Bank of Baroda Interest Rates on FD, Dec 2016

Fixed Deposit Interest Rate of Bank of Baroda

Last Updated 28th Nov 2016
Tenure General Rates Senior Citizen Rates
7 days to 14 days 4.50% 4.50%
15 days to 45 days 4.50% 4.50%
46 days to 90 days 6.50% 6.50%
91 days to 180 days 6.50% 6.50%
181 days to 270 days 6.75% 6.75%
271 days to 364 days 7.00% 7.00%
1 year 7.00% 7.00%
1 year 1 day to 2 years 7.00% 7.00%
2 years 1 day to 3 years 6.85% 6.85%
3 years 1 day to 5 years 6.50% 6.50%
5 years 1 day to 10 years 6.50% 6.50%
    Read Latest News on Bank of Baroda Here
  • Bank of Baroda offers FD interest rates upto 7.00% per annum.
  • Interest on deposits with Bank of Baroda is typically compounded quarterly.
  • Bank of Baroda accepts deposits starting at Rs. 1000 for various tenures.
  • For senior citizens (age more than 60 years), Bank of Baroda offers higher interest rate over and above rates mentioned below.
Calculate Bank of Baroda
FD Maturity Amount

Bank of Baroda Fixed Deposit – Premature Withdrawl

  • You may break you FD and withdraw your money subject to minimum moratorium requirements.
  • However, in case of premature withdrawal, Bank of Baroda pays 1% lower ROI than that applicable for actual duration of deposit.

Loan against Bank of Baroda FD

  • Bank of Baroda offers loan upto 95% against its own deposit. Note that you cannot obtain a loan against FD from another bank.
  • Applicable rate of interest on loan against FD is typically 0.5% to 2% over the fixed deposit rate.

Bank of Baroda Interest Rates in your city. How and where to apply?

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • In case you already hold an account with Bank of Baroda, you don’t need to submit KYC documents again.
  • To know more or apply, contact any of the branches of Bank of Baroda in your city - Find Bank of Baroda Branches here

About Bank of Baroda

Bank of Baroda (BoB) is an Indian state owned bank with its headquarters in Vadodara, Gujarat. It was founded in 1908 by Maharaja of Baroda. The bank was later nationalized in 1969 by Govt. of India and designated as Public Sector Undertaking (PSU). BoB offers a variety of banking products and financial services in India. As on July 2014, Bank of Baroda had more than 4,956 branches across the country and 104 foreign branches served by over 42,215 employees. As on 31st March 2014, Bank of Baroda had assets worth Rs 6,59,504 crore . The bank recorded a net profit of Rs 4,541 crore during FY 2014 and total advances stood at Rs 3,97,005 crore on 31st March 2014 . Bank of Baroda has received many awards and accolades for providing excellent services to its customer. It was awarded 'Social Banking Excellence Award' under public sector bank category by ASSOCHAM in 2014. It was also awarded "Best Public Sector Bank Award" under the category Global Business Development at Dun & Bradstreet "Polaris Financial Technology Banking Awards 2013.

click here to Compare
  • Bank of Baroda FD rates with other banks in India

Apply Loan Online
 Salaried   Self Employed - Professional   Self Employed - Business 






I authorize MyLoanCare, its partners to contact me. This over rides my number being in NDNC registry
News - Dec 2016
07th Dec 16 Bank of Baroda cuts MCLR by 20 basis points
Bank of Baroda has reduced its overnight and three months marginal cost of lending rate to 8.80 and 8.95 percent from 9 and 9.15 percent respectively. The bank has also reduced its one and five year lending rates by 20 basis points to 9.05 and 9.25 percent from 9.25 and 9.45 percent earlier. Revised rates are effective from 7th December, 2016.
19th Nov 16 Bank of Baroda net profit in second quarter jumps four folds, bad loans decline
Bank of Baroda reported an increase in its net profit at Rs. 552 crores in July to September quarter as compared to Rs. 124 crores during same period last year. Provision for NPAs during the period reduced to Rs. 1,630 crores from Rs. 1,844 crores in same period of last year.
07th Nov 16 Bank of Baroda reduces its MCLR to 9.25 percent from 7th November, 2016
Bank of Baroda has reduced its marginal cost of lending rate by 0.10 percent at 9.25 percent for one year and three year periods. The overnight and six month lending rates are reduced to 9 percent and 9.20 percent respectively. The five year lending rate is reduced to 9.45 percent. The new rates will be effective from 7th November, 2016.
25th Aug 16 Bank of Baroda total business takes Rs 90,000-cr hit in FY16
Bank of Baroda total business has reduced by Rs. 90,000 crore in FY16 due to shrinking loan portfolio and deposit base. Bank has seen a drop of 10.3 percent in credit growth and 7 percent in deposits. Total business of the bank declined to Rs 957,808 crore at the end of March 2016 against Rs. 1,045,625 crore a year ago. Total deposits of the bank reduced to Rs 574,038 crore in FY16 from Rs 617,560 crore in the previous fiscal while advances slipped to Rs 383,770 crore in FY16 against Rs. 428,065 crore a year ago.
27th Jul 16 Bank of Baroda partners with 7 Fintech companies
On its 109th Foundation Day, Bank of Baroda has taken an initiative to partner with fintech companies operating across different areas of SME Financing, Algorithmic Lending, Bill Discounting, Retail Lending and Wealth Management,. With this partnership the Bank would be able to launch new products, acquire new customers, and serve the existing customers on MUCH . Bank of Baroda has partnered with sevenFintech companies which will help the bank expanding our business faster and reach out and support the customers in a better way.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.