FD Interest Rates of All Banks

Last Updated 17th Jan 2017
  • FD interest rates offered by banks vary by FD tenure and from time to time.
  • While banks offer FD rates based upon market liquidity and RBI policy, the rates are not the same across all banks.
  • Even among PSU banks, rates tend to vary and hence it is advisable to check all FD rates before booking an FD.
  • Banks also offer special schemes from time to time, which typically offer higher rates for select maturities.
  • For high value deposits (typically more than Rs. 1 cr or Rs. 5 cr), banks may offer different rates on a daily basis. The difference between card rates and high value rates is typically upto 0.5%.

Fixed Deposit Interest Rates

Compare FD Interest Rates
Bank FD Interest Rates Calculate Maturity Amount
FD Rates SBI 5.50% - 7.00%, Get Details SBI FD Calculator
FD Rates HDFC Bank 3.50% - 6.95%, Get Details HDFC Bank FD Calculator
FD Rates ICICI Bank 4.00% - 7.00%, Get Details ICICI Bank FD Calculator
FD Rates Axis Bank 3.50% - 7.00%, Get Details Axis Bank FD Calculator
FD Rates Kotak Bank 4.00% - 6.75%, Get Details Kotak Bank FD Calculator
FD Rates IDFC Bank 4.00% - 7.50%, Get Details IDFC Bank FD Calculator
FD Rates Bank of Baroda 4.50% - 7.00%, Get Details Bank of Baroda FD Calculator
FD Rates Corporation Bank 5.00% - 7.00%, Get Details Corporation Bank FD Calculator
FD Rates IDBI Bank 4.25% - 6.90%, Get Details IDBI Bank FD Calculator
FD Rates Indian Bank 4.00% - 6.50%, Get Details Indian Bank FD Calculator
FD Rates Indian Overseas Bank 4.00% - 6.75%, Get Details Indian Overseas Bank FD Calculator
FD Rates OBC 4.00% - 7.00%, Get Details OBC FD Calculator
FD Rates PNB 4.25% - 7.00%, Get Details PNB FD Calculator
FD Rates SBBJ 5.50% - 7.00%, Get Details SBBJ FD Calculator
FD Rates Syndicate Bank 4.75% - 6.80%, Get Details Syndicate Bank FD Calculator
FD Rates Allahabad Bank 4.50% - 7.00%, Get Details Allahabad Bank FD Calculator
FD Rates Andhra Bank 4.00% - 7.00%, Get Details Andhra Bank FD Calculator
FD Rates Bank of India 4.00% - 7.00%, Get Details Bank of India FD Calculator
FD Rates Bank of Maharashtra 4.25% - 6.25%, Get Details Bank of Maharashtra FD Calculator
FD Rates Canara Bank 4.20% - 6.90%, Get Details Canara Bank FD Calculator
FD Rates Central Bank of India 4.00% - 7.00%, Get Details Central Bank of India FD Calculator
FD Rates Dena Bank 4.50% - 7.25%, Get Details Dena Bank FD Calculator
FD Rates Punjab and Sind Bank 4.00% - 7.10%, Get Details Punjab and Sind Bank FD Calculator
FD Rates State Bank of Hyderabad 5.50% - 7.00%, Get Details State Bank of Hyderabad FD Calculator
FD Rates State Bank of Mysore 5.50% - 7.00%, Get Details State Bank of Mysore FD Calculator
FD Rates State Bank of Patiala 5.50% - 7.00%, Get Details State Bank of Patiala FD Calculator
FD Rates State Bank of Travancore 5.50% - 7.00%, Get Details State Bank of Travancore FD Calculator
FD Rates UCO Bank 4.50% - 7.00%, Get Details UCO Bank FD Calculator
FD Rates Union Bank of India 5.00% - 7.25%, Get Details Union Bank of India FD Calculator
FD Rates Vijaya Bank 4.00% - 6.50%, Get Details Vijaya Bank FD Calculator
FD Rates United Bank of India 4.00% - 6.75%, Get Details United Bank of India FD Calculator
FD Rates IndusInd Bank 4.00% - 7.15%, Get Details IndusInd Bank FD Calculator
FD Rates Karur Vysya Bank 5.00% - 7.00%, Get Details Karur Vysya Bank FD Calculator
FD Rates Ratnakar Bank 5.00% - 7.85%, Get Details Ratnakar Bank FD Calculator
FD Rates Yes Bank 5.50% - 7.15%, Get Details Yes Bank FD Calculator
FD Rates Citibank 3.00% - 5.75%, Get Details Citibank FD Calculator
FD Rates Deutsche Bank 4.00% - 7.75%, Get Details Deutsche Bank FD Calculator
FD Rates HSBC Bank 3.25% - 6.25%, Get Details HSBC Bank FD Calculator
FD Rates Standard Chartered Bank 4.25% - 7.00%, Get Details Standard Chartered Bank FD Calculator
FD Rates DHFL 8.25% - 8.50%, Get Details DHFL FD Calculator
FD Rates HDFC 7.65% - 7.65%, Get Details HDFC FD Calculator
FD Rates LIC Housing Finance 7.85% - 7.95%, Get Details LIC Housing Finance FD Calculator
FD Rates PNB Housing Finance 7.40% - 7.40%, Get Details PNB Housing Finance FD Calculator
FD Rates Catholic Syrian Bank 4.00% - 7.00%, Get Details Catholic Syrian Bank FD Calculator
FD Rates City Union Bank 6.25% - 7.10%, Get Details City Union Bank FD Calculator
FD Rates Development Credit Bank 4.00% - 7.50%, Get Details Development Credit Bank FD Calculator
FD Rates Dhan Laxmi Bank 4.00% - 7.25%, Get Details Dhan Laxmi Bank FD Calculator
FD Rates Karnataka Bank 3.50% - 7.25%, Get Details Karnataka Bank FD Calculator
FD Rates South Indian Bank 4.00% - 7.00%, Get Details South Indian Bank FD Calculator
FD Rates Tamilnad Mercantile Bank 5.00% - 7.00%, Get Details Tamilnad Mercantile Bank FD Calculator
FD Rates Federal Bank 3.50% - 7.00%, Get Details Federal Bank FD Calculator
FD Rates Jammu And Kashmir Bank 5.00% - 7.25%, Get Details Jammu And Kashmir Bank FD Calculator
FD Rates Lakshmi Vilas Bank 4.50% - 7.00%, Get Details Lakshmi Vilas Bank FD Calculator
FD Rates Nainital Bank 4.00% - 7.15%, Get Details Nainital Bank FD Calculator
FD Rates DBS Bank 5.00% - 7.00%, Get Details DBS Bank FD Calculator
FD Rates Bandhan Bank 3.50% - 8.00%, Get Details Bandhan Bank FD Calculator
FD Rates Ahmedabad Mercantile Cooperative Bank 4.50% - 7.25%, Get Details Ahmedabad Mercantile Cooperative Bank FD Calculator
FD Rates Abhyudaya Cooperative Bank 6.00% - 7.50%, Get Details Abhyudaya Cooperative Bank FD Calculator
FD Rates Akola Janata Commercial Cooperative Bank 4.00% - 7.50%, Get Details Akola Janata Commercial Cooperative Bank FD Calculator
FD Rates Almora Urban Cooperative Bank 4.00% - 7.65%, Get Details Almora Urban Cooperative Bank FD Calculator
FD Rates Jalgaon Janata Sahakari Bank Ltd 5.00% - 7.50%, Get Details Jalgaon Janata Sahakari Bank Ltd FD Calculator
FD Rates Janakalyan Sahakari Bank Ltd 4.25% - 8.00%, Get Details Janakalyan Sahakari Bank Ltd FD Calculator
FD Rates Janaseva Sahakari Bank Borivli 4.00% - 8.50%, Get Details Janaseva Sahakari Bank Borivli FD Calculator
FD Rates Kalyan Janata Sahakari Bank 4.50% - 8.25%, Get Details Kalyan Janata Sahakari Bank FD Calculator
FD Rates Kapol Cooperative Bank LTD 5.00% - 8.00%, Get Details Kapol Cooperative Bank LTD FD Calculator
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Fixed Deposit Interest Rates for Senior Citizens

Interest offered on senior citizen FDs is slightly higher than normal FDs. Senior citizens are required to submit their age proof to avail the benefits of senior citizen FDs.

FD Senior Citizens- Features

  • Age of senior citizen should be 60 or more on the date of investment.
  • Tenure lies between 7 days to 10 years in most of the banks.
  • Generally Senior citizens get extra interest between 0.25 percent to 0.75 percent as compared to regular deposits.
  • Loans can also be taken against senior citizen FD.
  • Penalties are charged in case of premature withdrawal of FD.

Income tax deductions on Senior Citizens FD

  • Interest on fixed deposits for Senior Citizens is liable for the tax deductions under tax laws. If your interest accrued exceeds Rs. 10,000 in a financial year, tax will be deducted at source (TDS) at the rate of 10.30 percent.
  • If you have submitted form 15H with the bank, your TDS will not be deducted.
  • While filing ITR, senior citizens are required to add interest income along with other incomes. Tax is to be paid as per applicable slabs at the time of filing income tax return.
News - Jan 2017
17th Jan 17 ICICI Bank blocks payments for its customers on Flipkart wallet PhonePe
ICICI Bank has blocked payments for its customers on Flipkart wallet PhonePe due to security concern on customer data. The bank has barred the payment services since 13th January, 2017.
17th Jan 17 LIC Housing Finance registers a 19 percent growth in its net profit in third quarter of FY 17
LIC Housing Finance has reported an increase of 19 per cent in its net profit at Rs. 499 core for third quarter ending on 31st December, 2016 as compared to Rs. 419 for the corresponding period a year ago. Non performing assets of the company have declined to 0.56 percent from 0.58 percent during the same period a year ago.
17th Jan 17 LIC Housing Finance registers a 15 percent growth in its loan disbursements in third quarter of FY 17
LIC Housing Finance has reported an increase of 15 per cent in its loan disbursements at Rs. 9, 684 crore during October to December quarter of FY17 as compared to Rs. 8, 422 crore for the same quarter last year. The housing finance company has also registered a 15 per cent growth in disbursements for loan against property at Rs. 1, 35, 366 crore in the third quarter of FY17 as compared to Rs. 1, 17, 396 crore in the same quarter a year ago.
16th Jan 17 Axis Bank ties up with Droom.com to offer car loans for used cars
Axis Bank has announced a partnership deal with Droom.com (a leading new and used auto website) to provide car loans for both used and new cars. The bank will offer loan up to 85 percent of the value of vehicle with a maximum tenure of five years. As for used car loans, loan can be availed for cars which are less than five year old.
16th Jan 17 Home loans are likely to get additional tax incentives in the upcoming union budget for FY17
Union budget for FY 2017 is expected to bring higher tax benefits for middle class home loan borrowers. The benefit is expected to provide an increased tax deduction to home loan borrowers which may go beyond the annual amount of Rs. 2 lakh. The additional tax benefit is likely give a boost to the faltering reality sector that has been adversely hit by demonetisation.
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