Citibank Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of Citibank

Last Updated 29th Nov 2016
Tenure General Rates Senior Citizen Rates
7 days to 10 days 3.00% 3.50%
11 days to 14 days 3.00% 3.50%
15 days to 25 days 3.25% 3.75%
26 days to 35 days 3.50% 4.00%
36 days to 45 days 4.50% 5.00%
46 days to 60 days 5.00% 5.50%
61 days to 90 days 5.00% 5.50%
91 days to 120 days 5.00% 5.50%
121 days to 150 days 5.25% 5.75%
151 days to 180 days 5.25% 5.75%
181 days to 270 days 6.00% 6.50%
271 days to 364 days 6.00% 6.50%
365 days to 400 days 6.00% 6.50%
401 days to 540 days 6.25% 6.75%
541 days to 731 days 6.25% 6.75%
732 days to 1095 days 6.25% 6.75%
1096 days to 10 years 6.25% 6.75%
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  • Citibank offers FD interest rates upto 6.25% per annum.
  • Interest on deposits with Citibank is typically compounded quarterly.
  • Citibank accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), Citibank offers higher interest rate over and above rates mentioned below.
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FD Maturity Amount

Citibank Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, Citibank pays 1% lower ROI than that applicable for actual duration of deposit.
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Loan against Citibank FD

  • Citibank offers loan upto 90% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

Citibank Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with Citibank, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of Citibank in your city - Find Citibank Branches here

About Citibank

Citibank is a foreign bank operating in India with its headquarters based in Mumbai, Maharashtra. It established its presence in India in the year 1902 from the city of Kolkata and today has 42 full service branches in 30 cities across the country. At present Citigroup, owner of Citibank, is the largest direct foreign investor in India with a total capital capacity in excess of US $3bn in its offshore banking and financial services business. As on March 31, 2014, Citibank India'total assets stood at Rs.1, 44,981 crore, profit after tax of Rs 2,893 crore, with advances showing a growth of 9% in the current financial year. It is also one of the leading card issuers in India with over 23 lakh card customers. Citibank has emerged as a preferred bank for 45,000 mid and small size companies in the country with its innovative products and distribution channels. In 2013, Citibank was voted ‘Best Foreign Commercial Bank and Best Investment Bank' by Finance Asia Country Awards and 'Best Consumer Internet Bank'in India by Global Finance Best Bank Awards.

About Citibank

Citibank is a foreign bank operating in India with its headquarters based in Mumbai, Maharashtra. It established its presence in India in the year 1902 from the city of Kolkata and today has 42 full service branches in 30 cities across the country. At present Citigroup, owner of Citibank, is the largest direct foreign investor in India with a total capital capacity in excess of US $3bn in its offshore banking and financial services business. As on March 31, 2014, Citibank India'total assets stood at Rs.1, 44,981 crore, profit after tax of Rs 2,893 crore, with advances showing a growth of 9% in the current financial year. It is also one of the leading card issuers in India with over 23 lakh card customers. Citibank has emerged as a preferred bank for 45,000 mid and small size companies in the country with its innovative products and distribution channels. In 2013, Citibank was voted ‘Best Foreign Commercial Bank and Best Investment Bank' by Finance Asia Country Awards and 'Best Consumer Internet Bank'in India by Global Finance Best Bank Awards.

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News - Dec 2016
28th Nov 16 Citibank temporarily waives off debit card fees for merchants
Citibank India announced temporary suspension of merchant discount rate (MDR) on all domestic debit card transactions. The suspension is effective from 26th November, 2016 to 31st December, 2016.
11th Nov 16 Citibank launches digital wallet app Citi Pay
Citibank unveiled a digital wallet application Citi Pay for customers to make seamless payments. Customers can load their credit card and debit card and make payments directly from their smart phones. Shoppers can use the app for making in-store -purchases at any store equipped with point of sale registers supporting NFC technology and can make payments without swiping their cards.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
18th Oct 16 Citibank gives special Diwali offers on personal loans
Citibank personal loan offers reduction in rates to 11.49 per cent for digital channels and online applications made at MyLoanCare. Bank offers 0.50 per cent discount on processing fee and an Amazon Gift Voucher of Rs. 250 for loans disbursed till 3rd November, 2016. Also, get a Flipkart Gift Voucher upto Rs. 2500 on applying through MyLoanCare.
19th Aug 16 Citi Bank India focuses on instant loans to grow retail book
Citibank India is working on instant disbursal of loans to cross-sell at a fast pace and expand its retail book. Citibank has launched instant personal loans, instant mortgage loan and instant credit cards for existing customers in the previous six to eight months. Citibank have been increasingly looking at online disbursal of loans and have been moving the entire process online. An online mortgage loan is available for pre-approved properties only. The initial response to Citibank online initiatives has been promising.
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