HDFC Bank FD Calculator

Last Updated 22nd Feb 2017

FD Calculator HDFC Bank – Know your maturity amount?

  • HDFC Bank, a leading Private Bank in India offers attractive interest rates upto 6.95% on its fixed deposits.
  • FD maturity amount that you will get depends upon
    • Deposit amount
    • Rate of interest
    • FD tenure
    • Compounding frequency
    • TDS applicability and TDS rate
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HDFC Bank Fixed Deposit calculator – FD Options

  • In a periodic interest payout option, HDFC Bank would transfer the interest earned at each interval (say, quarterly) to your bank account. The interest would remain the same across the life of the deposit. On maturity, unless the deposit is renewed, would transfer the principal amount to your bank account.
  • In case you opt for a HDFC Bank cumulative deposit, on maturity you would get a credit for the principal and interest earned net of TDS.
  • Calculate the FD maturity amount using the FD calculator.

Fixed Deposit calculator HDFC Bank – Will TDS be deducted?

  • In case the interest earned by you across all your fixed deposits across all branches of HDFC Bank in a year exceeds 0, the bank must deduct TDS at 10.3%. In case your IT PAN is not updated in the HDFC Bank records, it must deduct twice the TDS at 20.6%. So, do remember to update your PAN on your FD.
  • Sorry, but we aren’t done with tax yet. This was only the TDS. Now, you would need to add the interest income on all your HDFC Bank FD’s and other FD’s to your taxable income for the year. Based upon your tax bracket, income tax is payable on this income. Remember that you must estimate the interest income and all your other incomes and, based on this, pay advance tax on advance tax payment dates (15th Sep, 15th Dec, 15th March and 31st March).
  • HDFC Bank will also issue you a Form 16A giving details of tax deducted on FD interest and tax deposited by it with government treasury. The TDS amount deposited by the bank with Income Tax Department can be verified in your 26AS statement available online on IT department website or through your net banking account. You can claim credit for the TDS amount in your annual Income Tax Return.

HDFC Bank FD interest rate calculator – Check your city

  • Keep your KYC documents - PAN card, address proof and photo ready.
  • To know more or apply, contact any of the branches of HDFC Bank in your city - Find HDFC Bank Branches here

  • FD Calculator of all banks in India

News - Feb 2017
18th Feb 17 HDFC Bank received highest deposit from FIIs
FIIs purchased large volume of shares of HDFC Bank in single day after Reserve bank of India lifted restrictions for foreign portfolio investors on buying the stock. The shares of the bank surged by 9.5 percent to Rs 1.450 on stock exchange marking its highest intra-day gain in three years as FPIs scrambled to buy the stock in a limited window.
11th Feb 17 HDFC Bank launches HDFC Lite a lighter version of mobile application
HDFC Bank has launched an upgraded version of its mobile application named as HDFC Lite. The app allows customers to perform banking transactions without internet connections via SMS and missed calls. With HDFC Lite, customers can also enquire about their fixed deposits, request issue of new cheque book and regeneration of iPIN.
10th Feb 17 HDFC offers BBPS service to ease digitization process
HDFC Bank becomes the first bank to offer a Bharat Bill Payment System (BBPS) to its customers to ease its digitisation process. The facility will enable the customers to pay their utility bills instantly without registering their billers. BBPS is a centralised system created by NPCI that allows the agents to access the bill payments services in an inter operable manner.
30th Jan 17 HDFC Bank to deploy around 20 humanoid robots in next two years
HDFC Bank is planning to deploy around 20 human robots named Ira at its branches in next two years. The bank intends to provide better assistance to customers via humanoids. HDFC Bank becomes the second private sector bank to launch such robots after City Union Bank.
25th Jan 17 HDFC Bank registers growth of 15 percent in third quarter of FY17
HDFC Bank has reported a growth of 15 percent in its net profit to Rs. 3,865 crore in third quarter of FY17 as compared to Rs. 3,356 crore in the corresponding period a year ago. Provisions for bad loans rose by 9.46 percent to Rs. 715 crore during the quarter as compared to Rs. 653 crore a year ago. Domestic retail and whole sale loan portfolio of the bank grew at an healthy rate of 17.8 and 16.8 percent respectively during the quarter.
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