Kuchh Baat Aapke Interest Ki Login
India's Most Trusted Online Loan Marketplace
4.2/5.0 from 1,049 Customers

State Bank of Travancore FD Calculator

Last Updated 09th Sep 2017

FD Calculator State Bank of Travancore in India Oct 2017

Tenure Rates Maturity Amount for Rs. 1 Lakh
7 days to 45 days 5.50% to 6.00% Rs. 100,105 - Rs.100,740
46 days to 179 days 6.50% to 7.00% Rs. 100,819 - Rs.103,462
180 days to 210 days 6.75% to 7.25% Rs. 103,356 - Rs.104,221
211 days to 364 days 7.00% to 7.50% Rs. 104,093 - Rs.107,692
365 days to 455 days 6.90% to 7.40% Rs. 107,081 - Rs.109,571
456 days to 1 year 364 days 6.95% to 7.45% Rs. 108,990 - Rs.115,885
2 years to 2 years 364 days 6.85% to 7.35% Rs. 114,550 - Rs.124,396
3 years to 4 years 364 days 6.50% to 7.00% Rs. 121,341 - Rs.141,451
5 years to 10 years 6.50% to 7.00% Rs. 138,042 - Rs.200,160
State Bank of Travancore FD Maturity Calculator

State Bank of Travancore Fixed Deposit Calculator

State Bank of Travancore, a leading Public Sector Bank in India offers attractive interest rates upto 7.00% on its fixed deposits.
FD maturity amount that you will get depends upon

  • Deposit amount
  • Rate of interest
  • FD tenure
  • Compounding frequency
  • TDS applicability and TDS rate

State Bank of Travancore Fixed Deposit Interest Calculator

  • In a periodic interest payout option, State Bank of Travancore would transfer the interest earned at each interval (say, quarterly) to your bank account. The interest would remain the same across the life of the deposit. On maturity, unless the deposit is renewed, would transfer the principal amount to your bank account.
  • In case you opt for a State Bank of Travancore cumulative deposit, on maturity you would get a credit for the principal and interest earned net of TDS.
  • Calculate the FD maturity amount using the FD calculator.

Tax on Fixed Deposit State Bank Travancore (Now SBI)

  • In case the interest earned by you across all your fixed deposits across all branches of State Bank of Travancore in a year exceeds 10,000, the bank must deduct TDS at 10.3%. In case your IT PAN is not updated in the State Bank of Travancore records, it must deduct twice the TDS at 20.6%. So, do remember to update your PAN on your FD.
  • Sorry, but we aren’t done with tax yet. This was only the TDS. Now, you would need to add the interest income on all your State Bank of Travancore FD’s and other FD’s to your taxable income for the year. Based upon your tax bracket, income tax is payable on this income. Remember that you must estimate the interest income and all your other incomes and, based on this, pay advance tax on advance tax payment dates (15th Sep, 15th Dec, 15th March and 31st March).
  • State Bank of Travancore will also issue you a Form 16A giving details of tax deducted on FD interest and tax deposited by it with government treasury. The TDS amount deposited by the bank with Income Tax Department can be verified in your 26AS statement available online on IT department website or through your net banking account. You can claim credit for the TDS amount in your annual Income Tax Return.

State Bank of Travancore FD interest rate calculator – Check your city

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • To know more or apply, contact any of the branches of State Bank of Travancore in your city

Frequently Asked Questions on FD Calculator State Bank of Travancore

What is the highest interest earned on State Bank of Travancore fixed deposit?

You can earn a maximum interest of 7.00% on State Bank of Travancore fixed deposit.

Are there any extra benefits for senior citizens on fixed deposit of State Bank of Travancore?

Yes, senior citizens get extra benefit of 0.5% interest rates on their FD in State Bank of Travancore.

State Bank Of Travancore Fixed Deposit

*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.