PNB Gold Debit Card

PNB Gold Debit Card is a Visa card and is amongst the various customer-oriented and beneficial debit cards offered by PNB. The card can be attained from the bank through both offline and online mediums such as net banking, written application or by contacting the bank’s customer care. It can be used to withdraw cash, for balance enquires, to deposit funds and for making online and offline payments.

Features

• This card is issued in the form of a VISA card.
• The card can be issued in both personalized and non-personalized forms.

PNB Gold Debit Card can be used both offline and online for a different purpose. For offline payments, the card can be used through a card machine. The debit card works offline as and when the merchant inputs the transaction amount on the card machine. After this, the card user is required to enter the debit card PIN to complete the transaction. As the PIN is entered, a request is made to the bank as per which the required amount is deducted from the account linked to the debit card.

In addition to that, PNB Gold Debit Card also works online. This requires one to enter details like the 16 digit the card number, expiry date, and the three-digit CVV number-mentioned don the reverse of the card. As and when the details are entered, an OTP is sent to the registered mobile number of the debit card user. The OTP needs to be entered for completion of the transaction after which the amount is deducted from the linked current or savings account.

PNB Gold Debit Card functions similar to all debit cards such as for cash withdrawal and online and offline purchases amongst others. However, the card features vary from each other on the basis of various parameters. PNB Gold Debit Card features are listed in the table below:

Maximum Cash withdrawal	Nil
Maximum Purchase limit	Nil
Annual maintenance charge	₹ 150
Card replacement charge	₹ 150
Issuance Charge

Some of the benefits offered by PNB Gold Debit Card signature card as listed as follows:

• PNB Gold Debit Card can be obtained easily, as it involves minimum eligibility and documentation.
• PNB Gold Debit Card signature card can be used to withdraw cash.
• PNB Gold Debit Card offers the security of funds even when the card is stolen. This is because the card can be blocked immediately, and thus debit cards are safer for funds than physical cash.
• Another benefit offered by PNB Gold Debit Card is that the card can be used across all points of sales whether offline or online and allows hassle-free transactions.
• Also, debit cards are way more beneficial than a credit card in terms of debt management. While a credit card allows one to make purchases more than one’s account ability, a debit card allows purchasing as per the availability of funds.
• Apart from the best utilization of one’s funds, PNB Gold Debit Card provides the additional benefit of rewards such as cashback offers and reward points.

To avail a PNB Gold Debit Card, one needs to meet the below-mentioned eligibility criteria:

• The minimum age requirement to attain PNB Gold Debit Card is 18 years.
• Parents and guardians can attain a debit card on behalf of the minors.
• One needs to have Government approved identity and address proofs such as Aadhar card, PAN card, passport, driving license or Voter ID card.
• One needs to have a savings or current account with a bank to attain a debit card

✅What is the limit of PNB Gold Debit Card ?

The maximum limit offered by PNB Gold Debit Card is ₹ 1 Lakh for withdrawals and is ₹ 1.25 Lakh for making purchases at Point of sales.

✅What are the annual maintenance charges on PNB Gold Debit Card ?

The annual maintenance charges on PNB Gold Debit Card are 150.

✅Which is the best debit card of PNB?

PNB offers different cards that are tailor-made to suit the needs of different debit card users. For instance, PNB Business Debit Card offers the highest withdrawal limit of ₹ 1 Lakh, while PNB Business Debit Card offers the highest purchase limit of ₹ 3 Lakh. In addition to that, PNB Business Debit Card, PNB Classic Debit Card, PNB Platinum Debit Card, PNB Gold Debit Card, PNB Rupay International Debit Card is the best card at the lowest annual fee of ₹ 150. Thus, based on one’s requirement, one can choose the best card amongst a number of them offered by PNB.

✅Can PNB Gold Debit Card be used internationally?

Yes, you can use PNB Gold Debit Cardinternationally for making payments or buying products.