MyLoanCare is a FREE of cost service for borrowers Apply Online

Get Cashback of Upto * on Debit/ ATM Card Apply Online

MyLoanCare Customer Ratings - 4.5/5.0 Apply Online

SBI Classic Debit Card

SBI Classic Debit Card Details

Last Updated 17th Jan 2022

  • SBI Classic Debit Card can be used both offline and online.
  • SBI charges NIL card issuance fee for issuing the SBI Classic Debit Card .
  • The card can be attained via net banking, written request to the bank or by contacting the bank’s customer care.
  • With SBI Classic Debit Card, you can withdraw cash without any limit.
  • In addition to that, there is no purchase limit on SBI Classic Debit Card.
Yes Bank
Returns bhi, Rewards bhi
5.5%* interest p.a + up to 1500** YES Rewardz Points on account opening
Earn up to 50k** YES Rewardz Points in 1st year
Exclusive offers on Demat & Lockers
Disclaimer: For balance above INR 10 lcs to INR 1Cr. For YES FIRST customers. Terms and conditions apply. For more details please visit:
Apply for Savings Account

SBI Classic Debit Card Overview

SBI Classic Debit Card is a Mastercard, Visa card and is amongst the various customer-oriented and beneficial debit cards offered by SBI. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

  • The card offers shopping at over 5 lakh merchant outlets in India.
  • The card is ideal for booking movie tickets, bill payments, travel and other online purchases and payments

How does SBI Classic Debit Card Works?

SBI Classic Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, SBI Classic Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

Features of SBI Classic Debit Card in India

SBI Classic Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. SBI Classic Debit Card features are listed in the table below:

Maximum Cash withdrawal No Limit
Maximum Purchase limit No Limit
Annual maintenance charge ₹ 125
Card replacement charge ₹ 300
Issuance Charge Nil

SBI Classic Debit Card Benefits

Some of the benefits offered by SBI Classic Debit Card signature card as listed as follows:

  • SBI Classic Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
  • SBI Classic Debit Card signature card can be used to withdraw cash.
  • SBI Classic Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
  • Another benefit offered by SBI Classic Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
  • Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
  • Apart from the best utilization of one’s funds, SBI Classic Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

SBI Classic Debit Card Eligibility

To avail a SBI Classic Debit Card, one needs to meet the below-mentioned eligibility criteria:

  • The minimum age requirement to attain SBI Classic Debit Card is 18 years.
  • Parents and guardians can attain a debit card on behalf of the minors.
  • One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
  • One needs to have a savings or current account with a bank to attain a debit card


What is the limit of SBI Classic Debit Card ?

The maximum limit offered by SBI Classic Debit Card is ₹ 1 Lakh for withdrawals and is ₹ 50,000 for making purchases at Point of sales.

What are the annual maintenance charges on SBI Classic Debit Card ?

The annual maintenance charges on SBI Classic Debit Card are ₹ 125.

Which is the best debit card of SBI?

SBI offers different cards that are tailor-made to suit the needs of different debit card users. For instance, SBI Platinum International Debit Card offers the highest withdrawal limit of ₹ 1 Lakh, while SBI Gold International Debit Card, SBI Platinum International Debit Card offers the highest purchase limit of ₹ 2 Lakh. In addition to that, SBI Classic Debit Card is the best card at the lowest annual fee of ₹ 125. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by SBI.

Can SBI Classic Debit Card be used internationally?

No, SBI Classic Debit Card cannot be used internationally.

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 6.50%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 6.90%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 7.05%.

    Invest Now
SBI Debit/ ATM Card News - Jan 2022
  • 2021-12-17 : Banking Services Hit as Public Sector Banks go on a Strike.
    Banking and ATM services have been hit hard as the public sector banks, including State Bank of India, Bank of Baroda and Punjab National Bank, are on a two-day strike against the privatisation of banks.
  • 2021-11-01 : SBI Card Reports Net Profit At Rs 345 crore
    SBI Cards and Payment Services (SBI Card) posted a 67 per cent jump in net profit at Rs 345 crore for the September quarter. The profits are on the back of good growth in retail and corporate spends. Total income increased by 7 percent to Rs 2,695 crore during July-September period of FY22, from Rs 2,510 crore in Q2 FY21.
  • 2021-06-30 : Change in service charge for SBI ATM cash withdrawals
    The State Bank of India (SBI) has revised its service charges for cash withdrawals from ATMs and bank branches. The new charges would apply to the chequebook, transfer and other non-financial transactions. The new service charges will come into effect from 1 July 2021 and will be applicable for Basic Savings Bank Deposit (BSBD) account holders.
  • 2021-06-25 : SBI card and Fabindia have launched contactless co-branded credit cards
    SBI Card has joined hands with lifestyle retail chain Fabindia by launching contactless co-branded credit cards to cater to the premium segment customers. This premium card will allow the customers Direct access to Fabfamily loyalty programme Platinum Tier, Fabindia gift vouchers worth INR 1500 as a welcome benefit, along with several other exciting offers.
  • 2021-06-23 : Google Pay launches cards tokenisation with SBI and other banks
    After successfully rolling out tokenisation with Kotak Mahindra Bank, SBI Cards, and Axis Bank, Google Pay has now added debit cards by SBI, IndusInd Bank, and Federal Bank and credit cards by IndusInd Bank and HSBC India to its slate. Digital wallet platform Google Pay has expanded its network of bank partners offering cards tokenisation on the Google Pay app and added lenders including SBI, IndusInd Bank, Federal Bank, and HSBC India. Google has rebranded its Tez app, launched in September, as Google Pay—the catch-all label for its payments services.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Please wait while your information is being processed...