IndusInd Bank Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of IndusInd Bank

Last Updated 30th Nov 2016
Tenure General Rates Senior Citizen Rate
7 day to 14 day 4.00% 4.50%
15 day to 30 day 5.00% 5.50%
31 day to 45 day 5.50% 6.00%
46 day to 60 day 6.00% 6.50%
61 day to 90 day 6.25% 6.75%
91 day to 120 day 6.25% 6.75%
121 day to 180 day 6.50% 7.00%
181 day to 210 day 6.50% 7.00%
211 day to 269 day 6.50% 7.00%
270 day to 364 day 6.75% 7.25%
1 year to 1 year 7.15% 7.65%
1 year 2 month to 1 year 364 day 7.15% 7.65%
2 year to 2 year 179 day 7.15% 7.65%
2 year 6 month to 2 year 269 day 7.00% 7.50%
2 year 9 month to 2 year 364 day 7.00% 7.50%
3 year to 5 year 29 day 7.00% 7.50%
61 month to 10 year 7.00% 7.50%
    Read Latest News on IndusInd Bank Here
  • IndusInd Bank offers FD interest rates upto 7.15% per annum.
  • Interest on deposits with IndusInd Bank is typically compounded quarterly.
  • IndusInd Bank accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), IndusInd Bank offers higher interest rate over and above rates mentioned below.
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FD Maturity Amount

IndusInd Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, IndusInd Bank pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against IndusInd Bank FD

  • IndusInd Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

IndusInd Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with IndusInd Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of IndusInd Bank in your city - Find IndusInd Bank Branches here

About IndusInd Bank

IndusInd Bank is a private sector bank in India with its headquarters in Mumbai, Maharashtra. It was incorporated in 1994 and was inaugurated by then Finance Minister Dr. Manmohan Singh. It is among the new generation private banks in India and has specialized in retail banking services by continuously introducing newer technologies. As on June, 2014 IndusInd Bank had 638 branches and 1,238 ATMs spread across 439 cities in the country. The bank has representative offices in Dubai and London to handle the needs of NRIs in these countries. It also acts as a clearing bank for both major stock exchanges in India- BSE and NSE. For the year ended March 31st, 2014 IndusInd Bank recorded a net profit of Rs. 1,408 crore depicting a year-on-year growth of 33%. The total advances for year 2014 stood at Rs. 55,102 crore recording a growth of 24% over last year. The bank has received many awards and accolades over the years for its services driven through technology. It was awarded 'Fastest Growing Mid-Size Bank' by Businessworld- PwC survey in 2013 and 'IT Excellence award' by VMware in 2013 for virtualization of critical business applications.

About IndusInd Bank

IndusInd Bank is a private sector bank in India with its headquarters in Mumbai, Maharashtra. It was incorporated in 1994 and was inaugurated by then Finance Minister Dr. Manmohan Singh. It is among the new generation private banks in India and has specialized in retail banking services by continuously introducing newer technologies. As on June, 2014 IndusInd Bank had 638 branches and 1,238 ATMs spread across 439 cities in the country. The bank has representative offices in Dubai and London to handle the needs of NRIs in these countries. It also acts as a clearing bank for both major stock exchanges in India- BSE and NSE. For the year ended March 31st, 2014 IndusInd Bank recorded a net profit of Rs. 1,408 crore depicting a year-on-year growth of 33%. The total advances for year 2014 stood at Rs. 55,102 crore recording a growth of 24% over last year. The bank has received many awards and accolades over the years for its services driven through technology. It was awarded 'Fastest Growing Mid-Size Bank' by Businessworld- PwC survey in 2013 and 'IT Excellence award' by VMware in 2013 for virtualization of critical business applications.

About IndusInd Bank

IndusInd Bank is a private sector bank in India with its headquarters in Mumbai, Maharashtra. It was incorporated in 1994 and was inaugurated by then Finance Minister Dr. Manmohan Singh. It is among the new generation private banks in India and has specialized in retail banking services by continuously introducing newer technologies. As on June, 2014 IndusInd Bank had 638 branches and 1,238 ATMs spread across 439 cities in the country. The bank has representative offices in Dubai and London to handle the needs of NRIs in these countries. It also acts as a clearing bank for both major stock exchanges in India- BSE and NSE. For the year ended March 31st, 2014 IndusInd Bank recorded a net profit of Rs. 1,408 crore depicting a year-on-year growth of 33%. The total advances for year 2014 stood at Rs. 55,102 crore recording a growth of 24% over last year. The bank has received many awards and accolades over the years for its services driven through technology. It was awarded 'Fastest Growing Mid-Size Bank' by Businessworld- PwC survey in 2013 and 'IT Excellence award' by VMware in 2013 for virtualization of critical business applications.

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News - Dec 2016
26th Aug 16 IndusInd has reduced its 1 year MCLR from 26th August, 2016
IndusInd Bank has reduced its 1 year Marginal Cost of Fund Based Lending Rate (MCLR) by 15 basis point (bps) to 9.75 percent from 9.9 percent. The change are effective from 26th August, 2016. The interest rates of home loans that have been disbursed after 1st April 2016 are linked to 1 year MCLR. For borrowers who have taken a home loan from IndusInd Bank after 1st April 2016, the reduction in MCLR will translate into a reduction in their home loan rates and hence their interest outgo. However, if you have taken the home loan at fixed interest rate then your interest expense will remain unchanged.
24th Aug 16 IndusInd Bank ties up with IBM for improved customer engagement services
IndusInd Bank has tied up with IBM to use its cloud commerce solutions to convert customer arrangements and boost its cross-sell platforms. In an agreement of three years, IBM will provide a cloud and predictive analytics based multi-channel campaign managing solution that enables IndusInd Bank to build up its online banking presence while improving the product holding per customer. Using customer behavior analysis and real-time contextual advertising, banks can make sure that customers relating with the bank on any channel will receive relevant and timely communications.
12th Jul 16 IndusInd Bank Q1 net up 26% at Rs 661.38 cr
IndusInd Bank posted 26 per cent rise in net profit for the quarter ended June 30. The bank posted net profit of Rs 661.38 crore for the quarter, compared with Rs 525.04 crore in the corresponding quarter of the previous financial year. The bank would continue its focus on the digital medium. It launched its Finger Print mobile banking during this quarter.
11th Jul 16 IndusInd Bank reports a 26 percent increase in its Net Profit
As per the results for Q1FY17, IndusInd Bank reported 26 percent increase in Net Profit to Rs 661 crore. This was supported by a strong increase in its Net Interest Income. The Net Interest Income increased by 28 percent and the advances showed a growth of 30 percent year on year in June quarter. Asset quality weakened mildly in Q1FY17 as Gross NPAs increased to 0.91 percent of total advances, up from 0.87 percent as on March 2016 and the Net NPA stood at 0.38 percent in June quarter compared to 0.36 percent as on March 2016.
24th May 16 IndusInd Bank and Reliance General Insurance Tie up for Distribution of Insurance Products
IndusInd Bank has recently signed a Corporate Agency Agreement with Reliance General Insurance, with the objective to distribute multiple options of general insurance products to its customers. With this partnership, Reliance General Insurance has extended its distribution channels and will distribute its insurance products across all the branches of IndusInd Bank. This is the first tie-up on Bancassurance post the recent multi bank partner guidelines issued by IRDAI.
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