ICICI Bank Interest Rates on FD, Oct 2016

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Last Updated 26th Oct 16

TenureInterest Rate
30 Days5.50%
45 Days 5.50%
60 Days 6.25%
90 Days 6.25%
120 Days 6.50%
6 Months 6.75%
9 Months 6.75%
12 Months 7.25%
18 Months 7.25%
2 Years 7.25%
3 Years 7.25%
4 Years 7.25%
5 Years 7.25%
7 Years 7.25%
10 Years 7.25%

ICICI Bank FD Interest Rates

  • ICICI Bank offers FD interest rates upto 7.25% per annum.
  • Interest on deposits with ICICI Bank is typically compounded quarterly.
  • ICICI Bank accepts deposits starting at Rs. 10000 for various tenures.
  • For senior citizens (age more than 60 years), ICICI Bank offers 0.50% higher interest rate over and above rates mentioned below.

ICICI Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, ICICI Bank pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against ICICI Bank FD

  • ICICI Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

ICICI Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with ICICI Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of ICICI Bank in your city - Find ICICI Bank Branches here

About ICICI Bank

ICICI Bank was incorporated in 1994 when it was promoted by ICICI Limited, an Indian financial institution as its wholly owned subsidiary. After almost 7 years of working as a subsidiary of ICICI limited, ICICI Bank merged with itself ICICI Limited along with its other two subsidiaries in April, 2002 to form a single entity to serve both wholesale and retail customers. ICICI Bank is India's second largest bank and the largest private sector bank in terms of assets and market capitalization. The bank provides a complete range of banking products and financial services to its customers through multi-channel delivery platform across all customer segments including corporate retail, small business, and agriculture. The bank has built a huge customer base with its network of 3,800 branches and 11,162 ATMs in the country. The bank had total asset worth Rs 5,94,600 crore at 31st March,2014 and recorded a net profit of Rs 9,800 crores for the year ended 31st March 2014. The bank also recorded a year-on- year growth of 17% in total advances with a healthy growth on retail advances at 23% from 2013. The bank is a market leader in many of the retail loan segments including home loans where it has emerged as the largest provider with advances of Rs 3,47,067 crores as on Jun-2014. ICICI Bank is known for continued focus on innovation and its contribution to the country in terms of increasing the penetration of finance to the masses of our country. In recognition of its excellence, it was awarded 'Best Retail bank in India',' Excellence in Retail Financial Services' by The Asian Banker and was also named 'Best Trade Finance Bank in India' at The Corporate Treasurer Awards in 2013.

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News - Oct 2016
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Punjab National bank has reduced their Marginal Cost Lending Rates (MCLR) by 0.05 percent. The one year MCLR has reduced to 9.25 percent. The three and five year MCLR has reduced to 9.40 percent and 9.55 percent. Similarly, the overnight and three months MCLR has reduced to 9 percent and 9.15 percent. These rates will be effective from 1st November, 2016.
27th Oct 16 Kotak Mahindra Bank net profit in second quarter rises by 43 percent, NPA reduces marginally
Kotak Mahindra Bank reported an increase in its net profit by 43 percent to Rs. 813 crore in the June to September quarter as compared to the net profit of Rs. 570 crore during the same corresponding period a year ago. The gross non performing assets are reduced to 2.49 percent in September as compared to 2.50 percent in June.
26th Oct 16 HDFC Bank net profit in second quarter rises up by 20.4 percent, asset quality remains stable
HDFC Bank reported an increase in its net profit by 20.4 percent to 3,455.3 crores for July to September quarter as compared to Rs. 2,869.5 crore in the corresponding period a year ago. The increase in profitability is to due to the increase in net interest income, other income, and operating profit. Net interest income grew by 19.6 percent to Rs.7,993 crores in July to September quarter. The asset quality remained stable but net interest margin declined sequentially.
26th Oct 16 State Bank of Mysore posts loss in second quarter, bad loans surges three times
State Bank of Mysore reported a loss of Rs. 183.5 crore in the second quarter ended on September 30 as compared to net profit of Rs. 131 crore during the July to September quarter in FY16 due to rise in the bad loans. Total income of the bank in the second quarter also declined to Rs. 1,947.63 crore from Rs. 1,969.96 crore in corresponding period a year ago.
25th Oct 16 Axis Bank Q2 net profit down by 21.3 percent, bad loans rise
Axis Bank reported a downfall in its net profit by 21.3 percent to Rs. 1,555 crore for June to September quarter due to high rise in bad loans. The number of bad loans spiked to 88.7 percent. The net profit of the bank was Rs. 1,978 crore during the corresponding period in the last fiscal year.