PNB Housing Finance FD Calculator

Last Updated 10th Feb 2017

FD Calculator PNB Housing Finance – Know your maturity amount?

  • PNB Housing Finance, a leading HFC in India offers attractive interest rates upto 7.25% on its fixed deposits.
  • FD maturity amount that you will get depends upon
    • Deposit amount
    • Rate of interest
    • FD tenure
    • Compounding frequency
    • TDS applicability and TDS rate
Deposit Amount
Rate of Interest %
Period of Deposit
Interest Compounding Frequency
PNB Housing Finance
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PNB Housing Finance Fixed Deposit calculator – FD Options

  • In a periodic interest payout option, PNB Housing Finance would transfer the interest earned at each interval (say, quarterly) to your bank account. The interest would remain the same across the life of the deposit. On maturity, unless the deposit is renewed, would transfer the principal amount to your bank account.
  • In case you opt for a PNB Housing Finance cumulative deposit, on maturity you would get a credit for the principal and interest earned net of TDS.
  • Calculate the FD maturity amount using the FD calculator.

Fixed Deposit calculator PNB Housing Finance – Will TDS be deducted?

  • In case the interest earned by you across all your fixed deposits across all branches of PNB Housing Finance in a year exceeds 0, the bank must deduct TDS at 10.3%. In case your IT PAN is not updated in the PNB Housing Finance records, it must deduct twice the TDS at 20.6%. So, do remember to update your PAN on your FD.
  • Sorry, but we aren’t done with tax yet. This was only the TDS. Now, you would need to add the interest income on all your PNB Housing Finance FD’s and other FD’s to your taxable income for the year. Based upon your tax bracket, income tax is payable on this income. Remember that you must estimate the interest income and all your other incomes and, based on this, pay advance tax on advance tax payment dates (15th Sep, 15th Dec, 15th March and 31st March).
  • PNB Housing Finance will also issue you a Form 16A giving details of tax deducted on FD interest and tax deposited by it with government treasury. The TDS amount deposited by the bank with Income Tax Department can be verified in your 26AS statement available online on IT department website or through your net banking account. You can claim credit for the TDS amount in your annual Income Tax Return.

PNB Housing Finance FD interest rate calculator – Check your city

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • To know more or apply, contact any of the branches of PNB Housing Finance in your city

  • FD Calculator of all banks in India

News - Feb 2017
17th Feb 17 PNB Housing Finance launches EMI step up plan for self employed loan borrowers
PNB Housing Finance has launched a new EMI scheme called EMI Step up Plan for self employed loan borrowers across home loan and loan against property segment. Under the scheme, borrowers who have taken loan of Rs. 50 lakh and above can opt to pay a lower EMI initially and can gradually increase the EMI to match an increase in their income. This is expected to ease the loan burden on borrowers in the initial years of their career.
08th Feb 17 PNB Housing Finance signs MoU with CREDAI to train construction workers in West Bengal
PNB Housing Finance Limited has signed memorandum of understanding with CREDAI West Bengal to provide skill based training to 1,000 construction workers in Kolkata. As per the MoU, 50 percent of the training cost will be borne by PNBHFCL and the state government with the remaining 50 percent borne by the developer of the construction site. The training program is expected to increase the number of skilled workers in West Bengal and speed up the pending construction work.
31st Jan 17 PNB Housing Finance to raise funds worth Rs. 1,025 crore via NCDs
PNB Housing Finance is planning to raise funds worth Rs. 1,025 crore via non convertible debentures (NCDs) on a private placement basis. The debentures with a tenor of 3 years and 3 months will carry a coupon rate of 7.46 percent, payable semi annually.
25th Jan 17 PNB Housing Finance registers growth of 53 percent in its net profit in third quarter of FY17
PNB Housing Finance has reported a growth of 53 percent in its net profit at Rs. 137 crore in third quarter of FY17 as compared to Rs. 90 crore for the corresponding period a year ago. Gross non- performing assets of the NBFC have risen to 0.37 percent during this quarter as compared to 0.35 percent during the same quarter a year ago.
24th Jan 17 PNB Housing Finance to invest Rs. 300 crore in a realty developer commercial project
PNB Housing Finance has entered into an agreement with the realty developer, Parinee Group to invest Rs. 300 crore in its commercial project. The funding is expected to be done in instalments with tenure of four years. The commercial project is an office complex being built in Andheri, western suburb of Mumbai.
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