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Yes Bank RuPay Kisan Card

Yes Bank RuPay Kisan Card Details

Last Updated 12th Apr 2021

  • Yes Bank RuPay Kisan Card can be used both offline and online.
  • Yes Bank charges NIL card issuance fee for issuing the Yes Bank RuPay Kisan Card .
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • With Yes Bank RuPay Kisan Card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on Yes Bank RuPay Kisan Card.
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Yes Bank RuPay Kisan Card Overview

Yes Bank RuPay Kisan Card is a Rupay card and is amongst the various customer-oriented and beneficial debit cards offered by Yes Bank. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • The card is exclusively designed for online and in-store purchases of personal and agricultural products.
  • The card provides 24 X 7 cash accessibility.
  • Transactions made with the card are safe and secure due to the enhanced encryption standards on Chip Cards.

How does Yes Bank RuPay Kisan Card Works?

Yes Bank RuPay Kisan Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, Yes Bank RuPay Kisan Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of Yes Bank RuPay Kisan Card in India

Yes Bank RuPay Kisan Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. Yes Bank RuPay Kisan Card features are listed in the table below:

Maximum Cash withdrawal No Limit
Maximum Purchase limit No Limit
Annual maintenance charge Nil
Card replacement charge ₹ 99
Issuance Charge Nil

Yes Bank RuPay Kisan Card Benefits

Some of the benefits offered by Yes Bank RuPay Kisan Card signature card as listed as follows:

  • Yes Bank RuPay Kisan Card can be obtained easily, as it involves minimum eligibility and documentation.
  • Yes Bank RuPay Kisan Card signature card can be used to withdraw cash.
  • Yes Bank RuPay Kisan Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by Yes Bank RuPay Kisan Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, Yes Bank RuPay Kisan Card provides the additional benefit of rewards such as cashback offers and reward points.

Yes Bank RuPay Kisan Card Eligibility

To avail a Yes Bank RuPay Kisan Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain Yes Bank RuPay Kisan Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of Yes Bank RuPay Kisan Card ?

The maximum limit offered by Yes Bank RuPay Kisan Card is ₹ 1 Lakh for withdrawals and is ₹ 1 Lakh for making purchases at Point of sales.

What are the annual maintenance charges on Yes Bank RuPay Kisan Card ?

The annual maintenance charges on Yes Bank RuPay Kisan Card are ₹ 0.

Which is the best debit card of Yes Bank?

Yes Bank offers different cards that are tailor-made to suit the needs of different debit card users. For instance, Yes Premia World Debit Card, Yes Prosperity Platinum Debit card., Yes Bank RuPay Kisan Card offers the highest withdrawal limit of ₹ 1 Lakh, while Yes Premia World Debit Card offers the highest purchase limit of ₹ 3 Lakh. In addition to that, Yes Bank RuPay Kisan Card is the best card at the lowest annual fee of Nil. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by Yes Bank.

Can Yes Bank RuPay Kisan Card be used internationally?

No, Yes Bank RuPay Kisan Card cannot be used internationally.


Yes Bank Debit/ ATM Card News - May 2021
  • 2017-11-06 : Yes Bank unveils Bhim Yes Pay
    Yes Bank has updated payment wallet service, Bhim Yes Pay by integrating the application with the IndiaStack APIs and NPCI Products. This app also integrates RuPay Virtual Card, BharatQR and Bharat Bill Payment Service, in addition to other services like UPI and IMPS.
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