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Standard Chartered Premium Cashback Debit Card

Standard Chartered Premium Cashback Debit Card Details

Last Updated 18th Jan 2021

  • Standard Chartered Premium Cashback Debit Card can be used both offline and online.
  • Standard Chartered Bank charges a fee of ₹ 0 as card issuance fee for issuing the Standard Chartered Premium Cashback Debit Card signature card.
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • Standard Chartered Premium Cashback Debit Card signature card offers a cash withdrawal limit of Nil.
  • In addition to that, the card can be used for making purchases up to Nil.
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Standard Chartered Premium Cashback Debit Card Overview

Standard Chartered Premium Cashback Debit Card is a Visa card and is amongst the various customer-oriented and beneficial debit cards offered by Standard Chartered Bank. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • This card is well suited for the needs of premium banking clients.
  • The card offers contactless transactions facility.
  • Secure online transactions with 3D secure OTP verification.
  • The card offers ₹ 1,00,00,000 air accident cover and purchase protection worth ₹ 55,000.

How does Standard Chartered Premium Cashback Debit Card Works?

Standard Chartered Premium Cashback Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, Standard Chartered Premium Cashback Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of Standard Chartered Premium Cashback Debit Card in India

Standard Chartered Premium Cashback Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. Standard Chartered Premium Cashback Debit Card features are listed in the table below:

Maximum Cash withdrawal Nil
Maximum Purchase limit Nil
Annual maintenance charge Nil
Card replacement charge ₹ 799
Issuance Charge Nil

Standard Chartered Premium Cashback Debit Card Benefits

Some of the benefits offered by Standard Chartered Premium Cashback Debit Card signature card as listed as follows:

  • Standard Chartered Premium Cashback Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
  • Standard Chartered Premium Cashback Debit Card signature card can be used to withdraw cash.
  • Standard Chartered Premium Cashback Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by Standard Chartered Premium Cashback Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, Standard Chartered Premium Cashback Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

Standard Chartered Premium Cashback Debit Card Eligibility

To avail a Standard Chartered Premium Cashback Debit Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain Standard Chartered Premium Cashback Debit Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of Standard Chartered Premium Cashback Debit Card ?

The maximum limit offered by Standard Chartered Premium Cashback Debit Card is ₹ 5 Lakh for withdrawals and is ₹ 2 Lakh for making purchases at Point of sales.

What are the annual maintenance charges on Standard Chartered Premium Cashback Debit Card ?

The annual maintenance charges on Standard Chartered Premium Cashback Debit Card are 0.

Which is the best debit card of Standard Chartered Bank?

Standard Chartered Bank offers different cards that are tailor-made to suit the needs of different debit card users. For instance, Standard Chartered Bank Business Banking debit card offers the highest withdrawal limit of ₹ 5 Lakh, while Standard Chartered Bank Business Banking debit card offers the highest purchase limit of ₹ 5 Lakh. In addition to that, Standard Chartered Platinum Rewards Debit Card, Standard Chartered Premium Cashback Debit Card, Standard Chartered Bank Priority Infinite debit card., Standard Chartered Bank Business Banking debit card, Standard Chartered Bank Private Infinite Debit Card is the best card at the lowest annual fee of Nil. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by Standard Chartered.

Can Standard Chartered Premium Cashback Debit Card be used internationally?

Yes, you can use Standard Chartered Premium Cashback Debit Cardinternationally for making payments or buying products.


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