HDFC Bank Interest Rates on FD, Jan 2017

Fixed Deposit Interest Rate of HDFC Bank

Last Updated 02nd Jan 2017
Tenure General Rates Senior Citizen Rates
7 days to 14 days 3.50% 4.00%
15 days to 29 days 5.00% 5.50%
30 days to 45 days 5.50% 6.00%
46 days to 60 days 5.75% 6.25%
61 days to 90 days 5.75% 6.25%
91 days to 6 months 5.75% 6.25%
6 months 1 day to 6 months 15 days 6.00% 6.50%
6 months 16 days 6.00% 6.50%
6 months 17 days to 9 months 15 days 6.00% 6.50%
9 months 16 days 6.25% 6.75%
9 months 17 days to 364 days 6.25% 6.75%
1 year 6.90% 7.40%
1 year 1 day to 1 year 3 days 6.95% 7.45%
1 year 4 days 6.25% 6.75%
1 year 5 days to 1 year 15 days 6.25% 6.75%
1 year 16 days 6.25% 6.75%
1 year 17 days to 2 years 6.25% 6.75%
2 years 1 day to 2 years 15 days 6.25% 6.75%
2 years 16 days 6.25% 6.75%
2 years 17 days to 3 years 6.25% 6.75%
3 years 1 day to 5 years 6.25% 6.75%
5 years 1 day to 8 years 6.25% 6.75%
8 years 1 day to 10 years 6.25% 6.75%
Read Latest News on HDFC Bank Here
  • HDFC Bank offers FD interest rates upto 6.95% per annum.
  • Interest on deposits with HDFC Bank is typically compounded quarterly.
  • HDFC Bank accepts deposits starting at Rs. 5000 for various tenures.
  • For senior citizens (age more than 60 years), HDFC Bank offers higher interest rate over and above rates mentioned below.
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FD Maturity Amount

HDFC Bank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, HDFC Bank pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against HDFC Bank FD

  • HDFC Bank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

HDFC Bank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with HDFC Bank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of HDFC Bank in your city - Find HDFC Bank Branches here

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  • HDFC Bank FD rates with other banks in India

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About HDFC Bank

HDFC bank is an Indian private sector bank promoted by Housing Development Finance Corporation (HDFC) in the year 1994, as a part of RBI's liberalization of Indian Banking industry. The bank has registered a rapid growth and is currently ranked as the fifth largest bank and second largest private sector bank in India in terms of its assets size, estimated at Rs 4,91,599 crore as on 31st March 2014. Currently, the bank has a huge franchise of 2.8 crore customers in India. As of June14, HDFC Bank had 3,488 branches, 11,426 ATMs and an employee base of 69,000 covering 2,231 cities. Over the years, the BanK's brand is associated with superior level of customer service. HDFC Bank was awarded as 'India's most valuable brand’ by BrandZ in 2014 and ‘Best Bank in India (large banks)’ by Businessworld in the year 2013.The bank also runs several corporate social responsibility programs focussed at improving financial literacy and spreading the importance of education in the country.
News - Jan 2017
13th Jan 17 HDFC Bank reduces personal loan interest rates to 11.29 percent
HDFC Bank has reduced its personal loan interest rates by 20 basis points. The revised personal loan interest now stands at 11.29 percent as compared to 11.49 percent earlier.
05th Jan 17 HDFC Bank reduces personal loan balance transfer rates to 11.29 percent
HDFC Bank has announced reduction in personal loan balance transfer rates for special corporate. The rates are now revised to 11.29 percent as compared to 11.69 and 11.99 percent earlier. The new balance transfer rates are valid for all logins till 31st January, 2017.
28th Dec 16 HDFC Bank ties up with Niki.Ai for chatbot banking
HDFC Bank has tied up with an artificial intelligence firm named Niki Ai to begin conversational banking. HDFC chatbots will facilitate commerce and banking transactions through chats. The on chat application opens a payment gateway through which transactions can be made by using any bank account.
07th Dec 16 HDFC Bank reduces its MCLR by 5 basis points
HDFC Bank has reduced its overnight marginal cost of lending rate by 5 basis points to 8.65 percent from 8.70 percent. The bank has also reduced its one month lending rate to 8.70 percent from 8.75 percent earlier. The new rates are effective from 7th December, 2016.
25th Nov 16 HDFC Bank ties up with Suzuki motorcycles as financing partner
HDFC Bank has announced a partnership with Suzuki Motorcycles to offer up to 100 percent finance on purchase of Suzuki two wheelers. The offer is available to government employees and HDFC Bank account holders.
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