SBI Classic Debit Card

SBI Classic Debit Card is a Mastercard, Visa card and is amongst the various customer-oriented and beneficial debit cards offered by SBI. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features

• The card offers shopping at over 5 lakh merchant outlets in India.
• The card is ideal for booking movie tickets, bill payments, travel and other online purchases and payments

SBI Classic Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, SBI Classic Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

SBI Classic Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. SBI Classic Debit Card features are listed in the table below:

Maximum Cash withdrawal	No Limit
Maximum Purchase limit	No Limit
Annual maintenance charge	₹ 125
Card replacement charge	₹ 300
Issuance Charge	Nil

Some of the benefits offered by SBI Classic Debit Card signature card as listed as follows:

• SBI Classic Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
• SBI Classic Debit Card signature card can be used to withdraw cash.
• SBI Classic Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
• Another benefit offered by SBI Classic Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
• Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
• Apart from the best utilization of one’s funds, SBI Classic Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

To avail a SBI Classic Debit Card, one needs to meet the below-mentioned eligibility criteria:

• The minimum age requirement to attain SBI Classic Debit Card is 18 years.
• Parents and guardians can attain a debit card on behalf of the minors.
• One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
• One needs to have a savings or current account with a bank to attain a debit card

✅What is the limit of SBI Classic Debit Card ?

The maximum limit offered by SBI Classic Debit Card is ₹ 1 Lakh for withdrawals and is ₹ 50,000 for making purchases at Point of sales.

✅What are the annual maintenance charges on SBI Classic Debit Card ?

The annual maintenance charges on SBI Classic Debit Card are ₹ 125.

✅Which is the best debit card of SBI?

SBI offers different cards that are tailor-made to suit the needs of different debit card users. For instance, SBI Platinum International Debit Card offers the highest withdrawal limit of ₹ 1 Lakh, while SBI Gold International Debit Card, SBI Platinum International Debit Card offers the highest purchase limit of ₹ 2 Lakh. In addition to that, SBI Classic Debit Card is the best card at the lowest annual fee of ₹ 125. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by SBI.

✅Can SBI Classic Debit Card be used internationally?

No, SBI Classic Debit Card cannot be used internationally.