioned below.
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FD Maturity Amount

Jammu And Kashmir Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, Jammu And Kashmir Bank .

Loan against Jammu And Kashmir Bank FD

  • Jammu And Kashmir Bank offers loan upto 0% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

Jammu And Kashmir Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with Jammu And Kashmir Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of Jammu And Kashmir Bank in your city - Find Jammu And Kashmir Bank Branches here

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  • Jammu And Kashmir Bank FD rates with other banks in India

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News - Dec 2016
26th Aug 16 Jammu and Kashmir bank will reduce its MCLR from August 26, 2016
Jammu and Kashmir Bank has reduced its Marginal Cost Based Lending Rate (MCLR) across maturities, effective from 26th August 2016. The 1 year and 2 year MCLR has been reduced by 5 basis points to 9.4 and 9.5 percent respectively. The 3 month and 6 month MCLR has been reduced by 20 basis points to 9.05 and 9.2 percent respectively. Similarly, the overnight and 1 month MCLR has been reduced by 35 and 25 basis points to 8.9 and 8.95 percent respectively. For borrowers who have taken a home loan from Jammu and Kashmir Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken home loan at fixed interest rate then your interest expense will remain unchanged.
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