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SBI Gold International Debit Card

SBI Gold International Debit Card Details

Last Updated 04th May 2021

  • SBI Gold International Debit Card can be used both offline and online.
  • SBI charges a fee of ₹ 100 as card issuance fee for issuing the SBI Gold International Debit Card signature card.
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • With SBI Gold International Debit Card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on SBI Gold International Debit Card.
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SBI Gold International Debit Card Overview

SBI Gold International Debit Card is a Mastercard, Visa card and is amongst the various customer-oriented and beneficial debit cards offered by SBI. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features
  • This card offers higher transacational limits to the users.
  • The card can be used in India as well as globe.

How does SBI Gold International Debit Card Works?

SBI Gold International Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, SBI Gold International Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of SBI Gold International Debit Card in India

SBI Gold International Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. SBI Gold International Debit Card features are listed in the table below:

Maximum Cash withdrawal No Limit
Maximum Purchase limit No Limit
Annual maintenance charge ₹ 175
Card replacement charge ₹ 300
Issuance Charge ₹ 100

SBI Gold International Debit Card Benefits

Some of the benefits offered by SBI Gold International Debit Card signature card as listed as follows:

  • SBI Gold International Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
  • SBI Gold International Debit Card signature card can be used to withdraw cash.
  • SBI Gold International Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by SBI Gold International Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, SBI Gold International Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

SBI Gold International Debit Card Eligibility

To avail a SBI Gold International Debit Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain SBI Gold International Debit Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card

FAQs

What is the limit of SBI Gold International Debit Card ?

The maximum limit offered by SBI Gold International Debit Card is ₹ 1 Lakh for withdrawals and is ₹ 2 Lakh for making purchases at Point of sales.

What are the annual maintenance charges on SBI Gold International Debit Card ?

The annual maintenance charges on SBI Gold International Debit Card are ₹ 175.

Which is the best debit card of SBI?

SBI offers different cards that are tailor-made to suit the needs of different debit card users. For instance, SBI Platinum International Debit Card offers the highest withdrawal limit of ₹ 1 Lakh, while SBI Gold International Debit Card, SBI Platinum International Debit Card offers the highest purchase limit of ₹ 2 Lakh. In addition to that, SBI Classic Debit Card is the best card at the lowest annual fee of ₹ 125. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by SBI.

Can SBI Gold International Debit Card be used internationally?

Yes, you can use SBI Gold International Debit Cardinternationally for making payments or buying products.


SBI Debit/ ATM Card News - May 2021
  • 2021-04-27 : SBI introduced video KYC on mobile banking app YONO
    With an aim to improve the customer experience and improve the loan and investment portfolio, SBI introduced KYC on its Mobile banking app YONO. The digital initiative, powered by AI and Facial Recognition Technology, is a contactless and paperless process.
  • 2021-03-21 : SBI recorded digital transactions as high as 67%
    State Bank of India has recorded a considerable increase in its digital transactions. The bank reported 67% digital transaction in the post Covid period from earlier 60% in the pre Covid times. The increase is attributed to hike in e-commerce due to covid induced lockdown which restricted the movement.
  • 2020-12-02 : SBI RuPay, NPCI, JCB platinum contactless debit card launched
    SBI, NPCI, and JCB International Co., Ltd. (JCB) have launched SBI RuPay JCB Platinum Contactless Debit Card on the RuPay network. The contactless debit card will offer a dual interface feature that will help customers to perform both contacts as well as contactless transactions in the domestic market and contact transactions overseas.
  • 2020-11-11 : SBI to focus on financial inclusion
    SBI is planning to increase the share of its newly created business vertical, financial inclusion and micro-markets from the current 12% to 20% by March 2022. The bank recently created a separate FI&MM vertical within the bank with an aim of financial inclusion of rural and semi-urban areas to improve customer experience in the hinterland.
  • 2020-11-05 : SBI net profit rises to ₹4,574 crores in Q2
    SBI September quarter net profit jumped 52% year-on-year to Rs 4,574.16 crore as the provisions declined during the quarter. Credit growth for the bank logged an improvement of 6.02% over the previous year driven by home, personal, car, two-wheeler and gold loan along with mudra and business loan. Total advances at the end of Q2 were at Rs 23.83 trillion. Further, total Deposits which includes fixed and recurring deposits grew at 14.4% on a yearly basis to Rs 34.70 trillion, out of which current account deposit grew by 8.55% YoY while saving bank deposits grew by 16.28 per cent YoY.
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